Sr Credit Analyst

22 hours ago


Albuquerque, United States Century Bank Full time
ON-SITE POSITION

REPORTS TO:

SVP, Commercial Credit Underwriting Director

MAJOR DUTIES AND RESPONSIBILITIES:

1. Develops credit information for use by lending officers or committees in making lending decisions on new, renewal and extension of loans:
  • Reviews all pertinent credit and financial information, including reporting services, credit bureaus and bank files;
  • Determines the need for more thorough investigation or additional information and contacts appropriate sources of such information, if requested by loan officers;
  • Prepares all financial spreads and personal cash flows;
  • Analyzes financial statements and related material;
  • Prepares summary, presents facts and offers opinions concerning credit worthiness to loan officers or committees.
  • Runs pertinent reports.

2. May have supervisory responsibilities as assigned.

3. May assist loan officers in underwriting and preparing credit memos, narratives and other loan management responsibilities as assigned.

4. May join loan officers in loan applicant interviews or borrower meetings.

5. Interact with Loan Officers and Senior Credit Officer regarding analytical requirements.

6. May interact with borrowers, or other appropriate sources, in the collection of borrower and/or guarantor financial and operating information and/or collateral information on an ongoing basis for analysis and monitoring purposes.

7. May supervise training of Credit Analysts.

8. Reviews current accounts receivable, agings, inventory reports and related Borrowing Base Certificates as required, stock secured and art secured loan reports as appropriate, watching for any developing problems and keeping loan officers informed.

9. May perform written and phone credit inquiries regarding bank customers.

10.Monitor loan agreements and borrowing base certificates for compliance with covenants as assigned.

11.Ensures that all Bank Policies and Procedures are followed and comply with all applicable laws, regulations and have strong working knowledge of procedures.

12.Support the lending staff in providing high quality services to its customers.

13.Periodically assists with property collateral inspections.

14.May prepare quarterly significant relationship monitoring reports.

15.Assists with other duties as assigned.

KNOWLEDGE REQUIRED:

A high level of analytical ability and writing skills.

Minimum level of preparation and training normally required by the job:

1. A bachelor's degree in business, finance, economics, accounting or equivalent job experience.
2. A minimum of 15 - 18 credit hours of accounting (including financial, intermediate and managerial accounting) or equivalent.

Additional Experience Preferred:

5 or more years as a Credit Analyst or related experience.
  • Senior Credit Analyst

    2 months ago


    Albuquerque, United States WorldBridge Partners - Leaders in Recruiting and Executive Search Full time

    POSITION: Senior Credit AnalystREPORTS TO: SVP, Commercial Credit Underwriting DirectorLOCATION: Albuquerque, New MexicoMAJOR DUTIES AND RESPONSIBILITIES:Develops credit information for use by lending officers or committees in making lending decisions on new, renewal and extension of loans:Reviews all pertinent credit and financial information, including...

  • Senior Credit Analyst

    2 months ago


    Albuquerque, United States WorldBridge Partners - Leaders in Recruiting and Executive Search Full time

    POSITION: Senior Credit AnalystREPORTS TO: SVP, Commercial Credit Underwriting DirectorLOCATION: Albuquerque, New MexicoMAJOR DUTIES AND RESPONSIBILITIES:Develops credit information for use by lending officers or committees in making lending decisions on new, renewal and extension of loans:Reviews all pertinent credit and financial information, including...

  • Credit Analyst

    3 days ago


    Albuquerque, United States Century Bank Full time

    ON-SITE POSITIONREPORTS TO:SVP, Commercial Credit Underwriting DirectorMAJOR DUTIES AND RESPONSIBILITIES: 1. Develops credit information for use by lending officers or committees in making lending decisions on new, renewal and extension of loans: Reviews all pertinent credit and financial information, including reporting services, credit bureaus and bank...

  • WorldBridge Partners

    2 months ago


    albuquerque, United States WorldBridge Partners - Leaders in Recruiting and Executive Search Full time

    POSITION: Senior Credit AnalystREPORTS TO: SVP, Commercial Credit Underwriting DirectorLOCATION: Albuquerque, New MexicoMAJOR DUTIES AND RESPONSIBILITIES:Develops credit information for use by lending officers or committees in making lending decisions on new, renewal and extension of loans:Reviews all pertinent credit and financial information, including...

  • Sr Project Manager

    1 day ago


    Albuquerque, United States Kirtland Federal Credit Union Full time

    Job DescriptionJob DescriptionWorking at Kirtland CU is more than a job-it's a career, and one in the financial world! We pride ourselves on helping our employees learn, grow, and advance in any direction they choose. We offer a highly competitive salary, great benefits package and an energetic, vibrant work environment. We are currently seeking a Sr....

  • Financial Analyst

    1 week ago


    Albuquerque, New Mexico, United States Johnstone Supply Full time

    Job Summary:This position is responsible for the entire credit granting, monitoring, and collections process. The successful candidate will have experience in credit analysis and collection processes and knowledge of the wholesale distribution industry.The ideal candidate will have a strong problem-solving and analytical ability, with strategic thinking and...


