Commercial Relationship Manager IV

4 weeks ago


Louisville, United States Fifth Third Full time

Make banking a Fifth Third better

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

Responsible for profitable business development as well as monitoring the quality of an largest existing portfolio of companies with annual gross sales of at least $50MM and generally less than $500MM within a specific geographic area. Ability to develop trusted advisory relationships with the Senior Executives ( e.g. CEO, CFO, COO) of the Company. Capable to lead and coordinate with One Bank Partners to create and implement a relationship strategy for very large, complex assigned clients and prospects. This position requires a strong understanding of credit, commercial products and financial statement analysis, in order to offer beneficial banking solutions (e.g. loans, treasury management, capital markets) based on clients and prospects needs. This role is expected to solicit participation in public debt issuance for clients. Some incumbents may specialize in a specific industry such as Health Care. This role is expected to activity participate in community activities.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Business Development

  • Work independently to identify and develop profitable new "lead left" client relationships by leveraging centers of influence, existing clients, & referral sources
  • Effective grow long term profitable "lead left" relationships
  • Work closely with assigned Fifth Third internal partners to deepen existing relationships and acquire new high value prospective relationships.
  • Attend community and/or specific industry forums, conferences and/or meetings in order to broaden relationship networks, referral sources and continually deepen knowledge of trends, practices, services and the competitive landscape.

Portfolio Management

  • Work with One Bank partners (Treasury Management., Capital Markets, and Wealth Management etc.) analyze, evaluate and develop a tailored relationship strategy for each client or prospect.
  • Responsible for planning and conducting relationship strategy review meetings with internal Fifth Third Business Partners and Client's trusted advisors (e.g. attorney, accountants)
  • Ensure that customer relationships are managed to maximize the opportunity for the bank, while taking into account Bank risk and customer needs.

Client Experience

  • Meet with customers on a regular basis to enhance the trusted advisor relationship and ensure business needs are being met
  • Lead and coordinate all client facing activities, including credit support, treasury management, and capital markets
  • Utilize the Bank's Customer Relationship Management (CRM) system for client activity tracking, call reports and pipeline management. Reinforce use of CRM for assigned Fifth Third partners for monitoring pre-call and post-call activities
  • Utilize consultative sells skills, commercial playbook principals and call reporting plans to enhance the client experience

Credit Excellence

  • Analyze the financial information provided to determine the questions to ask to decide on the credit request that should be pursued
  • Partner with Portfolio Managers and Credit Officers on credit requests and adhere to established Portfolio Management guidelines (i.e., delinquencies, documentation preparation, financial statement tracking exceptions, matured loans).
  • Monitor, on an ongoing basis, information concerning customer financial performance, condition, and industry trends to determine that any credit exposure is at an acceptable risk, and priced accordingly.

SUPERVISORY RESPONSIBILITIES:

No formal supervisory responsibilities. Expected to provide guidance to Commercial RM I & II

MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:

  • Bachelor's or Master's in Business (e.g. Business Administration, Finance, Accounting) or equivalent work experience preferred.
  • Minimum of 10 years Commercial Banking experience.
  • 9 years of relationship account management experience preferred.
  • Formalized commercial credit training or equivalent credit experience required.
  • Underwriting experience preferred.
  • Proven track record of partnership with investment bankers to provide strategic and capital market advice.
  • Strong business acumen, to include detailed analysis, review of financial statements and understanding of accounting principles.
  • Thorough knowledge of Commercial, Treasury Management, and alternative lending and financing options.
  • Ability to assess client needs, drivers of profitability, and corporate/personal life cycle optimizing financial solutions.
  • Exhibits strong presentation skills in both large and small group settings. Proven ability to communicate with impact. U
  • Understands the audience and adjust communication as is appropriate level of detail for the audience; captures and holds the audience's attention.
  • Proven track record of identification and understanding of business issues, problems, and opportunities and the ability to create relevant options for addressing problems/opportunities to achieve desired outcomes.
  • Proven track record of exploring options for a prospective client or existing buyer/COI's prior to advocating for a solution.
  • Influences client decision regarding strategy and product solutions-Engages in joint business planning with internal partners and buyers.
  • Determines task and resources and project requirements by breaking them down into task and defining roles and responsibilities.
  • Scans the internal and external environment to identify the relationships that should be initiated or improved to achieve business goals and fulfill clients needs.
  • Demonstrates strong verbal and written communication skills, with particular emphasis on experience in face-to-face negotiations.
  • Proven ability to work in a team-based sales environment.
  • Must be proficient in all Microsoft Office software; familiarity with prospecting and CRM sales tools preferred.
  • Regional /local travel
Commercial Relationship Manager IV LOCATION -- Louisville, Kentucky 40202

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.



  • Louisville, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Responsible for profitable business development as well as monitoring the quality of an largest existing portfolio of companies with annual gross sales of at least $50MM and...


  • Louisville, Kentucky, United States Barrell Craft Spirits Full time

    Scope:The Commercial Finance Manager (CFM) reports to and assists the Chief Brands and Commercial Officer (CBCO) with accomplishing financial goals and the maintenance of financial controls with a focus on the commercial aspects of the business. The CFM is responsible for the financial stewardship and business analytics of Barrell Craft Spirits, including...


  • Louisville, Kentucky, United States Barrell Craft Spirits Full time

    Scope:The Commercial Finance Manager (CFM) reports to and assists the Chief Brands and Commercial Officer (CBCO) with accomplishing financial goals and the maintenance of financial controls with a focus on the commercial aspects of the business. The CFM is responsible for the financial stewardship and business analytics of Barrell Craft Spirits, including...


