Mortgage Underwriter

3 weeks ago

Pontiac, United States CareerBuilder Full time

Job Description
Job Description

Responsibilities:

Review and analyze mortgage loan applications to determine creditworthiness and adherence to lending guidelines

Conduct quantitative analysis and underwriting of loan files to assess risk and make informed decisions

Perform quantitative research and equity research to evaluate market trends and property values

Assess risk analysis and fraud prevention detection measures to ensure compliance with regulatory requirements

Collaborate with loan officers, borrowers, and other stakeholders to gather necessary information for underwriting decisions

Evaluate mortgage servicing activities to ensure accuracy and compliance with industry standards

Collect and analyze financial data to assess borrower's ability to repay the loan

Prepare comprehensive financial reports summarizing findings and recommendations

Requirements:

Bachelors Degree or Associates Degree with 12 + months of experience in client service or mortgagees

Strong knowledge of quantitative analysis, underwriting principles, and financial concepts

Familiarity with risk analysis, fraud prevention detection, and mortgage servicing practices

Excellent attention to detail and ability to work in a fast-paced environment

Strong analytical skills with the ability to interpret complex financial information

Proficient in data collection, organization, and analysis

Exceptional written and verbal communication skills for effective report writing and communication with stakeholders

Ability to work independently and make sound underwriting decisions within established guidelines

Note: This job description is not intended to be all-inclusive. The employee may perform other related duties as negotiated to meet the ongoing needs of the organization.

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