Credit Officer II Corporate Banking
4 months ago
Overview:
- Reviews loan request application and financial information and third party reporting (e.g., RE appraisal, Environmental reports, ABL Examinations, Inventory Appraisal, etc); evaluates and determines credit structure and terms; fully underwrites CRR consistent with Bank format, policies and procedures; determines sources and uses of funds; analyzes industry data, competitive factors, historical performance, projected results, risks, and mitigating factors. Ensures CRR contains a well supported recommendation or decision; the risk rating is correct and supported; and the data and analytics used to support the decision are accurate and calculated correctly.
- Attends client meetings at Relationship Manager, Manager, Team Lead, or Credit Manager's request to facilitate delivery of credit product and/or assist in problem resolution. Contacts borrowers directly, for additional information and details related to loan request or clarification of financial materials and resources.
- Provides balanced and appropriate credit guidance to Relationship Manager, Team Lead, and/or Manager and collaborates in determining appropriate credit strategy.
- Provides credit alternatives and creative ways to structure credits ensuring that transactions are within profitability and portfolio risk standards. Authors credit approval memorandum.
- Provides input to the Relationship Manager and Manager when loan pricing does not appear to reflect inherent risk in subject transaction. Pricing may be either too high or to low. Restructures loans and/or lines of credit as required. Assumes accountability for minimizing Bank losses.
- Performs quarterly Problem Loan reporting for Criticized / Classified credits including: financial reviews of client's financial condition including monitoring covenants and conditions. Takes a proactive approach toward development and implementation of Action Plans. Escalates potential credit issues to Relationship Manager, Manager and/or Credit Manager.
- Has primary role in early problem loan identification and the timely and accurate changes in loan grades. Monitors and takes initiative to respond to past dues based in partnership with Relationship Manager.
- Maintains up-to-date knowledge on all Bank lending policies and regulations. Confers with the Credit Manager and appropriate Bank personnel regarding new/existing lending requirements and regulations.
- May coordinate loan documentation including work with legal, CLC, or other outside counsel to obtain the correct, accurate documents to ensure all loan are documented to fully protect the Banks interests in the credit relationship. Reviews collateral periodically to minimize credit exposure.
Must-Have*
- Bachelor's Degree or equivalent
- minimum of five years experience in underwriting corporate banking loans
Skills and Knowledge
- Complete understanding of corporate banking credit policies and procedures.
- Wide application of credit principles and concepts.
- Strong credit analysis and accounting skills with the ability to communicate skillfully and effectively in both verbal/written forms.
- Excellent organizational skills.
- Ability to work independently and interact effectively with all levels of Bank personnel and outside contacts.
*To be considered for this position you must meet at least these basic qualifications
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.' ABOUT CITY NATIONAL We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North Americas leading diversified financial services companies.
#LI-KTB
#CA-KTB
-
Senior Corporate Banking Credit Officer
3 weeks ago
Los Angeles, California, United States City National Bank Full timeCorporate Banking Credit Officer RoleCredit Officer II Corporate Banking at City National Bank plays a crucial role in the loan management process, providing credit and loan underwriting expertise to a Corporate Banking team. The position involves analyzing prospective loan transactions and the creditworthiness of borrowers.Key ResponsibilitiesReviews loan...
-
Credit Officer II
1 week ago
Los Angeles, United States City National Bank Full timeCREDIT OFFICER II, Fund Finance Team: Hybrid Work Schedule, Charlotte, NC., Los Angeles, CA. WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to the capital call and subscription lending group within the Fund Finance Team. Analyzes prospective loan transactions and credit worthiness of...
-
Credit Officer II
2 weeks ago
Los Angeles, United States City National Bank Full timeCREDIT OFFICER II, Fund Finance Team: Hybrid Work Schedule, Charlotte, NC., Los Angeles, CA. WHAT IS THE OPPORTUNITY?Participates in the loan management process by providing credit and loan underwriting expertise to the capital call and subscription lending group within the Fund Finance Team. Analyzes prospective loan transactions and credit worthiness of...
-
Credit Officer II
2 weeks ago
Los Angeles, CA, United States City National Bank Full timeCREDIT OFFICER II, Fund Finance Team: Hybrid Work Schedule, Charlotte, NC., Los Angeles, CA. WHAT IS THE OPPORTUNITY?Participates in the loan management process by providing credit and loan underwriting expertise to the capital call and subscription lending group within the Fund Finance Team. Analyzes prospective loan transactions and credit worthiness of...
-
Credit Officer II CB
3 months ago
Los Angeles, United States City National Bank Full timeOverview: CREDIT OFFICER II CB WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to a Commercial Banking team. Analyzes prospective loan transactions and credit worthiness of borrowers. Validates the credit analysis prepared by the Credit Analysts and provides opinions and recommendations...
-
Credit Officer II CB
4 weeks ago
Los Angeles, United States City National Bank Full timeJob DescriptionCREDIT OFFICER II CBWHAT IS THE OPPORTUNITY?Participates in the loan management process by providing credit and loan underwriting expertise to a Commercial Banking team. Analyzes prospective loan transactions and credit worthiness of borrowers. Validates the credit analysis prepared by the Credit Analysts and provides opinions and...
