Mortgage Loan Processor
2 months ago
Overview:
: Processes 1st and 2nd mortgage loans in accordance with established policies and procedures and appropriate guidelines; provides strong oral and written communication and support to originators and customers.
Responsibilities:- Reviews loans in process daily with the ability to prioritize files according to the mortgage contingency dates and rate lock expiration dates.
- Performs a diligent and thorough review of income, credit and asset documents to determine eligibility.
- Initiates a welcome call and missing items letter within the designated Service Level Agreement (SLA) from receipt of the loan file.
- Completes applicable agency income calculation forms accurately.
- Orders services required for the loan process (i.e.: flood certification, appraisal, automated underwriting etc.)
- Provides follow-up on a consistent basis with originators, borrowers, the closing department and agents to complete processing.
- Responds to inquiries from originators, agents, the closing department and borrowers regarding status of loans in process.
- Maintains and accurate and complete continuing history of the loan file via conversation log entries.
- Re-discloses the loan in compliance with applicable changed circumstance.
- Gathers various documentation deemed necessary by underwriting and organizes / files appropriately for use by department.
- Sends necessary documents such as disclosures (in the case of home equity loan and home equity line of credit applications), revised disclosures, consumer explanation letters, commitment letters, and flood notices.
- Corresponds with the borrowers, loan officers, and underwriters to keep the process moving and resolve any outstanding issues.
- Maintains a complete paperless file through the loan origination software accurately.
- Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status.
- High school diploma or equivalent required, bachelors preferred.
- Two to four years related experience or equivalent.
- Thorough working knowledge of real estate documentation, policies, compliance and procedures.
- High level of proficiency with mortgage loan processing and underwriting systems.
- Excellent written and oral communication skills
- MS Office Suite proficiency.
- Experience with Encompass preferred.
- Excellent customer service skills.
WORKING CONDITIONS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
While performing the duties of this job, the employee is regularly required to sit, use hands and fingers, handle or feel objects, use tools or controls, reach with hands and arms, talk and/or hear. The employee frequently is required to stand and walk. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by the job include close vision, distance vision, peripheral vision, color vision, depth perception, and the ability to adjust focus.
-
Mortgage Loan Processor
2 weeks ago
Fairfield, New Jersey, United States Kearny Bank Full timeMortgage Loan Processor Job DescriptionAt Kearny Bank, we are seeking a highly skilled Mortgage Loan Processor to join our team. As a Mortgage Loan Processor, you will play a critical role in ensuring the smooth processing of mortgage loans from application to closing.Key Responsibilities:Loan Review and Processing: Review and process mortgage loan...
-
Mortgage Loan Processor
7 days ago
Fairfield, New Jersey, United States Kearny Bank Full timeh2Mortgage Loan Processor Job Description/h2pbOverview:/b/ppKearny Bank is seeking a skilled Mortgage Loan Processor to join our team. As a Mortgage Loan Processor, you will be responsible for processing 1st and 2nd mortgage loans in accordance with established policies and procedures and appropriate guidelines./ppbResponsibilities:/b/pulliReview loans in...
-
Mortgage Loan Processor
1 week ago
Fairfield, New Jersey, United States Kearny Bank Full timeMortgage Loan Processor Job DescriptionOverview:We are seeking a highly skilled Mortgage Loan Processor to join our team at Kearny Bank. As a Mortgage Loan Processor, you will be responsible for processing 1st and 2nd mortgage loans in accordance with established policies and procedures.Responsibilities:Review and prioritize loan files daily to ensure timely...
-
Mortgage Loan Processor
4 weeks ago
Fairfield, New Jersey, United States Kearny Bank Full timeMortgage Loan Processor Job SummaryKearny Bank is seeking a skilled Mortgage Loan Processor to join our team. As a Mortgage Loan Processor, you will play a critical role in ensuring the smooth processing of 1st and 2nd mortgage loans.Key Responsibilities:Loan Review and Prioritization: Review loans in process daily, prioritizing files based on mortgage...
-
Mortgage Loan Processor
14 hours ago
Fairfield, New Jersey, United States Kearny Bank Full timeJob Summary:Kearny Bank is seeking a skilled Mortgage Loan Processor to join our team. As a Mortgage Loan Processor, you will be responsible for processing 1st and 2nd mortgage loans in accordance with established policies and procedures.Key Responsibilities:Loan Review and Processing: Review loans in process daily, prioritizing files according to mortgage...
-
Mortgage Loan Processor
3 weeks ago
Fairfield, New Jersey, United States Kearny Bank Full timeJob SummaryKearny Bank is seeking a highly skilled Mortgage Loan Processor to join our team. As a Mortgage Loan Processor, you will be responsible for processing 1st and 2nd mortgage loans in accordance with established policies and procedures and applicable guidelines.Key ResponsibilitiesLoan Review and Processing: Review loans in process daily,...
-
Mortgage Loan Specialist
2 months ago
Fairfield, New Jersey, United States Kearny Bank Full timeMortgage Loan Processor Job DescriptionAt Kearny Bank, we are seeking a highly skilled Mortgage Loan Processor to join our team. As a Mortgage Loan Processor, you will play a critical role in ensuring the smooth processing of 1st and 2nd mortgage loans.Key Responsibilities:Loan Review and Prioritization: Review loans in process daily, prioritizing files...
