Director of Corporate Credit Risk

1 month ago

Little Rock, United States Simmons Bank Full time
It's fun to work in a company where people truly BELIEVE in what they're doing

We're committed to bringing passion and customer focus to the business.

Position Summary

The Director of Corporate Credit Risk oversees the bank's loan loss reserve and CECL (Current Expected Credit Loss) modeling processes, leveraging accounting and risk data models. This leader will play a crucial role in ensuring accurate loan portfolio analytics and credit modeling, using Moody's models to assess asset quality and risk. Additionally, this role will manage a dynamic team responsible for producing asset quality reports, PowerBI development, and credit system administration. The role requires collaboration with multiple departments and ownership of the relationship with Moody's, which is integral to credit portfolio modeling.

Key Job Functions

  • Directs creation and execution of methodologies to identify, measure, monitor, and control credit risk.
  • Direct the bank's efforts in CECL modeling and loan loss reserve estimation, ensuring compliance with regulatory requirements and accuracy in financial reporting.
  • Conduct detailed analysis, utilizing sophisticated analytical and financial modeling and statistical techniques to predict, evaluate, and manage the credit risk across various loan portfolios.
  • Assesses lending product/portfolio performance specific to credit loss and financial elements.
  • Provides guidance on product credit quality performance and potential loss
  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled.
  • Identifies and manages existing and emerging risks that are identified in the course of performing the job role.
  • Engages with bank leaders to ensure that credit risk policies are aligned with the continually changing credit environment and maintains dialogue with other stakeholders such as Risk and Compliance.
  • Maintains knowledge of regulatory environment and promotes compliance.
  • Provides reports to first line of defense business unit managers to inform them of their level of effectiveness and to engage with them to obtain effective responses for any noted risk-management deficiencies.
  • Provides reports and data to Senior Management, aimed at informing, helping support accountability for execution, and in support of the enterprise risk management program.
  • Provides summary reports and opinions of management effectiveness for credit risk management to Senior Management or a Board designated committee.
  • Evaluates the adequacy and execution of the bank's credit risk culture, policies, procedures, and processes.
  • Leads credit risk identification and assessment process on acquisition opportunities.
Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Skills
  • Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations
  • Ability to read, analyze and interpret financial report and/or legal documents
  • Ability to write routine reports, procedures and business correspondence
  • Ability to respond in writing to customer complaints, regulatory agencies or member of the business community
  • Ability to effectively present information in one-on-one and small group situations, to customers, clients and other employees in the organization
  • Ability to effectively present information to top management, public groups and/or boards of directors
Education and/or Experience
  • BS/BA in Finance. Accounting, Economics or related field. MBA is preferred
  • 6-8 years of experience in Credit Risk Management, CECL modeling, loan loss reserve estimation and portfolio analytics
Computer Skills
  • MS Office programs
  • Experience working with Moody's models for credit risk assessment.
Certificates, Licenses, Registrations
  • CFA/FRM certification a plus
Other Qualifications (including physical requirements)
  • Portfolio assessment, including reporting and analysis of problem loans, preparation and analysis of concentration of credit reports, stress-testing and credit/loan underwriting experience preferred.
Other

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Activities, duties and responsibilities may change at any time with or without notice.

Skills Training:
  • Continuing Professional Education, Leadership, Management
  • Communication, Time Management, Judgment and Decision Making


Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. Simmons First National Corporation and its subsidiaries are committed to Affirmative Action Programs consisting of results-oriented procedures to ensure equal employment opportunities. These programs require positive action in lieu of neutral non-discrimination and merit hiring/performance policies.

  • Strategic Credit Risk Management Leader

    3 weeks ago

    Little Rock, Arkansas, United States Simmons Bank Full time

    Job Title: Strategic Credit Risk Management LeaderAbout the Role:We are seeking a highly skilled and experienced Strategic Credit Risk Management Leader to oversee our loan loss reserve and CECL modeling processes. The ideal candidate will leverage accounting and risk data models to ensure accurate loan portfolio analytics and credit modeling.This is a...

