Current jobs related to Credit Analyst III - Fort Worth - The Ladders

  • Credit Analyst/Credit Analyst II

    1 month ago

    Fort Worth, United States Southside Bank Full time

    Position Title: Credit Analyst/Credit Analyst II Exempt Status: Non-Exempt, Full Time Hourly Reports to: Commercial Underwriting Manager Summary of the Job: Provides credit analysis support by analyzing commercial loan requests, evaluating the financial condition of businesses and individuals, identifying strengths and weaknesses, providing...

  • Dealer Credit Analyst

    4 months ago

    Fort Worth, United States Daimler Trucks North America Full time

    Job Description - Dealer Credit Analyst (DAI0000N0X) **Job Description** Dealer Credit Analyst Group : Daimler Truck AG **Description** Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas...

  • Senior Credit Analyst/Underwriter

    3 months ago

    Fort Worth, United States Centennial Bank Full time

    GENERAL DESCRIPTION OF POSITION The Sr. Credit Analyst/Underwriter performs financial based analysis and underwriting of credits which is used by the bank to assess risk and monitor existing credits to entities or individuals. This position performs analysis on the largest and most complex loans or relationships with a Region or Industry. The Sr Credit...

  • Dealer Credit Analyst

    2 weeks ago

    Fort Worth, Texas, United States Daimler Trucks North America Full time

    Job DescriptionJob Title: Dealer Credit AnalystJob Summary:Daimler Trucks North America is seeking a highly skilled Dealer Credit Analyst to join our team. As a Dealer Credit Analyst, you will be responsible for analyzing the financial condition of automobile and/or truck dealerships and affiliated companies to extend new lines of credit or continue existing...

  • Automotive Credit Analyst

    4 weeks ago

    Fort Worth, Texas, United States Daimler Trucks North America Full time

    Position Overview:The role of the Automotive Credit Analyst involves assessing the financial stability of automotive and truck dealerships, as well as their associated entities, to facilitate the extension of new credit lines or the continuation of existing ones. This analysis is accompanied by a well-founded recommendation directed to the appropriate credit...

  • Credit Analyst

    4 weeks ago

    Fort Worth, Texas, United States TDIndustries Full time

    Credit SpecialistJob OverviewThe Credit Specialist plays a crucial role in safeguarding the financial integrity of the organization by evaluating and advising on the creditworthiness of both potential and existing clients. This position involves a thorough investigation of credit applications and the authority to approve them based on established criteria...

  • Credit Risk Analyst for Automotive Sector

    3 weeks ago

    Fort Worth, Texas, United States Daimler AG Full time

    Position Overview:The role of the Automotive Credit Analyst involves evaluating the financial health of automobile dealerships and their associated entities. This analysis is crucial for determining the extension of new credit lines or the continuation of existing ones, accompanied by well-founded recommendations to the appropriate credit authority.Key...

  • Credit Analyst

    5 days ago

    Fort Collins, Colorado, United States First Western Full time

    {"title": "Credit Analyst Position", "description": "At First Western, we are seeking a skilled Credit Analyst to play a vital role in helping high-net-worth clients achieve their financial goals. As a Credit Analyst, you will work closely with our Fort Collins team to deliver comprehensive solutions that exceed client expectations. Responsibilities: *...

  • Senior Credit Analyst

    2 weeks ago

    Fort Lauderdale, Florida, United States First Horizon Full time

    {"title": "Senior Credit Analyst", "description": "Job SummaryWe are seeking a highly skilled Senior Credit Analyst to join our team at First Horizon. As a Senior Credit Analyst, you will provide high-level analytical support in underwriting and analyzing commercial credit facilities, assisting Portfolio Managers and Relationship Managers in managing...

  • IT Business Systems Analyst III

    3 months ago

    Fort Meade, United States Cherokee Nation Businesses Full time

    Job DescriptionIT Business Systems Analyst IIIThis position requires an active TS/Sensitive Compartmental Information (SCI) clearance. The IT Business Systems Analyst III will develop and maintain data systems for tracking and reporting organizational metrics. The ideal candidate will have extensive experience with Microsoft applications, federal procurement...

  • IT Business Systems Analyst III

    4 weeks ago

    Fort Belvoir, United States Cherokee Federal Full time

    IT Business Systems Analyst III This position requires an active TS/Sensitive Compartmental Information (SCI) clearance. The IT Business Systems Analyst III will develop and maintain data systems for tracking and reporting organizational metrics. The ideal candidate will have extensive experience with Microsoft applications, federal procurement regulations,...

