About The Role

Our growing financial institution is seeking a Credit Analyst to be an integral part of our Commercial Lending team. The successful candidate will provide support to the Chief Banking Officer and Loan Officers by analyzing customer financial statements, tax returns, budgets, and other financial data. Performs ratio, industry benchmark, historical, and budget to actual comparative analysis. Prepare loan reports from which loan decisions are based upon and performs underwriting analysis. Provides quality customer service through friendly, professional, and efficient service to customers and outside associates. Assures effective and efficient administration of installment, commercial and real estate loan collateral files by the timely and accurate processing of all documents and entries, which are in compliance with bank, State, and Federal regulations. Assists commercial lenders with credit analysis and credit approval. DUTIES AND RESPONSIBILITIES: Prepares and/or oversees the preparation of credit authorizations, supporting documents and loan information sheets for new and existing accounts Spreads and/or analyzes financial statements and tax returns of potential and existing customers using appropriate tools and credit criteria. Analyze financial statements and tax returns and develop and convey questions and comments pertaining to financial trends and relevant borrower and industry data. Analyze and research the value of collateral securing loans including preparation of internal commercial real estate evaluation forms. Communicate with borrowers to obtain additional information, ask questions, etc. Supports Loan Officers in related portfolio management activities,. Monitor borrower’s financial condition, covenant compliance, and communicate deterioration or changes in borrower financial condition. Maintain service level expectations as defined by the bank. Performs related duties as assigned. Actively participates in Bank related and community volunteer events. Comply with Bank policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control About You

QUALIFICATIONS: Bachelor's degree in finance, accounting, or similar/related field (or) more than four years of bank lending experience 1 year of banking experience preferred. KNOWLEDGE, SKILL, ABILITY: Computer skills with proficiency in Microsoft Excel and Word. Effective time management, and excellent communication skills are required. Detail-oriented and highly organized, with the ability to handle multiple tasks and meet deadlines. Strong organizational and time management skills are essential What We Offer

COMPENSATION & BENEFITS:

The pay range for this position is $26.50 to $35.00 per hour. Pay is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, and paid sick, holiday, and vacation time and the ability to participate in incentive plans. COMPANY OVERVIEW:

We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website. Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $11 billion, operating in 17 bank divisions across 8 states (Montana, Idaho, Utah, Nevada, Washington, Wyoming, Colorado and Arizona). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness, and has repeatedly ranked among the top 10% in the nation for financial strength. We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws. Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US. No Recruiters or unsolicited agency referrals please.

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