Underwriting Business Consultant

4 weeks ago

Philadelphia, United States ParetoHealth Full time

We're in this for the greater good at ParetoHealth. Our mission is collective greatness, nothing less will do. Our team is a single force united in the drive to transform employee health benefits.

The company was founded in 2011 to help small and medium-sized businesses fight the rising cost of employee health benefits. We blazed the trail with financing innovations that reduce the risks in self-insurance and deliver significant savings-and we continue to lead with a growing ecosystem of partners and world-class cost control solutions.

But success is measured by more than dollars alone and we measure ours by the good that comes from knowing that every client and all their employees can count on effective, affordable healthcare for years to come.

Position Overview:

Pareto Health is seeking an experienced Stop Loss Underwriter or Account Manager with a strong knowledge base in underwriting processes, project management, and technology integration. The Underwriting Business Consultant will play a pivotal role in advancing our modern underwriting platform by evaluating and enhancing current systems and practices. This includes day-to-day casework, collaboration with cross-functional teams, and a focus on training and process improvement to foster a cutting-edge underwriting environment.

Key Responsibilities:

  • Platform Development: Lead initiatives to enhance and modernize our underwriting platform, identifying opportunities for improved efficiency, automation, and user experience.
  • Training and Development: Design and implement training programs for underwriting teams, ensuring they are equipped with the necessary skills and knowledge to leverage the modern platform effectively.
  • Process Improvement: Collaborate with underwriting teams to identify and streamline processes, driving continuous improvement initiatives that enhance workflow efficiency and productivity.
  • Collaboration: Partner with IT and product teams to articulate underwriting business needs, translating them into actionable specifications for technology development and implementation.
  • Change Management: Oversee the implementation of new processes and technologies, ensuring adherence to updated practices and assessing the achievement of desired outcomes.
  • Continuous Improvement: Stay abreast of industry trends and best practices in underwriting technology, recommending innovative solutions to enhance our platform and processes.
  • Autonomy and Direction: Execute tasks with high-level guidance from the Underwriting Operations Director, demonstrating initiative and strategic thinking in the evolution of our underwriting practices.
Required Skills & Qualifications:
  • Bachelor's degree in a related field; advanced degree or relevant professional certifications (e.g., CPCU, ARM) preferred.
  • Minimum of 5+years of experience in healthcare underwriting, with a strong background in self-funded healthcare plans.
  • Proven experience in stop loss underwriting or account management.
  • Strong understanding of modern underwriting technologies and processes.
  • Demonstrated ability to collaborate effectively with both technical and non-technical teams.
  • Excellent analytical skills and a detail-oriented mindset.
  • Strong communication skills, both written and verbal.
  • Experience in training development and process improvement initiatives is a plus.
  • Prior experience in underwriting system development and/or improvement.
  • Project management experience with single and interdepartmental teams.


Pareto Perks:

Pareto offers a competitive compensation package commensurate with skills and experience. In addition, Pareto offers a robust benefits package including Medical (100% employer paid), Dental, Vision, STD/LTD, and employer 401(k) contribution.

What We Live By:

1. Get it Done and Get it Done Right - We crank out work at higher rates and at a higher quality than our peers in the industry. Our ability to do a lot with a little is a driving force behind Pareto Health, one that's made our brand synonymous with class, quality, and extreme competence.

2. Fire in the Belly - We only make time for champions; we only consider those with an inner desire to excel and push things forward. Our team, our partners, our members-everyone in the Pareto Health universe-works hard, learns constantly, improves furiously, and does so with a fire in the belly.

3. See the Field - As you're stuck thinking about tomorrow, we're already on to thinking about next year. Pareto Health embodies a culture of anticipation, perception, and acting with intent. In one-on-ones, in meetings, at a company level, and at an industry level, we're always two steps ahead.

4. For the Greater Good - Our vision extends past the here and now. We're rowing in the same direction toward the common goal of transforming an industry. It's our accountability, teamwork, and responsibility that ensure as we're changing industry tides, we're helping them rise. Now watch as we lift all boats in the process.

Disclosures:

ParetoHealth is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations. These activities include, but are not limited to, hiring and firing of staff, selection of volunteers and vendors, and provision of services. We are committed to providing an inclusive and welcoming environment for all members of our staff, clients, volunteers, subcontractors, vendors, and clients.

California Applicants: See Pareto's CCPA Notice of Collection for California Employees and Applicants for information about how Pareto Captive Services, LLC, Pareto Health, LLC, and Pareto Underwriting Partners, LLC, together with their respective subsidiaries (collectively, "Pareto") collects and uses personal information submitted by employment applicants.

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