  • Senior Credit Analyst

    2 days ago

    Fort Lauderdale, Florida, United States First Horizon Bank Full time

    {"title": "Senior Credit Analyst", "content": "Job SummaryThe Senior Credit Analyst position provides high-level analytical support in underwriting and analyzing commercial credit facilities. This role requires a strong understanding of financial analysis, commercial lending, and credit risk management.Key ResponsibilitiesInterpret financial statements and...

  • Credit Risk Analyst

    2 weeks ago

    Fort Worth, Texas, United States TDIndustries Full time

    {"Job Title": "Credit Specialist", "Job Summary": "As a Credit Specialist at TDIndustries, you will play a critical role in minimizing financial risk to the organization by assessing and advising on the creditworthiness of prospective and existing customers. Your expertise will be essential in investigating credit applications, approving applications within...

  • Credit Analyst Intern

    7 days ago

    Fort Mill, South Carolina, United States Continental Full time

    Job DescriptionThe Credit Analyst Intern will be responsible for the following key tasks:Receiving, processing, and expediting incoming credit applications and account modification requests.Maintaining and updating credit files to ensure accuracy and completeness.Communicating with dealers to obtain delivery receipts and verify information.Supporting credit...

  • Credit/Distressed Investment Analyst

    4 days ago

    fort worth, United States Q Investments Full time

    Q Investments, a multi-billion dollar private investment firm in Fort Worth, Texas is interested in immediately hiring a top junior financial professional to join our investment team as an Investment Analyst. This individual will work in an entry-level role with a team of other investment professionals which handle both our private equity and public markets...

  • Credit/Distressed Investment Analyst

    5 days ago

    Fort Worth, United States Q Investments Full time

    Q Investments, a multi-billion dollar private investment firm in Fort Worth, Texas is interested in immediately hiring a top junior financial professional to join our investment team as an Investment Analyst. This individual will work in an entry-level role with a team of other investment professionals which handle both our private equity and public markets...

  • Credit/Distressed Investment Analyst

    6 days ago

    Fort Worth, United States Q Investments Full time

    Q Investments, a multi-billion dollar private investment firm in Fort Worth, Texas is interested in immediately hiring a top junior financial professional to join our investment team as an Investment Analyst. This individual will work in an entry-level role with a team of other investment professionals which handle both our private equity and public markets...

  • Senior Credit Analyst

    4 weeks ago

    Fort Lauderdale, United States First Horizon Full time

    Location: On site in Fort Lauderdale, FL Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. A Senior CA will be expected to provide credit analysis support for assigned lending...

  • Senior Credit Analyst

    4 weeks ago

    Fort Lauderdale, United States First Horizon Bank Full time

    Location: On site in Fort Lauderdale, FL Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. A Senior CA will be expected to provide credit analysis support for assigned lending...

  • Sr. Credit Analyst

    4 weeks ago

    Fort Lauderdale, United States First Horizon Bank Full time

    Location: On site in Fort Lauderdale, FL Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. A Senior CA will be expected to provide credit analysis support for assigned lending...

Credit Analyst III

3 months ago

Fort Worth, United States The Ladders Full time
Summary Analyzes credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals; assumes Manager's responsibilities in the absence of the Credit Analysis Manager by performing the following duties. The ideal candidate should be self-motivated, be a team player and have a strong work ethic.

Duties and Responsibilities Conduct thorough analysis of financial statements and assessment of credit requests on complex commercial credit relationships of $2,500,000 and greater.

