Mortgage Loan Officer- Eau Claire area
2 weeks ago
Position Summary:
Provide information on credit union portfolio mortgage products and services to members according to all credit union policies and procedures, and Federal and State rules and regulations. Collate and analyze individual financial information in support of loan decisioning process. Evaluate and recommend loan approvals, denials, and counteroffers based upon individual circumstances and data. Process required forms and related documentation for mortgage loan products. Promote credit union products and services. Partners to approve or deny loan applications based on analysis and company mortgage policies. Works with mortgage support staff to ensure timely response to member inquires and ensure a standard of service excellence.
Duties and Responsibilities:
- Interview mortgage loan applicants. Assist member in completing loan applications over the phone and/or electronically.
- Collate, analyze, and evaluate information & documentation in support of loan applications.
- Evaluate borrower Character, Collateral, Capacity to Repay, and Credit position as a part of loan decisioning process based upon individual circumstances.
- Calculate debt-to-income ratios, collateral needs, and payment plans on loan applicants.
- Correspond with members, applicants, and creditors to resolve questions regarding application information.
- Visit community and business contacts to promote and sell MCU's services and develop lending business successfully.
- Provide information on portfolio mortgage loan products that best meet the member's individual needs and circumstances.
- Recommend the structure of loan pricing, terms, and amounts for individual borrowers.
- Recommend loan approval/denials, counteroffers, and deviations from typical loan structure and pricing.
- Prepare loan documentation for underwriting and processing, ensuring it is complete and accurate. Manage loan closing process with customers.
- Consult with members and the public about asset purchase, credit management, budgeting, debt restructuring, and financial planning issues.
- Notify applicant of loan decision. Inform prospective borrowers of loan commitments.
- Review regulations as they apply to installment loan security agreements.
- Assist members with making payment arrangements on loans.
- Interact with members and the public to solicit loan applications. Network with community contacts to promote mortgage loan business growth.
- Partners with other staff by passing opportunities to develop additional lending and deposit business to them as opportunities arise and following up on mortgage leads passed from other employees.
- Work successfully with other departments to ensure proper process, record retention, and information gathering best practices and procedures are followed.
- Promote other Marine Enterprise products and services.
- Provide exceptional member service to our members.
- Abide by all applicable policies, procedures, and regulations.
- Work proactively to build relationships necessary to meet set goals for the position.
- Effectively assist members and the public through the loan application and approval process, educating them about loan issues as needed.
- Effectively prepare loan documentation for processing, ensuring it is complete and accurate.
- Assist in managing risk through diligence in the information gathering process.
- Provide timely, service-oriented feedback to applicants regarding the status of their loans.
- Perform assigned loan prospect and delinquency calls to assist in meeting goals for the position.
- Have access to transportation on demand to be able to travel to client and vendor appointments out of office as needed.
- Knowledge of the mortgage loan application process and consumer credit.
- Ability to collate and analyze individual borrower financial information.
- Evaluation of information, and ability to make recommendations regarding loan pricing, structure, amounts, and terms as appropriate.
- Ability to recommend loan approvals, denial, and counteroffers based upon analysis of individual facts and circumstances.
- Ability to build rapport, explaining product features & benefits, and persuasively communicate.
- Skills in developing business.
- Sound PC computing skills, including MS-Office and loan application software.
- Strong problem-solving skills. Ability to build credibility and trust.
- Previous consumer lending experience at Marine Credit Union preferred.
- High School Diploma. College Degree in Business Administration, Marketing, Sales, or Finance desired.
- Prior experience gathering data, analyzing customer financial information, and making financial product recommendations.
- Previous business development/networking experience.
- Previous Mortgage/Consumer Lending, Banking, or Sales experience desired.
- Experience building networks of community/industry contacts to support business goals a plus.
- Experience working in a face-to-face customer service/sales environment.
- A record of success in meeting set, external business goals.
This position may include frequent driving; a driving record review is required.
This job description is not a complete statement of all duties and responsibilities comprising this position.
-
Eau Claire, United States MARSHFIELD CLINIC HEALTH SYSTEM Full timeMarshfield Medical Center - Eau Claire seeks a BC/BE Allergist to join an established practice in Eau Claire, Wisconsin. Experience in Allergy Medicine required. Current patient panel comprises 50% pediatric/50% adult patients with a variety of allergy diagnosis comprising allergy diagnosis including hay fever, eczema, food and drug allergies, latex...
