Retail Mortgage Closing Agent, South Bend, IN

4 weeks ago

South Bend, United States 1st Source Full time

** Retail Mortgage Closing Agent, South Bend, IN**

**Job Category****:** Mortgage **Requisition Number****:** RETAI01201 Showing 1 location **Job Details**

**Description**

**POSITION SUMMARY**Responsible for disclosing loan applications and preparing closing packages, by determining proper documentation and due diligence requirements. Ensures bank policies and procedures, and regulations are adhered to for proper documentation and perfection of the bank's lien prior to funding. **ESSENTIAL REQUIREMENTS**

* Discloses real estate mortgage transactions by preparing accurate Loan Estimate figures and disclosure documents.

* Close real estate mortgage transactions by preparing accurate Closing Disclosure figures; closing documents and resolving post-closing audits.

* Interacts with customers, loan originators, real estate agents and vendors during course of transaction.

* Completes assigned compliance training related to the position. Understands all applicable laws and regulations that apply to the position and complies with the requirements.

**NON-ESSENTIAL FUNCTIONS** Performs all other duties as assigned. **EXPERIENCE/SKILLS**

* Three (3) years or more of related experience preferred.

* Knowledge of mortgage processing preferred.

* Ability to handle stressful situations with calmness and courtesy.

* Ability to communicate effectively, both orally and in writing.

* Maintain good records and file management skills.

* Ability to handle multiple tasks and frequent interruptions.

* Good PC skills--proficiency in Word and Excel essential, understanding of database software.

**EDUCATION**High School Diploma/GED required.

**TRAVEL REQUIREMENTS**Minimal or occasional travel as needed for meetings, projects, training, etc.

**PHYSICAL DEMANDS**The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions.

While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.

**EQUIPMENT**MS Office PC, fax, phone and standard office equipment.

**Qualifications**

**Skills**

**Behaviors**

**:**

**Motivations**

**:**

**Education**

**Experience**

**Licenses & Certifications**

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)

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