Portfolio Manager IV

3 days ago


Conshohocken, United States Firstrust Bank Full time

Objective:

The Portfolio Manager IV is a recognized expert in exercising sound judgement in credit and risk administration. *Onsite/Hybrid - Conshohocken or Maryland*

Firstrust Bank is an Affirmative Action Contractor and is an Equal Opportunity Employer.

Minority/Female/Disabled/Veteran

Responsibilities/Duties:
  • Ensure all Service Level Agreements, regulatory compliance requirements, and Banks credit risk profiles and profitability are monitored and maintained.
  • Responsible to protect and preserve the integrity of the pooled or individual portfolio while sustaining profitability, accurately accessing/managing risk, and managing the annual review process.
  • Analyzes the most complex portfolio relationships with reasonable involvement from the Relationship Manager.
  • Prepares financial models, credit memorandums and has extensive knowledge of credit policies with the ability to apply them to a variety of situations.
  • Exhibits strong understanding of the most complex organizational structures, documentation, covenants and/or collateral structures.
  • Effectively tracks and monitors financial reporting requirements and reviews Borrowing Base certificates.
  • Provides loan recommendations based on a review of all underwriting criteria for final approval.
  • Exercises adherence to internal portfolio/underwriting processes including timely and accurate data entry to Vikar and/or other centralized systems, as well as, maintaining high quality file documentation in a paperless environment.
  • Assist others to solve problems, leads projects with notable risk and complexity and develops the strategy for project execution.
Essential Functions:

Prolonged periods sitting at a desk and working on a computer.

Knowledge - Skills & Abilities:
  • 5 - 10+ years Business Credit /Commercial Extensive knowledge of and experience with credit policies and procedures.
  • Demonstrates the ability to coach, lead, and motivate.
  • Strong interpersonal skills and good oral written communication skills.
  • Knowledge of software/systems required to successfully perform job function.
  • Must be a Vikar Subject Matter Expert.
  • Proven history of managing high volume workflows.

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