  • Manager, Credit Monitoring

    2 months ago

    little rock, United States JCW Full time

    Please read closely the requirements for this role before applying. Thanks!Our client, a bank in Little Rock, is hiring two loan-level credit risk monitoring jobs, one at the 3-year level and one at the 7-10-year level. Candidates must have prior experience working in commercial lending (either CRE or C&I) either as an underwriter, credit analyst, or...

  • Manager, Credit Monitoring

    2 months ago

    little rock, United States JCW Full time

    Please read closely the requirements for this role before applying. Thanks!Our client, a bank in Little Rock, is hiring two loan-level credit risk monitoring jobs, one at the 3-year level and one at the 7-10-year level. Candidates must have prior experience working in commercial lending (either CRE or C&I) either as an underwriter, credit analyst, or...

  • Manager, Credit Monitoring

    2 months ago

    Little Rock, United States JCW Full time

    Please read closely the requirements for this role before applying. Thanks!Our client, a bank in Little Rock, is hiring two loan-level credit risk monitoring jobs, one at the 3-year level and one at the 7-10-year level. Candidates must have prior experience working in commercial lending (either CRE or C&I) either as an underwriter, credit analyst, or...

  • Manager, Credit Monitoring

    2 months ago

    Little Rock, United States JCW Full time

    Please read closely the requirements for this role before applying. Thanks!Our client, a bank in Little Rock, is hiring two loan-level credit risk monitoring jobs, one at the 3-year level and one at the 7-10-year level. Candidates must have prior experience working in commercial lending (either CRE or C&I) either as an underwriter, credit analyst, or...

  • Financial Credit Risk Manager AR

    4 weeks ago

    Little Rock, Arkansas, United States GPAC Full time

    Job Overview">DVC is a global logistics company that provides transportation and storage services. We are seeking a Senior Analyst, Credit and Insurance to join our team in the United States.">Responsibilities">Audit DSV customer data to eliminate accounts with insurance that are no longer using DSVBuild and maintain a close relationship with our credit...

  • Lead Corporate Counsel

    4 weeks ago

    Little Rock, Arkansas, United States PerfectVision Full time

    Job DescriptionWe are seeking an experienced Lead Corporate Counsel to join our team at PerfectVision. As a key member of our legal department, you will play a crucial role in managing and mitigating legal risks across the organization.Key Responsibilities:Manage and Coordinate Legal Projects: The ideal candidate will have experience in managing complex...

  • Corporate Treasury Officer

    4 days ago

    Little Rock, Arkansas, United States AECI-Arkansas Electric Cooperatives Inc. Full time

    About the PositionWe are seeking an experienced Corporate Treasury Officer to join our team at AECI-Arkansas Electric Cooperatives Inc. This is a challenging and rewarding opportunity for a highly skilled professional to contribute to the success of our company.Job ResponsibilitiesThe successful candidate will be responsible for:Developing, monitoring, and...

  • Senior Corporate Attorney

    4 weeks ago

    Little Rock, Arkansas, United States PerfectVision Full time

    Job Description:  We are seeking a highly experienced and skilled Senior Corporate Attorney to join our team at PerfectVision. This is an excellent opportunity for a talented lawyer to make a significant impact in a dynamic and fast-paced environment.  As a Senior Corporate Attorney, you will be responsible for providing expert legal advice and guidance...

  • Senior Corporate Lawyer

    4 weeks ago

    Little Rock, Arkansas, United States PerfectVision Full time

    Job DescriptionPosition Summary: We are seeking an experienced legal professional to provide high-level guidance and support to our corporate team. The ideal candidate will have a strong background in contract review, negotiation, and compliance.About the Role: As a Senior Corporate Lawyer, you will be responsible for reviewing and drafting complex...

  • Senior Corporate Lawyer

    4 weeks ago

    Little Rock, Arkansas, United States PerfectVision Full time

    Job Title: Senior Corporate LawyerCompany OverviewAt PerfectVision, we are seeking a highly skilled and experienced Senior Corporate Lawyer to join our team. Our company is dedicated to providing top-notch services and solutions to our clients.Job SummaryWe are looking for a talented attorney with expertise in corporate law to provide legal guidance and...

