Sr. Risk Analyst

4 weeks ago


Irving, United States Cortex Full time
  • The Sr. Risk Analyst will be responsible for developing strategies to optimize consumer strategy, primarily marketing and risk strategies with the intent to maximize unit economics, reduce defaults (losses) and increase the scale of the portfolio.
  • Establish, maintain, and revise underwriting strategies by conducting statistical and other data mining analyses on data including portfolio history, credit & alternate data and credit & fraud models developed by decision sciences team. These statistical techniques include but are not limited to linear/logistic regression, CART, CHAID and other decision tree techniques.
  • Establish, maintain, and analyze various Key Performance Indicators that reflect the unit economics and underlying portfolio profitability such as Revenue & Yield rates, Charge-offs and loss rates, Recovery, Customer Acquisition Costs (CAC) and other relevant metrics.
  • Develop portfolio review materials on a periodic basis that captures key trends against benchmarks and analyze respective variance. Communicate to senior management and other credit committee members the key trends and general portfolio health.
  • Analyze and recommend optimal product parameters such as loan amounts, interest rates and term based on target economics and performance metrics.
  • Collaborates with internal business teams including marketing, product, decision sciences, and technology teams to implement the relevant portfolio strategies including but not limited to marketing and underwriting strategies, credit policy and loss mitigation strategies.
  • Collaborates with the credit, marketing, product and loss mitigation teams to develop long term portfolio strategies.
  • Develop testing framework, expectations on key metrics and analyze/measure against the key metrics. Portfolio tests typically include loan offers, underwriting strategies, account management strategies such as credit line increases, loan refinance and amendment programs.
  • Present findings and make recommendations to Credit committee and portfolio management teams.
Education and Experience:
  • Bachelor's degree in Statistics, Economics, Business, Operations Research, Mathematics, or a related highly quantitative degree required. Master's degree preferred.
  • 2 -4 years previous experience in highly quantitative roles developing and recommending strategies using quantitative methods and justification.
  • 2 -4 years previous experience in utilizing statistical techniques such as decision tree, logistic regression, hypothesis testing etc. required.
  • Proficiency with SAS/R/Python, SQL, and Excel skills required.
  • Ability to conduct extensive data research and handle large datasets.
  • Experience in Financial Services, Risk Management, Subprime Lending, Marketing Analytics, Pricing, Direct Mail or Segmentation a plus.
  • Must have strong problem-solving and organization skills with strong attention to detail and the ability to manage multiple projects.
  • Excellent written and verbal communication skills.
  • Team player who will work efficiently and effectively in a fast-paced environment.


  • Irving, United States Tricolor Auto Full time

    Job Description Job Description Overall Responsibility The Sr. Director of Risk Management owns the development and execution of the credit risk management strategies, including creating and disseminating credit risk policies, procedures, and standards and developing and directing the implementation of a credit risk management strategy which optimizes...

  • IT Risk Analyst

    19 hours ago


    Irving, United States Neighborly Full time

    IT Risk Analyst Welcome to Neighborly-the hub of service brands that connects customers to top-notch local experts who repair, maintain, and enhance homes and businesses. Our long-standing business, with over 40 years of experience, is focused on strategic innovation as we build the future of home and business services. Bring your ambition to the table as...


  • Irving, United States Resolute Investment Managers (parent company of American Beacon Advisors) Full time

    Resolute Investment Managers, Inc. Analyst / Sr. Analyst, Compliance (Broker Dealer)Resolute Investment Managers, Inc. ("Resolute") is a diversified, multi-affiliate asset management platform that partners with affiliated and independent investment managers. The clients of Resolute and our affiliates include corporate defined benefit plans, institutions and...


  • Irving, United States PrideStaff Full time

    Job DescriptionJob DescriptionG.A. Rogers & Associates has partnered with our client in Irving, Texas as they look for a Senior Credit Risk Analyst to join their team of high achievers. If you are a Bank Examiner seeking a challenging and rewarding role that requires NO travel, this might be the opportunity for you!**Hybrid - with 3 days onsite in Irving,...


  • Irving, United States Dice Full time

    Dice is the leading career destination for tech experts at every stage of their careers. Our client, IRIS Software, Inc., is seeking the following. Apply via Dice today! We are seeking an experienced Senior Business Analyst (Sr. BA) with expertise in Operations Risk Products and a strong understanding of Agile methodologies. The ideal candidate will possess...


  • Irving, United States Kore 1 Full time

    THIS JOB IS FULLY ONSITE IN IRVING, TX WE HAVE 2 SR. WORKDAY ANALYST ROLES OPEN. ONE REQUIRES INDEPTH EXPERIENCE WITH ADVANCED COMPENSATION. KORE1, a nationwide provider of staffing and recruiting solutions, has an immediate opening for a Sr Workday Analyst: gather reqs, config, support; Advanced Compensation required for 1 of 2 roles ...