  • Keep up to date with the company's lending protocols.
  • Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision and a working knowledge of accounting principles and financial techniques.
  • Research industry information; history of the borrower; or any information or articles on the internet that would pertain to the borrower positively or negatively.
  • Performs loan reviews/annual reviews on selected borrowers and guarantors for commercial credit relationships of $2,500,000 and greater.
  • Performs cash flows, financial credit analysis, collateral valuations, global cash flows, etc. for commercial borrowers and guarantors on credit relationships of $2,500,000 and greater.
  • Accompanies relationship managers on customer calls and site visits of potential and existing customers as requested / needed.
  • Performs ongoing file maintenance to ensure credit information is uploaded to the credit file in a timely basis as needed.
  • Identifies policy, collateral, and missing document exceptions.
  • Identifies strengths and weaknesses of the relationship.
  • Researches and summarizes industry information for potential and existing customers.
  • Runs credit bureaus and background checks for potential and existing commercial customers and guarantors to evaluate for potential credit worthiness and/or fraud.
  • Spreads financial statements and tax returns for potential and existing commercial customers and guarantors.
  • Identifies policy, collateral, and missing document exceptions.
  • Identifies strengths and weaknesses of the relationship.
  • Assists relationship managers in structuring credits, assessing covenants and monitoring procedures.
  • Responsible for training and development of new relationship managers on the credit analysis process.
  • Responsible for training, development, and mentoring of new credit analysts and the CDP analyst on the credit analysis underwriting and processes.
The ideal candidate should be self-motivated, be a team player and have a strong work ethic.
  • Performs loan reviews/annual reviews on selected borrowers and guarantors for commercial credit relationships of $2,500,000 and greater.
  • Performs cash flows, financial credit analysis, collateral valuations, global cash flows, etc. for commercial borrowers and guarantors on credit relationships of $2,500,000 and greater.
  • Accompanies relationship managers on customer calls and site visits of potential and existing customers as requested / needed.
  • Performs ongoing file maintenance to ensure credit information is uploaded to the credit file in a timely basis as needed.
  • Identifies policy, collateral, and missing document exceptions.
  • Identifies strengths and weaknesses of the relationship.
  • Researches and summarizes industry information for potential and existing customers.
  • Runs credit bureaus and background checks for potential and existing commercial customers and guarantors to evaluate for potential credit worthiness and/or fraud.
  • Spreads financial statements and tax returns for potential and existing commercial customers and guarantors.
  • Identifies policy, collateral, and missing document exceptions.
  • Identifies strengths and weaknesses of the relationship.
  • Assists relationship managers in structuring credits, assessing covenants and monitoring procedures.
  • Responsible for training and development of new relationship managers on the credit analysis process.
  • Responsible for training, development, and mentoring of new credit analysts and the CDP analyst on the credit analysis underwriting and processes.
  • Other duties and responsibilities as assigned.


Supervisory Responsibilities

Supervises employees of the Credit Analysis Department in manager's absence, principally in remote markets. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include training employees; planning, assigning, and directing work; appraising performance in conjunction with management; rewarding and disciplining employees; addressing complaints and resolving problems.

Competencies - To perform the job successfully, an individual should demonstrate the following competencies:

Analytical - Synthesizes complex or diverse information; Collects and researches data; Demonstrates attention to detail.

Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully.

Interpersonal Skills/Customer Service - Maintains confidentiality; Manages difficult or emotional customer situations; Responds promptly to customer needs; Meets commitments.

Oral and Written Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions; Writes clearly and informatively; Presents numerical data effectively.

Teamwork - Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interests; Able to build morale and group commitments to goals and objectives; Supports everyone's efforts to succeed.

Change Management and Delegation - Communicates changes effectively; Delegates work assignments.

Leadership and Managing People - Exhibits confidence in self and others; Inspires and motivates others to perform well; Gives appropriate recognition to others; Makes self available to staff; Develops subordinates' skills and encourages growth; Continually works to improve supervisory skills.

Organizational Support - Follows policies and procedures; Supports organization's goals and values.

Judgment and Motivation - Displays willingness to make decisions; Exhibits sound and accurate judgment; Includes appropriate people in decision-making process; Makes timely decisions; Demonstrates persistence and overcomes obstacles.

Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently. Ability to effectively manage competing deadlines for projects.

Professionalism - Reacts well under pressure; Treats others with respect and consideration regardless of their status or position.

Quality and Quantity - Demonstrates accuracy and thoroughness; Completes work in timely manner.

Adaptability, Initiative and Innovation - Adapts to changes in the work environment; Manages competing demands; Able to deal with frequent change, delays, or unexpected events; Asks for and offers help when needed; Generates suggestions for improving work.

Attendance/Punctuality and Dependability - Is consistently at work and on time; Follows instructions, responds to management direction; Commits to long hours of work when necessary to reach goals.

Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience

Bachelor's degree (B. A.) from four-year college or university, Accounting or Finance degree preferred; five to eight years credit analysis experience required; or equivalent combination of education and experience.

Computer Skills

To perform this job successfully, an individual should have knowledge of basic knowledge of computer applications such as Moody's, the Internet, Outlook, Microsoft Word and Excel. Ability to use bank-specific software such as MPC, IBS, ADP, and other programs that aid in statistical and financial calculations. Proficiency with financial reports and statements. Ability to use basic office machines.

Bank Culture/Customer Service Skills

Promotes the Bank's culture, including the support of our Brand promise and Core Values.

Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank.

Physical Demands While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee is frequently required to walk and use hands to finger, handle, or feel. The employee is occasionally required to stand; reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus.

Work Environment The noise level in the work environment is usually moderate.

This job description reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion.

Origin Bank is an equal opportunity employer and we do not discriminate in hiring or employment on the basis of race, color, sex, age, marital or veteran status, non-job related disability, religion, national origin, genetic information or any other basis protected by law.