Mortgage Loan Closer
2 weeks ago
Responsible for all aspects of the Mortgage Loan process, including accurate, efficient and timely mortgage processing from receipt of the loan application to preparing the file for closing and disbursement of loan funds, in compliance with state and federal regulation and company policies and established Standard Operating Procedures (SOPs). Work within a team to ensure loans progress through the pipeline efficiently and effectively.
Principal AccountabilitiesRepresent the Bank to both internal and external customers in a courteous, professional manner in face-to-face, written and telephone communications. Accountable for adherence to compliance standards including Bank Secrecy Act (BSA), quality of documentation, timeliness and volume of loans closed. Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank's commitment to the communities in which we serve through involvement in local organizations and events.
Duties- Adhere to and perform duties based on company and division policies
- Maintain loan applications from assigned Mortgage Loan Originator (s)
- Maintain closing calendar, tracking all upcoming loan closings on the books and assign/accept loan files to close accordingly
- Maintain loan pipeline, tracking loans in process to ensure timely completion
- Examine and verify authenticity of documents
- Conduct due diligence of reviewing core mortgage documents in file to ensure they are accurate and compliant
- Prepare all mortgage documents including but not limited to final closing disclosure, note, mortgage, final standard mortgage application with accuracy and timeliness; ensure it meets agency and investor overlay requirements
- Collaborate with the title company to negotiate and update final closing disclosure to ensure it meets agency and investor overlay requirements
- Work with the title company to ensure all closing and funding conditions are satisfied
- Schedule loan proceeds wire with main office and Finance department
- Clear any post-closing stipulations requested by QC, audit and investors with accuracy and timeliness
- Monitor appraisal delivery queue and deliver copies of appraisals to applicants per the regulation
- Register all closed loans with Mortgage Electronic Registration Systems
- Effectively communicate with all retail mortgage lending staff, including mortgage loan originators of any updates to loans currently in closing
- Communicate with Loan Officer and title companies to schedule closing appointments
- Attend meetings as requested by management to be kept abreast of updates and changes including but not limited to the department, company and regulatory concerns
- Verify final verbal Verification of Employment and loan quality credit checks
- Promptly respond adequately to all audit requests and questions
- Maintain file coverage for team members out of office, split into groups for coverage.
- Report suspicious transactions or unusual occurrences to supervisor.
- Conduct and document periodic risk reviews and run reports as needed
- Perform all work in compliance with established regulations, policies, Standard Operating Procedures (SOPs), and instructions.
- Maintain customer confidence and protect bank operations by keeping information private and confidential.
- Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks
- Other duties as assigned
- High school diploma or equivalent with a minimum of 2 years' mortgage loan and customer service experience. College degree in business, finance or related field of study preferred.
- Basic knowledge of agency guidelines and industry standards as they relate to retail mortgage lending
- Exceptional organization, time management and follow-up skills. Excellent interpersonal skills and ability to communicate effectively with customers, bank employees and outside service providers.
- Ability to follow detailed instructions and a wide range of procedures requiring sound judgement.
- Ability to perform complex mathematical computations using various business machines and/or computers.
- Must have proficient typing and computer skills.
- Adaptability & Flexibility
- Big Picture Thinking
- Analytical Thinking
- Problem Solving
- Attention to Detail
- Teamwork
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA)
Physical Demand:
Percentage of Time:
Communicate with customers, advisors and managers regarding banking transactions and issues. Able to exchange accurate information with others.
90-100%
Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers. Able to observe actions of others to ensure safety and security of the facility.
90-100%
Able to grasp, move and sort forms and papers.
