Commercial/Agricultural Loan Officer

3 weeks ago

Waverly, United States Citizens State Bank-Waverly Full time

Citizens State Bank of Waverly is located 30 minutes west of the Twin Cities metro area; chartered in 1907, we remain strong, safe and secure. At Citizens State Bank of Waverly, it is our goal to build lifetime relationships with our customers. We are seeking an enthusiastic and motivated Commercial and Agricultural Loan Officer to join our team in carrying out this goal. We care about our customers and the communities that we serve and are continually striving to identify and meet their needs. If you have a desire to work in a family-owned community bank where lending decisions are made locally, this is the opportunity for you. We invite you to join a team of bankers who want to make a difference, build relationships and give our customers a great banking experience. This loan officer will provide excellent customer service to our existing commercial and agricultural loan portfolio and be responsible for generating high quality new loan and deposit relationships. Responsibilities: * Manage and further develop an existing loan portfolio. * Generate and develop new commercial and/or agricultural relationships. * Originate, underwrite and analyze credit requests ensuring proper structure to meet client needs and minimize credit risk. * Prepare and present credit presentations based upon the bank's internal policy and regulatory guidelines. * Possess strong evaluation skills to review borrower's financial situation. Citizens State Bank of Waverly is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. Member FDIC. EOE m/f/v/d

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