  • Louisville, Kentucky, United States Barrell Craft Spirits Full time

    Scope:The Commercial Finance Manager (CFM) reports to and assists the Chief Brands and Commercial Officer (CBCO) with accomplishing financial goals and the maintenance of financial controls with a focus on the commercial aspects of the business. The CFM is responsible for the financial stewardship and business analytics of Barrell Craft Spirits, including...


  • Louisville, United States Barrell Craft Spirits Full time

    Scope: The Commercial Finance Manager (CFM) reports to and assists the Chief Brands and Commercial Officer (CBCO) with accomplishing financial goals and the maintenance of financial controls with a focus on the commercial aspects of the business. The CFM is responsible for the financial stewardship and business analytics of Barrell Craft Spirits, including...


  • Louisville, Kentucky, United States Bank of America Full time

    Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our...


  • Louisville, Kentucky, United States Bank of America Full time

    Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our...


  • Louisville, United States Givaudan Full time

    Job DescriptionJob DescriptionPrinciple Responsibilities:Uphold Givaudans Mission Statement, Quality Policy, and Values and Beliefs.Cultivates a strong relationship with the Global Commercial team.Pro-actively seeks out interaction with the team through face-to-face communication and frequent engagement; is viewed as a trusted partner.Consolidated Monthly...


  • Louisville, United States Givaudan Full time

    Job DescriptionJob DescriptionPrinciple Responsibilities:Uphold Givaudans Mission Statement, Quality Policy, and Values and Beliefs.Cultivates a strong relationship with the Global Commercial team.Pro-actively seeks out interaction with the team through face-to-face communication and frequent engagement; is viewed as a trusted partner.Consolidated Monthly...


  • Louisville, United States augmentjobs Full time

    Job DescriptionJob DescriptionJob Description: As a Client Relationship Manager, you will be responsible for fostering and maintaining strong relationships with our clients to ensure their satisfaction and loyalty. You will serve as the primary point of contact for clients, addressing their inquiries, concerns, and requests promptly and effectively. Your...


  • Louisville, United States Orkin Full time

    Overview: If Youre the Best at Sales, You Have a Place with the Best in Pests. Estimated first-year earnings $80,000K+ As part of the Orkin Commercial sales team, you get the advantage of a highly persuasive pitch: top-notch service from the industry leader with more than 120 years of protecting businesses of all kinds. Our B2B Outside Sales Representative...


  • Louisville, United States Talis Group, Inc. Full time $58,000 - $65,000

    Talis Group’s client is a well-established, Independent Insurance Agency. They are looking to hire an experienced and licensed Commercial Lines Account Manager to join their team in Louisville.  Candidate must hold a current Kentucky Property & Casualty insurance license.  The ideal candidate will bring a strong background and experience in commercial...


  • Louisville, United States Talis Group, Inc. Full time $58,000 - $65,000

    Talis Group’s client is a well-established, Independent Insurance Agency. They are looking to hire an experienced and licensed Commercial Lines Account Manager to join their team in Louisville.  Candidate must hold a current Kentucky Property & Casualty insurance license.  The ideal candidate will bring a strong background and experience in commercial...

  • Relationship Manager

    2 months ago


    Louisville, United States Thrive Full time

    Job DescriptionJob Description We are looking for Sales Professional located in: Rolla, MO (Central Missouri) Fort Smith, AR (Western Arkansas) St. Louis, MO Jonesboro, ARJOB SUMMARY: The primary function of the Relationship Manager / Sales Rep is to grow, create, and increase revenueand number of merchants within an assigned territory through sales and...


  • Louisville, United States Higginbotham Insurance Agency Full time

    Higginbotham, a privately held, independent insurance and financial services firm that ranks within the top 20 nationwide, has an immediate opening for a Commercial Insurance Account Manager for our Louisville, KY office.TheCommercial Insurance Account Managerin this office will assist the P&C Sales Producers in generating the marketing to pitch policies to...


  • Louisville, United States Higginbotham Insurance Agency Full time

    Higginbotham, a privately held, independent insurance and financial services firm that ranks within the top 20 nationwide, has an immediate opening for a Commercial Insurance Account Manager for our Louisville, KY office. TheCommercial Insurance Account Managerin this office will assist the P&C Sales Producers in generating the marketing to pitch policies to...

  • Commercial Lender

    7 days ago


    Louisville, United States Park National Bank Full time

    RESPONSIBILITIESIdentify business leads and prospects for future opportunities, including providing general Bank information and cross selling services Meet with and interview applicants to review and evaluate loan requests, including loan alternatives, credit criteria, interest rate options, and necessary loan documentation Prepare, or assist in preparing...

  • Software Developer IV

    2 weeks ago


    Louisville, United States Resource Logistics Full time

    Description: This Node.js Software Developer IV for the engineering platform will play a pivotal role in developing and enhancing high-performance applications and services. The expertise in Node.js and MongoDB, coupled with additional desirable skills, will drive the platform's evolution and functionality. Collaborating with our dedicated team, you will...


  • Louisville, United States German American Bancorp Full time

    Job Title: 1541 FT Commercial Banker - Louisville, KY Summary of Duties and Responsibilities: Are you an experienced commercial lender who enjoys building relationships in your community?We are looking for a sales-oriented professional to provide outstanding customer service in our commercial lending division.As a commercial lender, you will analyze and...


  • Louisville, United States German American Bancorp Full time

    Job Title: 1541 FT Commercial Banker - Louisville, KY Summary of Duties and Responsibilities: Are you an experienced commercial lender who enjoys building relationships in your community?We are looking for a sales-oriented professional to provide outstanding customer service in our commercial lending division.As a commercial lender, you will analyze and...