90-100%
Constantly operate a computer and other office machinery such as calculator, copy machine, fax machine, scanner, printer and telephone
90-100%
Able to remain stationary at a desk for long periods of time
75-100%
Regularly move about the office to access file cabinets, storage drawers and various office equipment
75-100%
Occasionally position self to reach heights between floor and 6'
-
Mortgage Loan Officer
Found in: Resume Library US A2 - 2 days ago
Southfield, Michigan, United States United Mortgage lending Full timeUnited Mortgage Lending LLC is on the lookout for dynamic individuals to join our team of Mortgage professionals and industry leaders. Our team is goal-driven loan professionals with a proven track record of closing loans in under 14 days. We offer an enticing vibrant work atmosphere that is growth oriented and results focused. We are dedicated to finding...
-
Residential Mortgage Loan Originator
1 week ago
Bossier City, United States CHERRY MORTGAGE LLC Full timeJob DescriptionJob DescriptionOur company is looking for a licensed Mortgage Loan Originator with experience in relationship management to assist clients and provide excellent support throughout the home-buying process. Our ideal Mortgage Loan Originator keeps up with mortgage loan trends and developments and is well-connected to other financial...
-
Mortgage Loan Officer
Found in: Resume Library US A2 - 1 week ago
Plymouth, Michigan, United States ThisWay Full timeOur partner is seeking a Mortgage Loan Officer for a position located in Plymouth, MI. The role primarily focuses on outside sales and is responsible for the origination of residential first mortgages through an external referral network. The position requires the ability to generate prospects independently to reach goals and objectives, offering a monthly...
-
Loan Originator
1 week ago
Kansas City, United States Northern Mortgage Services Full timeJob DescriptionJob DescriptionJoin our team as Licensed Loan Originator! Are you a dynamic and driven Mortgage LO looking to take your career to the next level? Look no further! We're looking for talented individuals to join our team and help us grow! You'll have the opportunity to work with a team of supportive colleagues who are passionate about...
-
Mortgage Loan Controller
1 day ago
Jefferson City, United States Central Trust Bank Full timeJob Description Seeking a technologically skilled and analytical accountant to assist with management of the Mortgage Loan business line with the organization. This would include involvement with accounts payable, reconciliation, general ledger, financial statements, regulatory reporting oversite and budgeting related to the Mortgage Loan business within the...
-
Mortgage Loan Officer in Oklahoma
1 week ago
Oklahoma City, United States Morty Full timeJob DescriptionJob DescriptionJoin Morty as a mortgage loan officer in Oklahoma. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Oklahoma and dedicated closing team to advance your career and achieve success.Are you a smart, resourceful, and self-sufficient individual? We're actively...
-
Mortgage Loan Officer in Utah
1 week ago
Salt Lake City, United States Morty Full timeJob DescriptionJob DescriptionJoin Morty as a mortgage loan officer in Utah. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Utah and dedicated closing team to advance your career and achieve success.Are you a smart, resourceful, and self-sufficient individual? We're actively seeking...
-
Loan Operations Clerk
Found in: beBee S US - 3 weeks ago
Michigan City, United States Horizon Bank Full timeJob Overview Responsible for daily tracking of consumer and mortgage insurance, input of loans, loan verification and loan check-ins, in compliance with state and federal regulations, company policies and established Standard Operating Procedures (SOPs). Work within a team to ensure loans progress through the pipeline efficiently and...
-
Mortgage Loan Shipping Manager
10 hours ago
Jefferson City, United States Central Trust Bank Full timeJob Description Be the main support for The Central Trust Bank Mortgage Loan Shippers and Imaging Specialist. Oversee the daily activities of both areas to ensure the closed loan files move through the process for loan purchase. The area's responsibilities include imaging, verifying, reviewing and vetting all mortgage documents for delivery to the end...
-
Residential Loan Officer
Found in: Resume Library US A2 - 1 week ago
Plymouth, Michigan, United States ThisWay Full timeOur partner is looking for a Residential Loan Officer in Plymouth, MI. The company is a full-service financial institution serving those living, working, worshiping, or attending school in Michigan. With 14 branches in the Metro Detroit Area and Northern Michigan, the organization has been in business for over 70 years and is recognized as a Regional Best...
