Commercial Loan Officer
2 weeks ago
PRIMARY FUNCTION
The Commercial Loan Officer is responsible for managing and growing profitable lending relationships for the Bank. The Loan Officer will hold the responsibility of ensuring that goals are met, cultivate business prospects and opportunities that result in new loan and deposit relationships.
ESSENTIAL DUTIES AND RESPONSIBILITIES
- Solicits and makes loans to commercial finance clients.
- Responsible for building and maintaining relationships of commercial finance customers.
- Calls on potential or existing customers to develop new business and increase or retain existing business.
- Identify and generate leads for new business opportunities; obtain and analyze information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.
- Manage a portfolio of loans and lines of credit. Includes but not limited to: analyzing borrowing base certificates, inspecting collateral, reviewing/approving advance requests, monitoring delinquency and risk grading and administration of loan covenants.
- Active participation in the loan application process. Including but not limited to: obtaining completed application packages, preparation of an initial loan proposal and diligent follow up on all needed documents as requested by the credit analysis and loan services department. Ensures that necessary documentation is completed, and requests additional data as needed.
- Evaluates the financial condition of the client, the value of pledged collateral, and the clients management effectiveness and competency.
- Makes decisions on loans and terms if within own lending limits or makes recommendations to a superior.
- Understands credit structures for underwriting commercial loans and adheres to Bank policies and procedures. Analyzes client provided financial information to appropriately underwrite and/or present credit structures for approval for loans/relationships below committee level approval.
- Responsible for final presentation to Loan Committee.
- Monitors the credit quality and data integrity of existing accounts and loans to recognize unfavorable trends and recommends corrective action; recognizes problem loans and bring to Management attention early.
- Reviews and approves DDA accounts and overdraft activity on said accounts.
- Reviews note, deed, security agreements, and other documentation that are part of the lending process.
- Responsible for managing and reporting on an assigned loan portfolio which will entail but will not be limited to; discussing clients with Senior Management and assisting the Collections Department.
- Confers with superiors on difficult or sensitive issues.
- Adhere to the Banks credit policies, guidelines, and applicable regulatory requirements. Verifies that assigned accounts conform to contract and policy limits.
KNOWLEDGE AND EXPERIENCE
- Bachelors Degree in Accounting, Business, Economics, or Finance preferred.
- Five plus (5+) years lending experience, new business development, deal structuring, underwriting and portfolio management.
- Working knowledge or credit analysis, budgeting, and cash flow.
- High school diploma or equivalent; college degree preferred.
- Computer literate with the ability to utilize all programs including but not limited to: Microsoft Windows, Excel, Outlook, Word, Internet, and specific Bank related software. Abrigo/Sageworks preferred.
- Able to multitask while prioritizing responsibilities and tasks.
- Strong communication skills.
- Effective time management skills.
- Strong analytical, problem solving and mathematical skills.
- Capable of making decisions and sound judgment as it relates to all client, employee, and Bank matters.
LICENSES OR CERTIFICATIONS PREFFERED:
Texas Bankers Association (TBA) Certified Lender
SW Graduate School of Banking or equivalent
Legend Bank is an EEO and Affirmative Action Employer. Member FDIC.
-
Loan Officer
4 days ago
Beverly Hills, United States Serv Corp Full time**Serv Corporation** **A Mortgage Broker and Real Estate Company!** **Hiring Mortgage Loan Officers Remote position.** **To be a Mortgage Loan Officer at Serv Corp you must have an active California NMLS License with an active California DRE License. (Both Licenses are Required)** **Mortgage Loan Officer and Real Estate Positions! (Yes, you can do...
-
Loan Officer
1 month ago
Laguna Hills, United States Maxim Lending Corp Full timeJob DescriptionJob DescriptionHiring senior loan officerWe are seeking a highly motivated and experienced Senior Loan Officer to join our team. The ideal candidate will have at least 3 years of mortgage experience and a proven track record of success in the industry.We offer:- Best pricing in the industry (we offer lowest rates in the market) - Daily live...
-
Bank Sales Support Specialist
4 weeks ago
Beverly Hills, United States First Citizens Bank. Full time**Overview** **Forever Strong**. What sets First Citizens apart? Strong leadership, enduring values, and a commitment to helping people and businesses prosper. First Citizens Bank has an opportunity for a Sales Support Specialist (Business/Commercial Lending Assistant). We are hiring banking professionals who have had proven success in their past careers,...
-
Loan Processor
5 days ago
North Las Vegas, United States Dollar Loan Center Full timeJob DescriptionJob DescriptionLOAN PROCESSORWhat we do? We're a short-term lender who serves our community by offering our customers a solution to their financial needs.Why YOU should work here! For starters, our first Core Value is fun! Dollar Loan Center rewards its employees who work hard are dependable and do a great job. We have fun contests, offer...
-
Loan officer and Team leader
2 weeks ago
Laguna Hills, United States Maxim Lending Corp Full timeJob DescriptionJob DescriptionWe are seeking a Loan Officer And Team Leader to become a part of our team! You will evaluate and authorize approval of real estate, commercial, and credit loans, we are licenses in following state we also provide fresh daily refinance and purchase leads . (CA DRE, CA DBO,WA,AZ,CO,VA,MD,TX,MN,GA,FL,SC)Responsibilities:Advise...
