Senior Credit Advisor

3 weeks ago


Los Angeles, United States Rich Data Co Full time

Senior Credit Advisor/Strategist About RDC Rich Data Co (RDC) Delivering the Future of Credit Today We believe credit should be accessible, fair, inclusive, and sustainable. We are passionate about AI and developing new techniques that leverage traditional and non-traditional data to get the right decision in a clear and explainable way. Global leading financial institutions are leveraging RDC's AI decisioning platform to offer credit in a way that aligns to the customers' needs and expectations. RDC uses explainable AI to provide banks with deeper insight into borrower behavior, enabling more accurate and efficient lending decisions to businesses.Join the Future of Credit Work at a 5-Star Employer of Choice 2023- RDC was named one of HRD Australia's "best companies to work for in Australia". Join a fast-growing global AI company- Grow your skills, capabilities and gain AI and global experience. High performance team- Work alongside some of the best product teams, data scientists and credit experts in the industry. Vibrant team culture- Join an innovative and agile team who celebrates wins and solves problems together. Work-life balance- Highly flexible working arrangements - work how's right for you Financial inclusion- Be part of a company that is striving for global financial inclusion and driving the future of credit. Purpose of RoleRDC is a cloud native AI Decisioning company whose purpose is financial inclusion and increasing global access to credit. To achieve this, the Credit Advisor and Strategist function is key to our organizational success. As we expand in North America and grow our world-class team, we seek a Senior Credit Advisor/Strategist with subject matter expertise in designing, validating and monitoring credit strategies. As a Lead or Senior Credit Advisor, you will work closely with the Data Science Team to help RDC's customers improve and automate their credit provisioning and management strategies. Together, we will solve complex credit-based decisions in the Small and Midsize Business and Commercial lending space. Accountability & OutcomesThe role will involve the following key accountabilities:Designing, Presenting & documenting AI based initiatives to our clients, typically banking and risk executives.Design use cases for clients with clear objectives and success criteria, matching our AI platform capabilities and client needs.Develop data processing solutions and machine learned models to address the business objective of our clients using RDC platform.Lead discovery engagement and develop prototypes to be deployed on the RDC platform for clients across new use cases in SMB and Commercial lending in North AmericaSupport sales, client advisory and client delivery team to achieve expected business outcomes as agreed with our clients.Help mentor and train more junior Data Science team members on RDC methodologies and AI best practices.Essential-QualificationsAdvanced degree in Statistics, Mathematics, Physics, Computer Science, or other Quantitative related degree5+ years of credit strategy design experience; developing and monitoring credit strategies.Deep understanding of the credit risk life cycle and lending practices.Understanding of the decision-making process behind the lending process; experience in credit risk analysis, strategy design, and monitoring.Experience presenting to technical, and non-technical stakeholders, including senior leadership.Occasional travel to the customer site is expected (estimated 10-25% travel).Desired-QualificationsExperience working with traditional and non-traditional data sources such as transaction, accounting, and e-commerce data. Experience with commercial and/or business lending. Programming experience in Python and SQL, including machine learning techniques.Experience developing and managing quantitative credit risk models including credit risk decisioning models.Exposure to model development concepts of data discovery, statistics, and data-driven model discovery, development, and validation, and tracking.


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