-
Loan Partner
1 week ago
Peachtree City, United States Michelle Humes Group Full timeJob DescriptionJob DescriptionWe’re hiring a loan partner who will work directly alongside our loan origination staff to help our applicants through the mortgage loan process. You’ll get applicants mortgage ready, prepare paperwork, and respond to customer inquiries on transactions as needed. If you’re a detail-oriented employee with strong...
-
Home Loan Specialist
1 week ago
Kansas City, United States CareerBuilder Full timeJob Details Level : Experienced Job Location : Kansas City MO - Kansas City, MO Position Type : Full Time Education Level : None Salary Range : Undisclosed Travel Percentage : None Job Shift : Any Job Category : Sales Description Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and...
-
Loan Closing Specialist
Found in: Appcast Linkedin GBL C2 - 2 weeks ago
Oklahoma City, United States Bank7 Corp. Full timeSummary for ONSITE Position (this is not a remote job)The Loan Closing Specialist will oversee commercial loan activity throughout all phases in the process. This position is responsible for coordinating with multiple departments located in various states and branches while meeting loan processing deadlines. A strong work ethic and a commitment to accuracy...
-
Marketing Coordinator
2 weeks ago
Kansas City, United States Primary Residential Mortgage Full timePosition Purpose - Responsibilities/Duties/Functions/Tasks The purpose of this position is to assist our branch office, loan officers, and marketing staff with efforts to increase overall production for the branch. Schedules and maintains all committee meetings for the branch, including marketing, operations, pricing, and growth Works directly with loan...
-
Loan Processor
1 day ago
Cedar City, United States State Bank of Southern Utah Full timeProcess and verify accuracy of loan files. Assist loan officers, obtain necessary information to process loan files, document loan files efficiently and completely, enter data for new loan accounts, process payments on loans, maintain loan documents and files, hold knowledge of commonly-used concepts, practices, and procedures within the lending industry....
-
Loan Officer/ Account Executive
1 week ago
Colorado City, United States Wildcat Lending Full timeJob DescriptionJob DescriptionAre you a self-driven and confident communicator with a passion for providing excellent customer service? Wildcat is seeking dynamic individuals to join our team as Account Executives. If you're someone who goes above and beyond to ensure the "wow" factor in every client interaction, we want to hear from...
-
Commercial Real Estate, Portfolio Manager
Found in: Talent US C2 - 1 week ago
League City, United States American National Full timeCommercial Real Estate, Portfolio ManagerAmerican National is seeking a full-time, Portfolio Manager. To thrive in this position, the individual selected must have commercial real estate experience, a clear understanding of how to effectively manage a portfolio, and an innate desire to keep an active pulse on the market. Placement Location: League City,...
-
Bilingual Housing Counselor
Found in: beBee S US - 3 weeks ago
new york city, United States Arundel Community Development Services Inc Full timeACDS is seeking a professional a Bilingual HUD certified Housing Counselor who is well-versed in speaking Spanish, serving low-income individuals, and families including seniors and persons with disabilities in obtaining financing for home rehabilitation or purchasing, conducting homeownership counseling sessions, and processing, underwriting and conducting...
-
Senior Credit Administrator
1 week ago
Suisun City, United States Westamerica Bank Full timeJob Description Job Description Description: Manages the Division's commercial loan portfolio that includes review, analysis, approval, management and collection activities. Assists in underwriting and monitoring business loans secured either asset based and/or by real estate and larger consumer loans secured by real estate. Responsible for the credit...
-
Release Specialist
Found in: Resume Library US A2 - 1 week ago
Oklahoma City, Oklahoma, United States ISN Corporation Full timeJob Description Protects the privacy of borrowers by ensuring only those authorized are being provided confidential loan information. Responds to and processes tasks related to the Lien Releases of mortgage loans based on internal protocols, utilizes internal and external databases, as well as updates systems of record while maintaining accurate logs to...