Loan Closer, Home Equity

4 weeks ago

Conshohocken, United States Spring EQ Full time
Overview

Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016, Spring EQ is among the fastest growing and highest-rated home equity financing partners in the United States. Spring EQ offers a broad range of home equity products and delivers a simple and streamlined process that results in faster funding, trustworthy loans, and less frustration for consumers today. To learn more about Spring EQ, visit www.springeq.com.

At Spring EQ, it is our mission to empower homeowners and buyers to achieve and maximize the value of homeownership in a simple, fast, and ethical manner. Our values are to
  • Be kind and treat all people - teammates, customers, and vendors - with respect and consideration
  • Be adaptable and embrace change
  • Be accountable and take responsibility and deliver the effort to fully complete the task
  • Be better and strive for continuous improvement in ourselves, our team, and the company for our customers
  • Be part of the solution and solve problems, find the answers, and collaborate
  • Work hard, have fun, and get things done
Spring EQ is hiring a Loan Closer to join our rapidly growing Operations team. The ideal candidate will have at least two years of experience closing home equity or mortgage loans, a solid understanding of TRID requirements as they relate to closing, and proficient knowledge of loan origination technology. This is an extensive and dynamic operational position on our Third Party originations team.

Responsibilities
  • Perform in an automated closing process that produces high quality, efficient loan closings for a best-in-class borrower experience
  • Prepare closing packages with consistent supporting documentation for loan files
  • Verify that all documents are accurate
  • Effectively manage closing pipeline to meet closing date selected by borrower
  • Work in partnership with settlement agents to ensure that accurate and compliant Closing Disclosure is provided to borrowers
  • Clear any outstanding closing conditions
  • Work in partnership with treasury to order funds for disbursement in a timely manner
  • Support Operations and Sales teams as the Closing subject matter expert, answering questions as appropriate
  • Manage escalations related to closing issues, resolving open issues in a timely manner
  • Perform other ad-hoc duties as assigned
Qualifications
  • College degree preferred. In lieu of a degree, relevant experience in a prior role is considered
  • 3+ years of home loan closing experience required
  • Experience in TRID compliance as they relate to closing
  • Strong analytical and problem solving skills
  • Excellent customer service skills, continually guaranteeing a best in class customer experience
  • Excellent communication, interpersonal and organizational skills
  • Ability to thrive in a fast-past, team oriented environment
  • Time is money - At Spring EQ we recognize the importance of working with a sense of urgency. Ideal candidates will possess the ability to thrive in a fast-paced, team-oriented environment
  • Spring EQ values personal excellence, integrity and accountability - we need candidates who demonstrate these qualities in their everyday lives
Benefits
  • 401k Company Match
  • Commuter Benefits
  • Company Holidays
  • Dental Insurance
  • Dependent Care Plan
  • Disability Insurance
  • Employee Assistance Program
  • Life Insurance
  • Medical Insurance
  • Paid Time Off Plan
  • Vision Insurance
  • Credit Union Membership

Applicants must be authorized to work in the US. We do not offer sponsorship for work authorization, or related employment visas, for this position.

Spring EQ is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all team members.

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