Homesale Mortgage

2 months ago


York, United States The Ladders Full time
Essential Functions:

  • Provides service to applicants and prospective customers seeking home loans, including interviewing, pre-qualification and pre-approval.
  • Completes application and gathers supporting documentation.
  • Reviews and completes regulatory disclosures with customer.
  • Maintains existing and generates new sources of referral business.
  • Quotes interest rates and secures pricing through the Secondary Marketing Department on behalf of the Customer.
  • Inputs application data into Loan Origination Software (LOS).
  • Utilizes automated underwriting systems (AUS) to obtain credit recommendations.
  • Communicates with customers, both internal and external, regarding the status of the loan and relays information to all interested parties.
  • Communicates with all parties in a professional and courteous manner.
  • Manages his/her pipeline of loans to verify accuracy of the current loan status.
  • Knows and abides by HomeSale Mortgage Policies and Procedures.
  • Mentors other Loan Officers.
  • Relays to Senior Management any industry changes or trends that may be of interest to them.
  • Participates in HomeSale Mortgage association events.
  • Must actively participate in all aspects of the Real Estate Office sales meetings and office functions. Prepares Mortgage Minutes for presentation at each sales meeting. Provides on-going training for the real estate agents (lunch and learns). Works closely with the Broker/Sales Manager
  • Attends Loan Officer Meetings.
  • Represents the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities.
  • Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA).
Minimum Required Skills and Competencies:
  • Must have a valid NMLS #
  • Minimum 1-year experience originating VA, FHA, Conventional and VHDA loans.
  • Proven sales record based on closed loan production
  • Currently possess sources of referral business for purchase transactions
  • High School Diploma or equivalent
  • Awareness of FNMA/FHLMC, FHA, VA, PHFA and underwriting guidelines.
Desired Skills and Competencies:
  • Working knowledge of Microsoft Office products.
  • Working knowledge of Encompass software.
    #hsm


Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
  • Homesale Mortgage

    2 months ago


    York, United States TowneBank Full time

    Essential Functions: Provides service to applicants and prospective customers seeking home loans, including interviewing, pre-qualification and pre-approval. Completes application and gathers supporting documentation. Reviews and completes regulatory disclosures with customer. Maintains existing and generates new sources of referral business. Quotes...


  • York, Pennsylvania, United States Towne Family of Companies Full time

    Welcome to Towne Family of CompaniesWe are currently in search of a Loan Officer to become a vital part of our HomeSale Mortgage division. In this role, you will be tasked with delivering outstanding service to clients seeking mortgage solutions. Your responsibilities will encompass interviewing candidates, processing applications, engaging with clients, and...


  • York, Pennsylvania, United States Towne Family of Companies Full time

    Welcome to Towne Family of CompaniesWe are excited to announce an opportunity for a Loan Officer to become a vital part of our HomeSale Mortgage division. In this role, you will play a key part in delivering outstanding service to clients seeking financing for their homes. Your responsibilities will encompass interviewing candidates, completing loan...


  • York, Pennsylvania, United States Towne Family of Companies Full time

    About the PositionWe are looking for a dedicated Loan Officer to become a vital part of our HomeSale Mortgage division. In this role, you will provide outstanding service to clients seeking financing for their homes. Your responsibilities will encompass interviewing potential borrowers, completing loan applications, maintaining communication with clients,...


  • York, Pennsylvania, United States Towne Family of Companies Full time

    Welcome to Towne Family of CompaniesWe are currently looking for a Loan Officer to become a vital part of our HomeSale Mortgage division. In this role, you will provide outstanding support to clients seeking home financing solutions. Your responsibilities will encompass interviewing applicants, completing loan applications, maintaining communication with...


  • York, Pennsylvania, United States Towne Family of Companies Full time

    Welcome to Towne Family of CompaniesWe are currently looking for a dedicated Loan Officer to become a vital part of our HomeSale Mortgage division. In this role, you will provide outstanding service to clients seeking financing for their homes. Your responsibilities will encompass interviewing potential borrowers, processing applications, maintaining...


  • York, Pennsylvania, United States Towne Family of Companies Full time

    Welcome to Towne Family of CompaniesWe are currently in search of a Loan Officer to become a vital part of our HomeSale Mortgage division. In this role, you will be tasked with delivering outstanding service to clients seeking home financing solutions. Your responsibilities will encompass interviewing potential borrowers, completing loan applications,...