-
Eau Claire, United States Archway Physician Recruitment Full timeUrogynecology Position in WI Located in Eau Claire, WI Full-Time & Permanent OB/GYN Department is seeking a BC/BE physician to join the practice in Eau Claire, WI. - The practice current consists of 9 OBGYN Physicians, 9 Certified Nurse Midwives, 2 Nurse Practitioners and 1 Physician Assistant. - The physician will provide medical and surgical...
-
Eau Claire, United States Archway Physician Recruitment Full timeAnesthesiology opening in Wisconsin - Located in Eau Claire, WI - Minneapolis 90m - Full-time, permanent position - Employed opportunity - Must be Board Eligible or Board Certified (BE/BC) in Anesthesiology - Multi specialty clinic, attached hospital, and surgery center - Fully staffed with anesthesiologists and pain physicians - Practice includes all...
-
Eau Claire, Wisconsin, United States Archway Physician Recruitment Full timeUrogynecology Position in WI Located in Eau Claire, WI Full-Time & Permanent OB/GYN Department is seeking a BC/BE physician to join the practice in Eau Claire, WI. The practice current consists of 9 OBGYN Physicians, 9 Certified Nurse Midwives, 2 Nurse Practitioners and 1 Physician Assistant. The physician will provide medical and surgical gynecologic and...
-
Ophthalmology Position in Eau Claire, WI
4 weeks ago
Eau Claire, Wisconsin, United States Archway Physician Recruitment Full timeOphthalmologist needed in WisconsinLocated in Eau Claire, WIPosition Details:~Full Time~Permanent~General Ophthalmology~4.5 day work week~Clinic hours are 8am-5pm; Surgical block hours are 7:30am-3:30pm~Clinical volume of approximately 25-30 patients per day~Surgical blocks of approximately 10-15 cases per week~On call 10 days per month and 1 weekend per...
-
Orthopedic Surgery
3 weeks ago
Eau Claire, United States Archway Physician Recruitment Full timeOrthopedic Surgery - Hand opening in WILocated in Eau Claire, WisconsinFull-Time & PermanentSeeking a BE/BC Orthopedic Surgeon with fellowship training in Hand to join practice. Join a collegial department of 2 Hand Surgeons and 18 other providers (Orthopedists and Podiatrists). - Hand Division call only, no general orthopedic call- Outreach to Regional...
-
Rheumatology job in Eau Claire WI
4 days ago
Eau Claire, United States Archway Physician Recruitment Full timeRheumatology opening in WI Located in Eau Claire, WI Full-Time & Permanent Seeking a BE/BC Rheumatologist to join hospital. - Add complementary interest and expertise in areas such as inflammatory arthritis, lupus, outcomes, quality measurement, emerging rheumatologic diseases, and/or diagnostic testing. - Existing interest and expertise is inherent in...
-
Eau Claire, Wisconsin, United States Archway Physician Recruitment Full timeOrthopedic Surgery - Trauma opening in WI Located in Eau Claire, Wisconsin Full-Time & Permanent Seeking a BE/BC Orthopedic Surgeon with fellowship training in Trauma to join practice. Fellowship training in orthopedic trauma required Level II Trauma Center with helicopter service Additional services include: general surgery trauma coverage, vascular...
-
Rheumatology job in Eau Claire WI
5 days ago
Eau Claire, Wisconsin, United States Archway Physician Recruitment Full timeRheumatology opening in WI Located in Eau Claire, WI Full-Time & Permanent Seeking a BE/BC Rheumatologist to join hospital. Add complementary interest and expertise in areas such as inflammatory arthritis, lupus, outcomes, quality measurement, emerging rheumatologic diseases, and/or diagnostic testing. Existing interest and expertise is inherent in the...
-
Eau Claire, United States Archway Physician Recruitment Full time**Pulmonary/Critical Care opening in Wisconsin** * Located in ***Eau Claire, WI*** - just 90 miles from Minneapolis, MN! * Service area of 160,000+ people * Full-time, permanent opening * Employed position * Joining a collegial department * Expect a busy practice in a physician led financially stable organization * Office located in only hospital...
