Credit Analyst

Note : We are looking to fill one Credit Analyst opening, wherein the selected employee could be headquartered at various Beacon locations throughout the state of Indiana.

We will consider telecommute opportunity based on the experience level of the candidate. Role

Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. Scrutinizes financial data profitability, income growth, and management quality to decide if loans will be lucrative. Major Duties and Responsibilities

Performs the initial and ongoing credit analysis to determine if members' credit requests satisfy policies and procedure guidelines, and prepares and processes all applicable documentation for credit analysis and risk ratings. Images and tracks financial documents, including financial statement, tax return, credit report, risk analysis, annual review report, and loan request presentation report, necessary for annual review and loan approval processes for the borrower. Prepares a detailed narrative based on the financial trends and ratios delivered in the reports presented to loan committees for loan approval and risk rating score assignment purposes. Provides support to Credit Union members and staff in explaining credit policies and procedures. Provides and maintains reporting requirements on Credit Union members' credit obligations, such as watch lists and allowance for loan loss calculations. Assists in special assignments requested by management and members. Performs other related duties as assigned. Position Qualifications

One to three years of agriculture and/or commercial credit analysis or related experience

Four-year college degree or equivalent combination of education and experience

Knowledge of financial spreads and tax returns a plus

Excellent computer skills (Word, Excel)

Ability to work independently with little or no supervision

Must be extremely detail oriented

Excellent communication skills with both internal and external personnel

Ability to foster sound relationships with outside entities

A significant level of trust and diplomacy, in addition to courtesy and tact Standard position hours are Monday through Friday, 8 a.m. to 5 p.m. Available Benefits Include:

- Health, dental and vision insurance

- Paid time off

- Eligibility to vest into pension plan

- 401(k)

- Incentive/bonus program

- Tuition reimbursement

- and more #J-18808-Ljbffr