  • Women's Health Medical Director in Arkansas

    4 weeks ago

    Little Rock, Arkansas, United States TeamHealth Corporate Full time

    We are seeking an experienced OB/Gyn physician to serve as our Medical Director at Baptist Medical Center in Little Rock, Arkansas. As a leader in women's health care, you will have the opportunity to shape the future of medical excellence in our region.As our Medical Director, you will be responsible for leading a talented team of OB/Gyn physicians and...

  • OB/Gyn Medical Director Position in Little Rock

    4 weeks ago

    Little Rock, Arkansas, United States TeamHealth Corporate Full time

    Leading the Future of Women's HealthWe are seeking an experienced OB/Gyn physician to serve as our Medical Director at Baptist Medical Center in Little Rock, Arkansas. As a key member of our team, you will play a pivotal role in shaping the future of women's health care in the region.About Our OpportunityThis prestigious position offers a unique blend of...

  • Direct Consumer Lending Processor I

    3 months ago

    Little Rock, United States Arkansas Federal Credit Union Full time

    Overview: Working at Arkansas Federal Credit Union GENERAL DESCRIPTION OF POSITION The primary function of this position is to identify the financial needs of each member and recommend an appropriate Credit Union solution. This position is responsible for performing follow-up with loan applications submitted online or through the Arkansas Federal Contact...

  • Commercial Lending Portfolio Analyst

    2 weeks ago

    Little Rock, Arkansas, United States JCW Full time

    About the OpportunityWe are excited to offer a unique opportunity for a highly motivated and experienced credit risk manager to join our team at JCW.This position offers a challenging and rewarding career path, with opportunities for growth and development.Job DetailsJob Title: Loan Level Credit Monitoring SpecialistLocation: Corporate office in Little Rock,...

  • Strategic Legal Advisor for Corporate Excellence

    1 month ago

    Little Rock, Arkansas, United States PerfectVision Full time

    About PerfectVisionPerfectVision is a forward-thinking organization dedicated to delivering exceptional services. Our commitment to excellence is reflected in our approach to legal counsel, where we seek a Strategic Legal Advisor to drive corporate success.Job SummaryWe are seeking an experienced Associate General Counsel to join our team. As a key member of...

  • Strategic Corporate Counsel Leader

    4 weeks ago

    Little Rock, Arkansas, United States PerfectVision Full time

    At PerfectVision, we are seeking a highly skilled Strategic Corporate Counsel Leader to join our team. This is an exciting opportunity for a seasoned attorney to take on a key role in shaping the company's legal strategy and providing counsel to senior management.The ideal candidate will have a proven track record of success as a corporate counsel, with...

  • Corporate Financial Director

    1 week ago

    Round Rock, Texas, United States Total Site Solutions Full time

    About the RoleWe are seeking a highly skilled Corporate Financial Director to oversee all aspects of our accounting operations. This position plays a critical role in ensuring the company's financial health and compliance. The successful candidate will lead financial reporting, regulatory compliance, and internal controls while driving operational...

  • Direct Consumer Lending Specialist

    2 weeks ago

    Little Rock, Arkansas, United States Arkansas Federal Credit Union Full time

    Job Description:We are seeking a highly skilled and experienced Direct Consumer Lending Specialist to join our team at Arkansas Federal Credit Union. In this critical role, you will be responsible for identifying the financial needs of each member and recommending an appropriate credit union solution.Responsibilities:Act as first point of contact and follow...

  • Technology Security Risk Management Specialist

    4 weeks ago

    Little Rock, Arkansas, United States Euronet Worldwide, Inc. Full time

    Job OverviewEuronet Worldwide, Inc. is a leading global provider of payment and transaction processing solutions. We are currently seeking an experienced technology security risk management specialist to join our Corporate Internal Audit organization.About the RoleThis role involves identifying and evaluating technology and security risks across various...