-
Credit Officer II CB
1 month ago
Los Angeles, United States City National Bank Full timeCREDIT OFFICER II CB WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to a Commercial Banking teamAnalyzes prospective loan transactions and credit worthiness of borrowersValidates the credit analysis prepared by the Credit Analysts and provides opinions and recommendations regarding...
-
Credit Officer II
4 months ago
Los Angeles, United States City National Bank Full timeOverview: CREDIT OFFICER II, Asset Based Lending: Hybrid Schedule - Charlotte, NC., Los Angeles, CA., New York, NY. WHAT IS THE OPPORTUNITY? A Credit Officer II participates in the loan management process by providing credit and loan underwriting expertise to an asset based lending team. Analyzes prospective loan transactions and credit worthiness of...
-
Credit Officer I
3 months ago
Los Angeles, United States City National Bank Full timeOverview: CREDIT OFFICER I- Underwriter, Renewable Energy: Charlotte, NC., Los Angeles, CA., NYC, NY., San Francisco, CA. WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to the cash flow lending/leveraged finance group, specifically Renewable Energy. Analyzes prospective loan...
-
Credit Officer II CB
4 weeks ago
Los Angeles, CA, United States City National Bank Full timeCREDIT OFFICER II CBWHAT IS THE OPPORTUNITY?Participates in the loan management process by providing credit and loan underwriting expertise to a Commercial Banking team. Analyzes prospective loan transactions and credit worthiness of borrowers. Validates the credit analysis prepared by the Credit Analysts and provides opinions and recommendations regarding...
-
Senior Credit Officer
1 month ago
Los Angeles, California, United States City National Bank Full timeJob SummaryWe are seeking a highly skilled Senior Credit Officer to join our team at City National Bank. As a key member of our Commercial Real Estate Banking Management team, you will be responsible for providing credit and loan underwriting expertise to our Relationship Managers.Key ResponsibilitiesAnalyze prospective loan transactions and credit...
-
SVP Sr. Credit Officer
2 months ago
Los Angeles, United States Robert Half Full timeJob Title: Senior Vice President (SVP), Senior Credit OfficerLocation: Los Angeles, CADepartment: Credit Risk ManagementReports to: Chief Credit Officer (CCO) or Executive ManagementJob Overview:As the Senior Vice President (SVP), Senior Credit Officer, you will be responsible for overseeing the bank's credit portfolio, ensuring sound credit practices, and...
-
Letters of Credit Officer Senior
3 months ago
Los Angeles, United States City National Bank Full timeOverview: LETTERS OF CREDIT OFFICER SENIORWHAT IS THE OPPORTUNITY? The colleague will be responsible for delivering a high level of excellent service to clients through various channels for commercial trade finance clients. The colleague will be responsible for handling customer inquiries, all tasks associated with letters or credit such as but not limited...
-
Credit Policy Officer
2 weeks ago
Los Angeles, United States City National Bank Full timestrong>CREDIT POLICY AND ANALYSIS OFFICER Benefits and Perks.INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENTCity National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin,...
-
Member Service Representative II
3 weeks ago
Los Angeles, California, United States Foothill Credit Union Full timeAt Foothill Credit Union, we are seeking an experienced Member Service Representative II to join our team. This dynamic position offers the opportunity to work across different locations, gain valuable experience, and contribute to our success.Key Responsibilities:Deliver outstanding member service, aiming to surpass predetermined cross-selling...
-
Senior Credit Officer for Commercial Real Estate
3 weeks ago
Los Angeles, California, United States City National Bank Full timeJob Title: Senior Credit Officer for Commercial Real EstateWe are seeking a highly skilled Senior Credit Officer for Commercial Real Estate to join our team at City National Bank. As a key member of our credit team, you will be responsible for providing credit and loan underwriting expertise to our Relationship Managers, analyzing prospective loan...
-
Credit Analyst Senior- Credit SSG
2 weeks ago
Los Angeles, United States City National Bank Full timeCREDIT ANALYST SENIOR- CREDIT SSG WHAT IS THE OPPORTUNITY?Under limited supervision provides analytical support relating to due diligence, document processing, and financial/statistical analyses related to transactions, credit approval and ongoing monitoring of closed transactions. Review loan documents for accuracy, completeness, and adherence to approval...
-
Credit Analyst Senior- Credit SSG
6 hours ago
Los Angeles, United States City National Bank Full timeCREDIT ANALYST SENIOR- CREDIT SSG WHAT IS THE OPPORTUNITY?Under limited supervision provides analytical support relating to due diligence, document processing, and financial/statistical analyses related to transactions, credit approval and ongoing monitoring of closed transactions. Review loan documents for accuracy, completeness, and adherence to approval...
-
Vice President, Private Banking II
6 months ago
Los Angeles, United States THE BANK OF NEW YORK MELLON CORPORATION Full timeBring your ideas. Make history. BNY Mellon offers an exciting array of future-forward careers at the intersection of business, finance, and technology. We are one of the world's top asset management and banking firms that manages trillions of dollars in assets, custody and/or administration. Known as the “bank of banks” - % of the world’s top...
-
Credit Risk Manager
4 days ago
Los Angeles, United States MUFG Bank, Ltd. Full time $150,000 - $200,000Do you want your voice heard and your actions to count?Read on to find out what you will need to succeed in this position, including skills, qualifications, and experience.Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a...
