![M&T Bank](https://media.trabajo.org/img/noimg.jpg)
Mortgage Originator
4 weeks ago
Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:
- Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
- Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
- Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
- Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
- Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
- May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
- Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith.
- Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
- Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
- Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
- Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
Scope of Responsibilities:
The incumbent always works under limited supervision, sometimes away from the office.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.
Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships
Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
Education and Experience Preferred:
Technical Skills
General knowledge of personal computers and software programs utilized by Residential Mortgage Department
Proven sales ability.
Strong mathematical skills.
Self-motivated, well-organized individual.
Excellent verbal and written communication skills.
Ability to interact with individuals at all income levels and peers in a professional manner.
Demonstrated ability to work independently and to follow through on details to completion.
Ability to work under critical time constraints.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Hartford, Vermont, United States of America
-
External Mortgage Loan Originator
2 months ago
Toms River, United States American Neighborhood Mortgage Acceptance Company LLC Full timeJob DetailsJob Location 6220 Toms River (Hooper Avenue) - Toms River, NJ Position Type Full Time Education Level High School Travel Percentage Road Warrior Job Category Sales Description AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real...
-
Mortgage Originator
2 months ago
White Marsh, United States M&T Bank Full timePrimarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer’s financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews...
-
Mortgage Loan Originator
4 months ago
Grand Junction, United States Glacier Bancorp Full timeReasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties , the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; Mortgage, Loan Originator, Banking
-
Mortgage Lender
1 month ago
Eagle River, United States Peoples State Bank Full timeIt's time to grow your mortgage career with Peoples State Bank! We are seeking a Mortgage Lender to join our team in Eagle River, WI. In this role, you will have the opportunity to utilize your expertise in mortgage lending to help individuals and families achieve their dreams of homeownership. Imagine the satisfaction of guiding someone through the home...
-
Loan Officer
3 months ago
Grand Junction, United States Mann Mortgage Full timeWe're Hiring Experienced Loan Officers NOW! Mann Mortgage, a growing multi-state, community-anchored, mortgage lending company dedicated to helping aspiring borrowers fulfill the dream of home ownership, has an immediate opening for a Licensed Loan Officer. Are you a highly productive Loan Officer seeking a career opportunity with amazing commission income...
-
Mortgage Operations Leader
1 week ago
Grand Junction, Colorado, United States U.S. Bancorp Full timePosition Overview:In this role, you will support the Mortgage Retail Regional Manager in guiding and overseeing a team of Mortgage Loan Originators. Your primary focus will be to drive production targets, ensure operational excellence, and foster growth and profitability within the region.Key Responsibilities:- Lead and mentor a team of mortgage...
-
Mortgage Lender
1 month ago
Eagle River, United States Peoples State Bank Full timeJob DescriptionJob DescriptionIt's time to grow your mortgage career with Peoples State Bank! We are seeking a Mortgage Lender to join our team in Eagle River, WI.In this role, you will have the opportunity to utilize your expertise in mortgage lending to help individuals and families achieve their dreams of homeownership. Imagine the satisfaction of...
-
Senior Mortgage Loan Processor
4 weeks ago
Hopewell Junction, United States TEG Federal Credit Union Full timeTEG Federal Credit Union Senior Mortgage Loan Processor Hopewell Junction, New York Apply Now At TEG Federal Credit Union, we pride ourselves on being more than just a financial institution; we are a caring team dedicated to each other and our community. We are seeking an experienced Senior Mortgage Loan Processor to assist members with their loan...
-
Senior Mortgage Loan Processor
1 month ago
Hopewell Junction, United States TEG Federal Credit Union Full timeJob DescriptionJob DescriptionAt TEG Federal Credit Union, we pride ourselves on being more than just a financial institution; we are a caring team dedicated to each other and our community. We are seeking an experienced Senior Mortgage Loan Processor to assist members with their loan applications from origination to closing.This is an exciting opportunity...
-
Senior Mortgage Loan Processor
4 weeks ago
Hopewell Junction, United States TEG Federal Credit Union Full timeDescription At TEG Federal Credit Union, we pride ourselves on being more than just a financial institution; we are a caring team dedicated to each other and our community. We are seeking an experienced Senior Mortgage Loan Processor to assist members with their loan applications from origination to closing. This is an exciting opportunity to be a part of...
