Principal Data Scientist

General information Ref # 17235 Remote? No Ally and Your Career * Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too? The Opportunity As a leader in digital financial services, our customer and employee experiences run on data. We depend on the Ally analytics community to fuel these journeys and to help nearly 10,000 leaders and employees make countless data-driven decisions every day. We're looking for a passionate Data Science Manager with great experience in consumer auto finance and in-depth knowledge of data analytics for our Consumer Asset Management group. This person will lead data solution for risk model implementations, score productions and supports machine learning techniques to create data science products to surface insights and improve effectiveness for Ally consumer auto customers. Reporting to the Director of Data Science for Consumer Asset Management Analytics and Strategy, this position will focus on collaborating with data solution and support (DSS) team and enterprise data analytics (EDA) team to ensure the proper implementation and monitoring of consumer risk models, while coaching and developing data science and risk analytics talent at Ally. Do you have a focus on measurable business outcomes, strong analytical skills, and a desire to make an impact? If you are a creative and critical thinker, storyteller, learner, and innovator and want to work in an environment focused on using data science and big data tech, keep reading. The Work Itself Lead the implementation and monitoring of consumer risk models (machine learning, vendor risk scores) to ensure the effectiveness of data science products (models, QATs) for business strategy optimization. Closely collaborate with DSS and EDA team to support the data science migrations, including Oracle to Snowflake, SAS to Python on the cloud etc. Use SQL & Python as main tool for data preparation: extracting, cleansing, aggregation and summarizing data to create meaningful visualizations and perform data exploration. ·Expertise in not only data science / engineering techniques, but also knows how consumer lending portfolios perform, able to identify factors influencing credit risk and customer payment behavior. Collaboratively work with internal and external partners to ensure alignment with Ally’s analytics & strategic imperatives; build and maintain a strong relationship with various matrix organizations (risk analytics, data management, business strategy & collection operations) The Skills You Bring bachelor’s degree in business, finance, engineering or similar discipline with quantitative focus, Master’s degree is a plus 5+ years of relevant work experience in handling large volume of data, analytics, or related field 5+ years professional experience in banking & financing industry; experience in backend account management for consumer auto lending is strongly preferred Prior people and project management experience would be a value add. · In-depth knowledge on data, predictive modeling, and consumer risks areas with management experience to implement data science solutions. · Hands-on experiences on using Snowflake SQL, Python, SAS, Knowledge of cloud computing is strongly preferred. · Excellent communication and presentation skills, including effectively present business optimization solutions and data science results (e.g., model implementation, A/B testing) to executive leadership. · Experience working with (and ability to influence) matrix partners that impact change capability, such as IT, Compliance, Legal, Vendor Management and Operations · Candidate should possess outstanding analytical and problem-solving skills; should be a critical thinker with strong attention to details How We'll Have Your Back * Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including: * Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting. * Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs. * Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. * Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts. * Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs. Who We Are: Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com. Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law. Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation. Base Pay Range: An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer. Emerging: 110000 Experienced: 145000 Expert: 180000 Incentive Compensation: This position is eligible to participate in our annual incentive plan