Mortgage Loan Officer

2 months ago

Severna Park, United States Fulton Financial Full time
Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview

This is a full-time, commissioned career opportunity based out of the Severna Park, MD market.

Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.

Responsibilities

  • Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged.
  • Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
  • Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
  • Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employee's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.


Qualifications

Required Education

High School Diploma or equivalent.

Required Experience

1 or more years Recent residential mortgage lending experience to include experience in the local market. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience.

1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization.

Other Duties as Assigned by Manager

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency

This position is fully commissioned.

Benefits

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

NMLS

This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.

EEO Statement

Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

  • Mortgage Loan Officer

    2 weeks ago

    Severna Park, United States Disability Solutions Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Officer

    1 month ago

    Severna Park, United States Disability Solutions Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Officer

    3 months ago

    Severna Park, United States Fulton Bank Full time

    Value Proposition: Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Officer

    5 days ago

    Hot Springs National Park, Arkansas, United States Castle & Cooke Mortgage Full time

    About Castle & Cooke MortgageWe are a leading mortgage lender dedicated to providing exceptional service and support to our clients and loan officers. Our team is passionate about helping individuals achieve their dream of homeownership, and we're committed to making the mortgage process as smooth and stress-free as possible.Job SummaryWe're seeking an...

  • Mortgage Loan Officer Partner Associate

    2 weeks ago

    Cedar Park, Texas, United States Waymaker Mortgage Company Full time

    Position Overview:As a Mortgage Loan Officer Partner Associate at Waymaker Mortgage Company, you will play a crucial role in assisting clients in achieving their homeownership dreams. This position is ideal for individuals who prefer a stable salary while contributing to the mortgage industry without the pressure of generating new business leads.Key...

  • Mortgage Loan Specialist

    1 week ago

    Ozone Park, New York, United States National Mortgage Staffing Full time

    Mortgage Loan Processor OpportunityNational Mortgage Staffing is seeking an experienced Mortgage Loan Processor to join our team. As a key member of our office staff, you will be responsible for handling FHA, VA, and Conventional Loans, and working with our Encompass system.Benefits of the Mortgage Loan Processor RoleFull-time position with a competitive...

  • Mortgage Loan Officer

    2 months ago

    Orland Park, United States Tech Credit Union Full time

    Job DescriptionJob DescriptionCU Mortgage Service is looking for a top-notch Mortgage Loan Officer to serve the Orland Park, IL area. In this role, our Mortgage Loan Officer will originate residential mortgages and refinance home loans through our in-house mortgage company. We hire professionals who are committed to delivering an exceptional Member service...

  • Mortgage Loan Officer

    1 month ago

    Buena Park, United States CW Funding Full time

    Company DescriptionCW Funding, founded in 2019, is a mortgage lending company located in Buena Park, CA. Our success is attributed to offering competitive rates and overall fees while providing exceptional customer service. We operate in California, Texas and Colorado.Role DescriptionThis is a full-time hybrid role for a Mortgage Loan Officer at CW Funding....

  • Mortgage Loan Officer

    1 month ago

    Buena Park, United States CW Funding Full time

    Company DescriptionCW Funding, founded in 2019, is a mortgage lending company located in Buena Park, CA. Our success is attributed to offering competitive rates and overall fees while providing exceptional customer service. We operate in California, Texas and Colorado.Role DescriptionThis is a full-time hybrid role for a Mortgage Loan Officer at CW Funding....

  • Mortgage Loan Specialist

    2 weeks ago

    Cliffside Park, New Jersey, United States Paramount Residential Mortgage Group Full time

    Position Overview:At Paramount Residential Mortgage Group, we pride ourselves on being a company created by originators for originators. Our consistent recognition as one of the top workplaces stems from our commitment to fostering an environment that empowers our originators to thrive. We are excited to support your journey as a successful mortgage...

