Mortgage Lending Reporting Analyst

2 months ago


Jacksonville, United States VyStar Credit Union Full time

At VyStar, we offer competitive pay, an excellent benefit package that includes a 401(k) Plan, an extensive paid technical and on-the-job training program, and tuition reimbursement--available to all full and part time employees. Part time positions start at a minimum of 30 hours per week.

We encourage you to become a part of VyStar Credit Union's family of employees.

Mortgage Lending Reporting Analyst ACCOUNTABILITY STATEMENT

The Mortgage Lending & Reporting Analyst is responsible for various reporting needs across Real Estate Lending to include, but not limited to creating and reconciling reporting for mortgage lending, servicing, and loss mitigation department reports. Compiles reports and supporting documentation for servicing and loss mitigation. Performs in-depth independent research and analysis and participates in meetings with various levels of management to determine current operational and/or reporting trends associated with the various aspects of Real Estate Lending. The incumbent will work with the mortgage software applications therefore must demonstrate proficiency in utilizing the reporting capabilities of each application. The incumbent directly reports to the Mortgage Reporting and Analytics Manager. ESSENTIAL FUNCTIONS
  • Develop, implement, and support reports and internally used applications created utilizing Power BI, Power Automate, Power Apps, Microsoft SQL, Excel and Laserfiche that will be utilized by members of the Real Estate Lending Department and senior leadership for a variety of purposes.
  • Prepare the Mortgage Servicing Department portion of the policy package to include impaired reporting, TDR updates, Short Sales, REO status and any additional requests from the Chief Mortgage Banking Officer for a special presentation.
  • Participate as needed in projects related to Real Estate Lending including vendor integration with the core platform.
  • Assist as needed with merger and acquisition related projects, including data mapping and/or reporting.
  • Assist as needed with reporting related to DPA, Grands, and CDFI Impact Lending.
  • Prepare Quarterly reporting for TDR Reporting and Compliance Monitoring.
  • Responsible to collaborate with Mortgage Operations Support to create desktop procedures to be stored/maintained according to REL standards for all department reporting and analysis.
  • Coordinate with credit union staff outside the Real Estate Lending department to obtain the data required to complete report requests from Real Estate Lending Leadership, and Executive Leadership.
  • Performs financial analysis as needed, including the review of specific accounts, general trends, and various projects.
  • Prepares and finalizes analysis as needed, for AOP budget, charge off and delinquency projections.
  • Identifies and analyzes key trends occurring across Real Estate Lending to assess future trends and needs
  • Performs other duties and responsibilities as assigned by the Chief Mortgage Banking Officer and/or a member of the Real Estate Lending management team.
Incumbent is expected to demonstrate each of the following VyStar Excellence behaviors in performing the duties and responsibilities of their job: * FocusFocus your full attention by carefully listening to and observing client or member. * Connect Consistently be friendly and approachable. Demonstrate your care. * Understand Listen empathetically and ask questions (70%/30% rule). * Counsel Recommend solutions based on your member's needs and objectives. * AdvanceEnsure that member's expectations were exceeded. Verify necessary follow-up actions. QUALIFICATIONS EDUCATION & EXPERIENCE
  • Bachelor's degree in a business-related field or 4+ years of work experience in reporting, application development, analytics, mortgage, or financial analysis required.
  • Work experience will be considered in lieu of college education
KNOWLEDGE, SKILLS, & ABILITIES
  • Proven ability to work under stress and heavy workload environment.
  • Must be able to manage multiple tasks and appropriately set priorities.
  • Incumbent works independently with minimal direct supervision.
  • Must have the ability to rely on experience and judgment to plan and accomplish various goals and objectives and meet structured timelines.
  • Must be able to perform a variety of complex tasks in a timely and efficient manner. Job requirements include a high concentration level and a high level of accuracy.
  • Incumbent must be an organized self-starter with good problem-solving skills and exceptional verbal and written skills.
  • Must be able to work independently on a very professional level.
  • A strong general understanding of mortgage banking, particularly process flows, documentation requirements, and secondary marketing functions.
  • Equipment to be used in the daily performance of job duties include HP calculator, PC, and multi-function equipment is required.
DISCLAIMERS AND WORK ENVIRONMENT Nothing in this position description is an implied contract for employment. The position description is intended to be an accurate account of the essential functions. The functions are not all encompassing and are subject to change at any time by management. The work environment characteristics described are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. As required or requested, may exert up to 20 pounds of force occasionally and/or a negligible amount of force constantly to lift, carry, push, pull or otherwise move objects.

VyStar Credit Union is not seeking outside assistance or accepting unsolicited resumes from staffing agencies or search firms for employment or contractor opportunities. Any resumes submitted by an outside vendor to any employee at VyStar via e-mail, internet, or directly to hiring managers without a valid written search agreement with the Talent Acquisition / HR department will be deemed the sole property of VyStar Credit Union.

No placement fee will be paid if a candidate is hired as a result of the referral, or through other means.

Thank you for your inquiry regarding our current job opening. Your resume will be carefully reviewed against the position requirements. Should your experience and skills match, you will be contacted by one of our Human Resources department staff members.

Thank you again for your interest in this position

VyStar Credit Union Human Resources



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