  • Senior Data Analyst

    1 week ago


    Irving, United States iCST Full time

    Authorized to work for any Employer only may applyLocal to Irving, TX onlySr Data AnalystIrving TX (Onsite 5 days a week)6+ Months ContractExperience: 10+ yearsSkills GCP Big query Qlik BI Exp Ability to create reports in Qlik

  • Senior Data Analyst

    1 week ago


    Irving, United States iCST Full time

    Authorized to work for any Employer only may applyLocal to Irving, TX onlySr Data AnalystIrving TX (Onsite 5 days a week)6+ Months ContractExperience: 10+ yearsSkills GCP Big query Qlik BI Exp Ability to create reports in Qlik

  • Data Quality Analyst

    2 weeks ago


    Irving, United States Careerbuilder-US Full time

    Date Posted: 05/02/2024 Hiring Organization: Rose International Position Number: 463350 Job Title: Data Quality Analyst Job Location: Irving, TX, USA, 75038 Work Model: Hybrid Employment Type: Temporary Estimated Duration (In months): 7 Min Hourly Rate ($): 50.00 Max Hourly Rate ($): 55.00 Must Have Skills/Attributes: Data Governance,...


  • Irving, United States Kore 1 Full time

    Compensation depends on experience but is typically $125-133K plus 10% bonus. THIS JOB IS FULLY ONSITE IN IRVING, TX. KORE1, a nationwide provider of staffing and recruiting solutions, has an immediate opening for a Sr Analyst, People Analytics / Data: Workday matrix / composite reports (60%) / data visualization (40% / Power BI...

  • Sr. Data Engineer

    2 weeks ago


    Irving, United States Addison Group Full time

    Job DescriptionJob DescriptionJob Title: Sr. Data EngineerLocation: Irving, TX 75039Work Model: Onsite Position, no relocation available.Pay Rate: $60-$70/hourConversion Salary Range: $115K-$125KJob Description: We are seeking a Sr. Data Engineer to join our growing team and be a part of an exciting phase of our journey to redesign the data infrastructure....

  • Sr. Internal Auditor

    2 weeks ago


    Irving, United States Nexstar Broadcasting Full time

    The Sr. Internal Auditor will be responsible for developing and executing the audit plan that covers Nexstar Media Group's operational, compliance, information technology, and financial reporting activities. Responsibilities include: Participating in risk assessment activities to identify audit subjects for incorporation into the overall Annual Audit Plan...


  • Irving, United States Neiman Marcus Group, Inc. Full time

    The Neiman Marcus Corporate Payroll team is looking for an experienced payroll and tax specialist. You will ensure accurate processing of payroll and payroll tax functions on a monthly/quarterly/annual basis. You and the team benefit from NMG's Way o Tax Analyst, Payroll, Tax, Processing, Analyst, Tax Specialist, Retail

  • Sr. Internal Auditor

    4 weeks ago


    Irving, United States Nexstar Media Group Full time

    The Sr. Internal Auditor will be responsible for developing and executing the audit plan that covers Nexstar Media Group's operational, compliance, information technology, and financial reporting activities. Responsibilities include: Participating in risk assessment activities to identify audit subjects for incorporation into the overall Annual Audit Plan...

  • DSCSA Analyst

    3 days ago


    Irving, United States Cornerstone Technology Talent Services Full time

    CornerStone Professional Placement has teamed up with a highly reputable pharmaceutical client to find a DSCSA Compliance Analyst in Irving, TX. As the DSCSA Compliance Analyst, you will be responsible for Master Data processes for the DEA, FDA, State, Risk Evaluation, and other governing bodies. You will work closely with legal, regulatory, and data...

  • DSCSA Analyst

    2 weeks ago


    Irving, United States CornerStone Technology Talent Services Full time

    CornerStone Professional Placement has teamed up with a highly reputable pharmaceutical client to find a DSCSA Compliance Analyst in Irving, TX. As the DSCSA Compliance Analyst, you will be responsible for Master Data processes for the DEA, FDA, State, Risk Evaluation, and other governing bodies. You will work closely with legal, regulatory, and data...

  • DSCSA Analyst

    1 week ago


    Irving, United States CornerStone Technology Talent Services Full time

    CornerStone Professional Placement has teamed up with a highly reputable pharmaceutical client to find a DSCSA Compliance Analyst in Irving, TX. As the DSCSA Compliance Analyst, you will be responsible for Master Data processes for the DEA, FDA, State, Risk Evaluation, and other governing bodies. You will work closely with legal, regulatory, and data...

  • DSCSA Analyst

    2 weeks ago


    Irving, United States CornerStone Technology Talent Services Full time

    CornerStone Professional Placement has teamed up with a highly reputable pharmaceutical client to find a DSCSA Compliance Analyst in Irving, TX. As the DSCSA Compliance Analyst, you will be responsible for Master Data processes for the DEA, FDA, State, Risk Evaluation, and other governing bodies. You will work closely with legal, regulatory, and data...


  • Irving, United States Dice Full time

    Dice is the leading career destination for tech experts at every stage of their careers. Our client, IRIS Software, Inc., is seeking the following. Apply via Dice today! Iris's client, one of the world's Largest Financial/ Investment Firm is looking to hire Business Analyst CCAR / BASEL for a long term contract opportunity. Business Analyst CCAR / BASEL...

  • Systems Analyst

    6 days ago


    Irving, United States Procom Full time

    Systems Analyst - SAS On behalf of our client in the Financial Services Sector, Procom is seeking a Systems Analyst. Systems Analyst - SAS Responsibilities •Partner with multiple management teams to ensure appropriate integration of functions to meet goals •Identify and define necessary system enhancements to deploy new products and process improvements...