  • Mortgage Loan Associate

    1 week ago

    Winter Park, Florida, United States CrossCountry Mortgage Full time

    Exciting Opportunity at CrossCountry MortgageAre you looking for a rewarding position in a growing sector? Our organization is experiencing a significant increase in demand for our offerings, and we are in search of a Mortgage Professional to become a part of our journey.Leverage your knowledge in various loan options including FHA, VA, Conventional, and...

  • Mortgage Loan Officer

    4 weeks ago

    Winter Park, United States Bell Bank Full time

    Mortgage Loan Officer If you love sales and are passionate about helping others purchase their dream home, consider a career with Bell Bank's mortgage team. You will work with colleagues in a first class culture that provides a family atmosphere, enjoy great benefits and provides a high level of service that makes each mortgage run smoothly - by sending...

  • Loan Officer Assistant/Loan Partner 1

    3 months ago

    Winter Park, United States CrossCountry Mortgage Full time

    Job DescriptionJob Description~~We have a wonderful challenge...TOO MUCH BUSINESS.We have a need for a Mortgage Professional who knows loan programs (FHA, FHA 203k, VA, Conv. and USDA) and how to fully service clients and Realtors. This Professional will Partner with our Rainmaker to close a record volume of business.The successful candidate will have...

  • Mortgage Loan Originator

    2 months ago

    Woodland Park, United States NEW DWELLING MORTGAGE Full time

    Job DescriptionJob DescriptionBenefits/PerksAccess to multiple wholesale lenders Competitive CompensationJob SummaryWe are seeking licensed (NMLS required) Loan Officer's to join our Colorado team. In this role, you will evaluate and pre-qualify loan applications. Your responsibilities will include interviewing applicants to gather financial...

  • Mortgage Loan Officer

    1 month ago

    Overland Park, United States Zillow Full time

    About the teamZillow Home Loans is on the front lines of radically redefining how consumers buy, sell, and finance homes. We seek to transform the consumer mortgage experience by moving closer to the real estate transaction. We are a fun, fast-paced, and ethical fintech company. Zillow Home Loans is taking big swings and it’s never been a more exciting...

  • Mortgage Loan Officer

    3 weeks ago

    Overland Park, United States Zillow Full time

    About the teamZillow Home Loans is on the front lines of radically redefining how consumers buy, sell, and finance homes. We seek to transform the consumer mortgage experience by moving closer to the real estate transaction. We are a fun, fast-paced, and ethical fintech company. Zillow Home Loans is taking big swings and it’s never been a more exciting...

  • Mortgage Loan Processor

    3 months ago

    Litchfield Park, United States CMS Mortgage Solutions Inc Full time

    Job DescriptionJob DescriptionSalary: Per File CommissionJob Description: We are seeking a detail-oriented and experienced Mortgage Loan Processor to play a critical role in converting conditional approvals to clear-to-close statuses, effectively driving our clients' journey to homeownership. Your expertise in handling multiple files and liaising with...

  • Mortgage Loan Officer

    3 months ago

    Overland Park, United States Zillow Group Full time

    About the team Zillow Home Loans is on the front lines of radically redefining how consumers buy, sell, and finance homes. We seek to transform the consumer mortgage experience by moving closer to the real estate transaction. We are a fun, fast-paced, and ethical fintech company. Zillow Home Loans is taking big swings and it's never been a more exciting time...

  • Mortgage Loan Officer

    1 month ago

    Overland Park, United States Zillow Full time

    About the team Zillow Home Loans is on the front lines of radically redefining how consumers buy, sell, and finance homes. We seek to transform the consumer mortgage experience by moving closer to the real estate transaction. We are a fun, fast-paced, and ethical fintech company. Zillow Home Loans is taking big swings and it's never been a more exciting time...

  • Mortgage Loan Officer

    2 weeks ago

    Overland Park, United States Zillow Full time

    About the team Zillow Home Loans is on the front lines of radically redefining how consumers buy, sell, and finance homes. We seek to transform the consumer mortgage experience by moving closer to the real estate transaction. We are a fun, fast-paced, and ethical fintech company. Zillow Home Loans is taking big swings and its never been a more exciting time...