-
Commercial Credit Officer
3 weeks ago
North Bethesda, United States Bank of America Corporation Full timeJob Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for...
-
Mortgage Loan Officer
5 days ago
Beverly Hills, California, United States PNC Full timePosition OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the...
-
Consumer Loan Officer
1 month ago
Beverly Hills, United States Beverly Hills City Employees Federal Credit Union Full time**Full-time position** **FINAL FILING DATE**: OPEN UNTIL FILLED The Beverly Hills City Employees FCU is seeking an experienced consumer loan officer. His/Her duties includes but not limited to the following **JOB SUMMARY**: Process loan. **RESPONSIBILITIES**: - Conduct loan interviews. - Cross sell Credit Union products and services. - Assist in...
-
Mortgage Loan Officer
1 month ago
Farmington Hills, United States Lending Force LLC Full timeJob DescriptionJob DescriptionMortgage Loan Officer (BASE & COMMISSION)Job SummaryAs our business continues to grow, we’re in search of high-spirited, passionate people who want to join our team of mortgage professionals. We provide you with thousands of fresh trigger leads each day as well as a modern office space and technology.In this role, you’ll use...
-
Loan Officer Associate
4 days ago
North Charleston, United States Lennar Mortgage Full timeOverview Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life. At Lennar Mortgage, you’ll build your career with a Fortune 150 company that provides an excellent work environment, plenty of opportunities for advancement,...
-
Loan Officer Associate
2 days ago
North Charleston, United States Lennar Mortgage Full timeOverviewLennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life. At Lennar Mortgage, youll build your career with a Fortune 150 company that provides an excellent work environment, plenty of opportunities for advancement, and...
-
Loan Officer Associate
15 hours ago
North Charleston, United States Lennar Mortgage Full timeOverviewLennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life. At Lennar Mortgage, youll build your career with a Fortune 150 company that provides an excellent work environment, plenty of opportunities for advancement, and...
-
Commercial Construction Project Manager
1 week ago
North Richland Hills, United States Engineered Wall Systems Texas, Inc. Full timeJob DescriptionJob Description Responsibilities:Scheduling and implementation of all phases of commercial construction projectsManagement of all phases of the construction process includingSubmittal preparationDrawing reviewsDesign assistanceMaterial procurementLabor relationsContractor relations hipsChange eventsProject billingProblem solvingCreate and...
-
Experienced Mortgage Loan Officer
6 days ago
Vestavia Hills, United States Satori Mortgage Full timeATTENTION EXPERIENCED LOAN OFFICERS!It’s Opportunity Time!Are you the kind of Loan Officer who EATS, SLEEPS, and BREATHES mortgages? If that’s you, keep reading because I’ve got something that’ll light your FIRE!We need an Experienced Loan Officer with REAL SKILLS:Got a Processor? Great, but not a deal-breaker if not.Master of Conv, Gov, and Non-QM?...
-
Loan Officer
2 weeks ago
Farmington Hills, United States Staffing Delivered Full timeAs our business continues to grow, we’re in search of high spirited, passionate people who want to join our team of mortgage professionals. We provide you with thousands of fresh trigger leads each day as well as a modern office space and technology, and a fun and competitive work environment, as well as a highly competitive commission structure.In this...
-
Loan Officer
2 weeks ago
Farmington Hills, United States Staffing Delivered Full timeAs our business continues to grow, we’re in search of high spirited, passionate people who want to join our team of mortgage professionals. We provide you with thousands of fresh trigger leads each day as well as a modern office space and technology, and a fun and competitive work environment, as well as a highly competitive commission structure.In this...
-
Mortgage Loan Officer
6 days ago
Laguna Hills, United States St Fin Corp Star Financial Full timeAbout Star Financial: Established in 2002, we are a direct lender in California, Florida, and Texas. We underwrite and fund in-house. Our mission is simple: to provide homeowners and potential homeowners with low-cost, competitively-priced mortgage products and back those products with excellent service. At Star Financial, we pride ourselves on our use of...
-
Mortgage Loan Officer
5 days ago
Laguna Hills, United States St Fin Corp Star Financial Full timeAbout Star Financial: Established in 2002, we are a direct lender in California, Florida, and Texas. We underwrite and fund in-house. Our mission is simple: to provide homeowners and potential homeowners with low-cost, competitively-priced mortgage products and back those products with excellent service. At Star Financial, we pride ourselves on our use of...
-
Experienced Loan Officer
1 month ago
Seven Hills, United States Mutual of Omaha Full timeThe Work: At Mutual of Omaha Mortgage, Loan Officers are trained to listen, build rapport, understand and analyze the full financial situations of our customers. Our goal is to provide the most appropriate financial solutions to meet each client's specific needs. The Person: Is energetic and outgoing, with excellent communication skills and who's...
-
Mortgage Loan Officer
1 month ago
Farmington Hills, United States Lending Force Llc Full timeJob DescriptionJob DescriptionJob SummaryAs our business continues to grow, we’re in search of high spirited, passionate people who want to join our team of mortgage professionals. We provide you with thousands of fresh trigger leads each day as well as a modern office space and technology.In this role, you’ll use your competitive edge to present,...