-
Lead Mortgage Loan Processor
1 week ago
Hopewell Junction, New York, United States TEG Federal Credit Union Full timeJoin TEG Federal Credit Union as a Senior Mortgage Loan ProcessorAt TEG Federal Credit Union, we are more than just a financial institution; we are a dedicated team committed to serving our members and the community. We are looking for a skilled Senior Mortgage Loan Processor to guide members through their loan applications from start to finish. This is a...
-
Experienced Mortgage Loan Processor
1 week ago
Hopewell Junction, New York, United States TEG Federal Credit Union Full timeAt TEG Federal Credit Union, we are committed to being more than just a financial service provider; we are a supportive team focused on our members and community. We are looking for a skilled Senior Mortgage Loan Processor to guide members through their loan applications from initiation to completion. This is a fantastic opportunity to join an organization...
-
Mortgage Financing Specialist
4 days ago
Grand Junction, Colorado, United States Glacier Bancorp Full timePosition Overview:We are seeking a dedicated Mortgage Loan Originator (MLO) to actively pursue leads and facilitate mortgage financing through diverse channels such as financial institutions, real estate agents, and construction firms. The ideal candidate will possess a comprehensive understanding of mortgage legislation, banking products, and services to...
-
Experienced Mortgage Loan Processor
1 week ago
Hopewell Junction, New York, United States TEG Federal Credit Union Full timeAt TEG Federal Credit Union, we are committed to being more than just a financial service provider; we are a dedicated team focused on supporting one another and our community. We are looking for a qualified Senior Mortgage Loan Processor to guide members through their loan applications from initiation to completion. This position offers a unique chance to...
-
Mortgage Loan Officer
3 months ago
Toms River, United States Unreal Gigs Full timeAbout Us: We are a highly regarded, multi-channel mortgage company dedicated to providing exceptional service and innovative solutions to our clients. Specializing in mortgage lending, we are committed to helping individuals and families achieve their homeownership dreams. Join our team of dedicated professionals and make a significant impact in the mortgage...
-
Mortgage Operations Supervisor
1 week ago
Fall River, Massachusetts, United States Complete Staffing Full timePosition Title: Loan Origination ManagerOverview:The Loan Origination Manager is responsible for overseeing the origination of mortgage, consumer, and member loans within a financial institution. This leadership role is crucial for ensuring the efficiency and effectiveness of the loan origination process.Key Responsibilities:1. Manage and direct the loan...
-
Bi-Lingual Loan Processor
3 months ago
White Plains, United States Quintessential Mortgage Group LLC Full timeJob DescriptionJob DescriptionAre you are looking for the opportunity join a high performing team with a family-like culture and have all the resources you need to help more families, contact us! We are a top 100 Originator in the Country and rapidly expanding. THIS POSITION IS IN OFFICE. Loan ProcessorJob Responsibilities· Assist in reviewing mortgage loan...
-
Mortgage Operations Supervisor
1 week ago
Fall River, Massachusetts, United States Complete Staffing Full timePosition Title: Loan Origination ManagerOverview:The Loan Origination Manager is responsible for overseeing the loan origination process within a regional financial institution. This role involves managing mortgage, consumer, and member loans, ensuring compliance with all regulations and internal policies.Key Responsibilities:1. Supervise the loan...
-
Mortgage Operations Manager
1 week ago
Fall River, Massachusetts, United States Complete Staffing Full timePosition: Loan Origination ManagerOverview:We are currently seeking a skilled Loan Origination Manager to oversee our mortgage, consumer, and member loan operations. This role is essential for ensuring the efficiency and effectiveness of our lending processes.Key Responsibilities:1. Manage and lead the loan origination team, ensuring high-quality service and...
-
Mortgage Financing Specialist
4 days ago
Grand Junction, Colorado, United States Glacier Bancorp Full timePosition Overview:We are seeking a dedicated Mortgage Loan Originator (MLO) to proactively seek out leads and facilitate mortgage financing through diverse channels such as banking branches, real estate agents, and construction professionals. The ideal candidate will possess a thorough understanding of mortgage regulations, banking products, and services to...