Senior Mortgage Loan Officer
2 days ago
Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview
This is a full-time, commissioned career opportunity based out of Bensalem, PA.
Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership. Requires to act on internal leads but to also cultivate external lead sources to generate origination of mortgage loans. A significant amount of time will be spent building relationships and soliciting first mortgages with realtors, builders, accountants, lawyers, financial advisors and other referral sources to obtain mortgage loan applications.
Responsibilities
- Develops and expands referral sources in order to solicit first mortgages and develops a continual stream of origination volume. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes. Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged. Maintains regular contact and meets with centers of influence such as attorneys, accountants, lawyers and financial advisors.
- Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
- Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
- Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employee's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.
Qualifications
Required Education
High School Diploma or equivalent.
Required Experience
4 or more years recent residential mortgage lending.
4 or more years established referral sources that are outside of branch referrals and provide a continual stream of loan originations.
4 or more years proven ability to develop and maintain a significant amount of referral sources from contacts and relationships outside the organization. Other sources could be repeat customers, referrals from current clients.
Other Duties as Assigned by Manager
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency
This position is fully commissioned.
Benefits
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
NMLS
This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.
EEO Statement
Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.
Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.
-
Senior Mortgage Loan Officer
5 months ago
Bensalem, United States Disability Solutions Full timeValue PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...
-
Senior Collector
1 month ago
Bensalem, United States Police and Fire Federal Credit Union Full timeCompetitive Base Salary - Experience RequiredEnsure you read the information regarding this opportunity thoroughly before making an application.****EXCELLENT MEDICAL, DENTAL, VISION BENEFITS: 75% to 95% of premiums covered by PFFCU*********401K – PFFCU contributes automatic 6% regardless of employee contribution after 1 year*****Location: 3333 Street Road,...
-
Senior Collector
1 month ago
Bensalem, United States Police and Fire Federal Credit Union Full timeCompetitive Base Salary - Experience RequiredEnsure you read the information regarding this opportunity thoroughly before making an application.****EXCELLENT MEDICAL, DENTAL, VISION BENEFITS: 75% to 95% of premiums covered by PFFCU*********401K – PFFCU contributes automatic 6% regardless of employee contribution after 1 year*****Location: 3333 Street Road,...
-
Bensalem, United States TD Bank Group Full timeWork Location: Bensalem, Pennsylvania, United States of America Hours: 40 Line of Business: Personal & Commercial Banking Pay Detail: $23.25 - $32.75 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our...
-
Senior Property Operations Manager
3 weeks ago
Bensalem, Pennsylvania, United States The Galman Group Full timeJob SummaryWe are seeking a highly skilled Senior Property Manager to join The Galman Group. This role offers an estimated salary of $60,000 - $80,000 annually, commensurate with experience and qualifications.Key Responsibilities:Conduct business in accordance with company policies, Fair Housing Act, Americans with Disabilities Act, Fair Credit Reporting...
-
Manager, Application Performance Management
2 months ago
Bensalem, United States Crown Cork & Seal USA, Inc. Full timePosition Scope As a member of the Information Systems management team, the Manager, Infinium Systems will have technical and managerial responsibility for the systems applications group which provides system support to the financial application systems primarily utilizing our Infinium software suite. In this role, there will be extensive involvement with...
-
Senior Home Health Care Professional
1 week ago
Bensalem, Pennsylvania, United States BAYADA Home Health Care Full timeTransforming Lives Through Compassionate NursingWe're seeking dedicated and compassionate nursing professionals to join our BAYADA team. As a leading home health care provider, we offer a supportive environment where you can grow your skills and advance your career.BAYADA's Nurse Residency Program is an unparalleled opportunity for new graduates to thrive in...
-
Property Management Professional Lead
3 weeks ago
Bensalem, Pennsylvania, United States The Galman Group Full timeAbout the RoleThis is an excellent opportunity to advance your career as a Senior Property Manager at The Galman Group. We offer a competitive estimated salary range of $55,000 - $75,000 per year, based on experience.Main Duties:Manage property operations, ensuring compliance with company policies and regulations.Coordinate with regional managers to develop...
-
Sous Chef- Bucks County
2 days ago
Bensalem, United States Juniper Partners Full timeJuniper Communities is an EEO employer - M/F/Vets/Disabled Now offering DailyPay, the ability to be paid on-demand, without waiting until pay day! Full Time position available! Pay: Starting at $50,000 annually Know you belong. Being diverse and inclusive isn't new to us. These values have been at the heart of our culture for 35 years. We are better because...
-
Activity Associate- Bucks
1 month ago
Bensalem, United States Juniper Partners Full timeJuniper Communities is an EEO employer - M/F/Vets/Disabled Now offering Daily Pay! No need to wait for Payday! Full Time Position - HIRING IMMEDIATELY! 9am-5pm Shift with rotating weekends Pay: Starting at $15.00 per hour Know you belong. Being diverse and inclusive isn't new to us. These values have been at the heart of our culture for 35 years. We are...
-
Registered Nurse
3 days ago
Bensalem, United States Juniper Communities Full time $42RN's needed for a 17 bed short term skilled unit within in the Juniper community!All candidates should make sure to read the following job description and information carefully before applying.Full Time position available, 3p-11pm or 11p-7am.Pay starting at $42.00/hrKnow you belong.Being diverse and inclusive isn't new to us. These values have been at the...
-
Registered Nurse
1 month ago
Bensalem, PA, United States Juniper Communities Full timeRN's needed for a 17 bed short term skilled unit within in the Juniper community! Full Time position available, 3p-11pm or 11p-7am. Pay starting at $42.00/hr Know you belong. Being diverse and inclusive isn't new to us. These values have been at the heart of our culture for 35 years. We are better because our Associates have unique backgrounds and...