  • Albuquerque, New Mexico, United States Kirtland Federal Credit Union Full time

    Job DescriptionSalary: $80,000 - $110,000 per yearAs a Sr. Project Manager at Kirtland Federal Credit Union, you will be responsible for working with the PMO to plan, manage, and execute diverse enterprise and complex projects across the credit union's business units. You will interface with internal leaders and managers, as well as external vendors, while...


  • Albuquerque, New Mexico, United States Kirtland Federal Credit Union Full time

    Salary and BenefitsThe estimated annual salary for this position is around $90,000, based on industry standards and location. As a Sr. Project Manager at Kirtland Federal Credit Union, you can expect a comprehensive benefits package, including medical, dental, and vision insurance, 401(k) retirement savings program, paid time off, and tuition reimbursement.

  • Senior Program Lead

    2 weeks ago


    Albuquerque, New Mexico, United States Kirtland Federal Credit Union Full time

    About the RoleWe are seeking an experienced Sr. Project Manager to join our team at Kirtland Credit Union. This full-time position is located in Albuquerque, NM, and offers a hybrid remote work schedule after a period of time and up to manager discretion. The successful candidate will have a minimum of five years of experience in project management,...


  • Albuquerque, United States Leidos Full time

    Coronavirus is on everyone's mind with the effects being felt around the world. The markets are volatile, and we're all concerned for the health and safety of our families, friends, and colleagues. Please know that we're taking all necessary measures to safeguard our employees, customers and the communities in which we live, including following all...


  • Albuquerque, United States Ross Full time

    GENERAL PURPOSE: The Senior Area Loss Prevention Manager (Sr. ALPM) is responsible for protecting the assets of Ross Stores, Inc. while achieving shortage and safety goals for assigned stores/district(s)/area. This is done by managing, promoting, and directing all Loss Prevention initiatives and programs within the assigned group of stores and by...


  • Albuquerque, United States Kirtland Federal Credit Union Full time

    Job DescriptionJob DescriptionWorking at Kirtland CU is more than a job-it's a career, and one in the financial world! We pride ourselves on helping our employees learn, grow, and advance in any direction they choose. We offer a highly competitive salary, great benefits package and an energetic, vibrant work environment.We are currently seeking a Social...


  • Albuquerque, United States Blue-Halo.org Full time

    Overview Being on the BlueHalo team means working alongside the brightest minds in technology on the toughest challenges facing our nation - not just occasionally, but every single day. Together, we are leading the transformation of modern warfare and each BlueHalo employee plays a key role. That's why our investment in you goes beyond a rewarding salary and...


  • Albuquerque, New Mexico, United States Albuquerque Housing Authority Full time

    Job OverviewThe Albuquerque Housing Authority is seeking a highly skilled Sr. Accountant to join our team in the fast-paced Finance Department. This senior-level position will oversee the daily operations of the accounting department, providing technical and functional direction to lower-level staff.This role involves supervising, reviewing, and...


  • Albuquerque, New Mexico, United States Contact Government Services, LLC Full time

    Join Our Team: Contact Government Services, LLC is committed to delivering innovative solutions to government agencies. As a Sr. Java Developer, you will have the opportunity to work on a large-scale project and make a significant impact.Job Description:Data Utilization Enhancement:We are seeking a highly skilled Sr. Java Developer to lead the data...


  • Albuquerque, New Mexico, United States Contact Government Services, LLC Full time

    Sr. Data SpecialistThis is a full-time position in the data science department, with an estimated salary of $78,624 - $113,568 per year.Job Overview:Contact Government Services, LLC strives to simplify and enhance government bureaucracy through technology and personnel optimization. Our team combines cutting-edge solutions with customized service delivery...

  • Financial Analyst

    1 week ago


    Albuquerque, New Mexico, United States UNM Medical Group, Inc. Full time

    Financial ProfessionalWe are looking for a highly skilled Staff Accountant to join our Finance team at UNM Medical Group, Inc. in Albuquerque, New Mexico.The successful candidate will have a competitive salary of $54,537 - $68,172, based on years of relevant experience, and the opportunity to work in a remote setting.Key ResponsibilitiesMaintain ledgers,...


  • Albuquerque, New Mexico, United States University of New Mexico Full time

    Key ResponsibilitiesConduct thorough analysis of business requirements and technical feasibility studiesDevelop and maintain documentation standards for IT applicationsFoster strong relationships with campus partners and stakeholdersRequirementsTo succeed in this role, you will need:A minimum of 60 college-level credit hours or equivalent experienceAt least...

  • Senior Java Engineer

    2 weeks ago


    Albuquerque, New Mexico, United States Contact Government Services, LLC Full time

    Job DescriptionA talented Sr. Java Developer is needed to join our team in enhancing data utilization for a large state-run project. The developer will aggregate data from various sources, plan data collection, processing, storage, and reporting.We are looking for an expert with a strong understanding of enterprise systems, Java coding, and web applications,...


  • Albuquerque, New Mexico, United States Contact Government Services, LLC Full time

    Job Overview: Contact Government Services, LLC is seeking a skilled Sr. Java Developer to join our team working on the enhancement of data utilization for a large state-run project.Key Responsibilities:Aggregate data from several different existing sources and prepare plans for how this data can be collected, processed, stored, and reported on.Collaborate...