-
Eau Claire, United States Archway Physician Recruitment Full timeOBGYN opening in Wisconsin Located in Eau Claire, WI Full-Time & Permanent Seeking a BE/BC OBGYN to join facility. - The physician will provide medical and surgical obstetrical and gynecologic patient care. - In addition, care of patients with obstetric and gynecologic conditions in both inpatient and outpatient settings. - Strong Urogynecology, surgery,...
-
Internal Medicine job in: Eau Claire, WI
6 days ago
Eau Claire, United States Archway Physician Recruitment Full timeInternal Medicine Position Open in Eau Claire, WISeeking a Board Certified/Board Eligible Internal Medicine or Med/Peds physician to join a collegial department of 15 Internists. You may expect a busy practice in a physician led financially stable organization, committed to both high quality patient care and patient satisfaction.-4 day work weekclinic only...
-
Eau Claire, Wisconsin, United States Archway Physician Recruitment Full timeOBGYN opening in Wisconsin Located in Eau Claire, WI Full-Time & Permanent Seeking a BE/BC OBGYN to join facility. The physician will provide medical and surgical obstetrical and gynecologic patient care. In addition, care of patients with obstetric and gynecologic conditions in both inpatient and outpatient settings. Strong Urogynecology, surgery, and...
-
Eau Claire, United States MARSHFIELD CLINIC HEALTH SYSTEM Full timeMarshfield Medical Center - Eau Claire is seeking a full time BC/BE Interventional Cardiologist in Eau Claire, Wisconsin. Join a well-balanced Department with a welcoming environment from colleagues and dedicated support staff; the position includes procedures, outpatient clinic, hospital call, Echo, Ekg, stress test and covering pacemaker...
-
Eau Claire, United States MARSHFIELD CLINIC HEALTH SYSTEM Full timeMarshfield Medical Center Eau Claire is seeking a BC/BE Anesthesiologist to join our growing practice in Eau Claire, Wisconsin. Marshfield Medical Center Eau Claire is a brand-new Level III Trauma Center that opened in 2018. The right candidate will enjoy a busy practice as part of the anesthesia team in providing medical direction to CRNAs and...
-
Package Sorter – Eau Claire, WI
6 days ago
Eau Claire, Wisconsin, United States Amazon Full timeIntroductionAmazon Sortation Center Associate in Eau Claire, WI intake packages get sorted and scanned into pallets for their next destination in the Sortation Center Warehouse. When the truck comes into Amazon Warehouse, a group of people unloads the truck. Everything is packed when it gets here. The candidate's job is to make sure it gets to the right...
-
Emergency Medicine job in: Eau Claire, WI
3 weeks ago
Eau Claire, United States Archway Physician Recruitment LLC Full timeEmergency Medicine opening in Eau Claire, WI - 90 miles from Minneapolis, MN- Full-time, permanent opening- Employed positionPractice within the Department of Emergency Medicine, a collaboration of 3 Academic Centers and 19 Community based practices with more than 190 Emergency Medicine Physicians and 95 NPs and PAs who provide care to more than 350,000...
-
Infectious Disease job in: Eau Claire, WI
3 weeks ago
Eau Claire, United States Archway Physician Recruitment LLC Full timeInfectious Disease opening in WILocated in Eau Claire, WisconsinFull-Time & PermanentSeeking a BE/BC Infectious Disease doctor to join practice. Provide patient care in the clinic and hospital settings and also provide physician support for the Infectious Control and Prevention and Antimicrobial Stewardship programs. In the hospital practice, provide...
-
Environmental Engineer
2 weeks ago
Eau Claire, United States Eau Claire County Full timeSalary: Depends on Qualifications Location : Eau Claire, WI Job Type: Full-Time Job Number: 22-00310 Department: Planning & Development Division: Land Conservation Opening Date: 03/22/2024 Closing Date: Continuous POSITION SUMMARY Eau Claire County prides itself on being a service focused employer dedicated to delivering high quality public services in a...
-
Gastroenterology job in: Eau Claire, WI
3 weeks ago
Eau Claire, United States Archway Physician Recruitment LLC Full timeAdvanced Endoscopy Gastroenterology opening in Wisconsin Located in Eau Claire, WI - 90 miles from Minneapolis Full time, permanent opening Employed position Seeking a Board Certified/Board Eligible Advanced Gastroenterologist Join a collegiate multi-specialty practice with 6 GIs The advanced endoscopist position will not have any general GI responsibilities...