-
Mortgage Loan Originator
7 days ago
Fairfield, New Jersey, United States American Neighborhood Mortgage Acceptance Company LLC Full timeJob Title: Mortgage Loan Originator - ExternalJob Summary:American Neighborhood Mortgage Acceptance Company LLC is seeking a highly motivated and experienced Mortgage Loan Originator - External to join our team. As a Mortgage Loan Originator - External, you will be responsible for establishing referral source relationships for a steady flow of loan volume...
-
Mortgage Underwriter
2 weeks ago
Fairfield, New Jersey, United States PSFCU Full timeMortgage Underwriter Job DescriptionAt PSFCU, we are seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a critical role in ensuring the accuracy and integrity of our mortgage lending process.Key Responsibilities:Comply with regulatory requirements and maintain NMLS Mortgage Loan Originator Registration, if...
-
Mortgage Underwriter
4 weeks ago
Fairfield, New Jersey, United States PSFCU Full timeJob Title: Underwriter IAt PSFCU, we are seeking a highly skilled Underwriter I to join our team. As an Underwriter I, you will play a critical role in ensuring the soundness of our lending decisions.Key Responsibilities:Compliance and Risk Management: Ensure compliance with the National Mortgage Licensing System and maintain NMLS Mortgage Loan Originator...
-
Mortgage Loan Closer
2 weeks ago
Fairfield, New Jersey, United States Kearny Bank Full timeMortgage Closer Job DescriptionOverview:Kearny Bank is seeking a skilled Mortgage Closer to join our team. As a Mortgage Closer, you will be responsible for closing 1st and 2nd mortgage loans in accordance with established policies and procedures.Responsibilities:Closing Documents: Prepare all closing documents required to close mortgage loans, ensuring...
-
Loan Processor
4 weeks ago
Fairfield, United States Westamerica Bancorporation Full timeWestamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fund Loan Processor, Processor, Manufacturing, Banking, Payment, Commercial
-
Mortgage Lending Specialist
2 days ago
Fairfield, New Jersey, United States Kearny Bank Full timeOriginate First Mortgage LoansAs a Mortgage Lending Specialist at Kearny Bank, you will originate first mortgage loans with a focus on Low-to-Moderate Income (LMI) and Community Reinvestment Act (CRA) type transactions to promote the Bank's Fair Lending activities. This role involves promoting the financial institution and lending services to real estate...
-
Residential Mortgage Specialist
2 days ago
Fairfield, New Jersey, United States Kearny Bank Full timeJob Summary:Kearny Bank is seeking a skilled Residential Mortgage Advisor to originate first mortgage loans, promote the financial institution and its lending services to the real estate community, and help identify and serve the community's financial needs through home loan counseling, real estate agent seminars, and sales meetings.Responsibilities:Solicit...
-
Underwriter I Position
2 weeks ago
Fairfield, New Jersey, United States PSFCU Full timeJob Title: Underwriter IAt PSFCU, we are seeking a highly skilled Underwriter I to join our team. As an Underwriter I, you will play a critical role in ensuring the soundness of our lending decisions.Key Responsibilities:Comply with registration requirements and maintain NMLS Mortgage Loan Originator Registration, if applicable.Analyze and evaluate credit,...
-
Underwriter I
1 month ago
Fairfield, United States PSFCU Full timeCore Responsibilities: 1. Comply with the registration requirements of the National Mortgage Licensing System, acquire and maintain NMLS Mortgage Loan Originator Registration, if applicable. 2. Underwrite mortgage applications by analyzing, validating, and evaluating credit, income and assets of applicants as well as soundness of property as collateral for...
-
Loan Servicing Specialist
2 weeks ago
Center St, Fairfield, CT , USA, United States Atlantic Group Full timeLoan Servicing Analyst Job DescriptionThe Atlantic Group is seeking a highly skilled Loan Servicing Analyst to join their team in the Southport, CT area. This is a full-time contract role with the opportunity to become permanent based on performance.Key Responsibilities:Onboard newly originated loans into the firm's mortgage servicing software each...
-
Service and Sales Professional
1 month ago
Fairfield, New Jersey, United States Visions Federal Credit Union Full timeAbout UsWe're a team of people dedicated to helping others achieve their financial goals. Our mission is to provide exceptional service and support to our members, empowering them to take control of their financial well-being.Job SummaryWe're seeking a highly motivated and customer-focused Service and Sales Representative to join our team. As a key member of...
-
Service and Sales Representative
2 weeks ago
Fairfield, New Jersey, United States Visions Federal Credit Union Full timeAbout UsWe're a team of dedicated professionals who are passionate about helping people achieve their financial goals. At Visions Federal Credit Union, we believe in treating our employees with respect and fairness, regardless of their background or differences. We strive to create a diverse and inclusive work environment that celebrates the unique...
-
Veterinary Care Specialist
3 days ago
Fairfield, California, United States Hometown Veterinary Care Full timeAbout the Role:We are seeking a skilled and compassionate Veterinarian to join our team at Hometown Veterinary Care in Fairfield, ME. As a Veterinarian, you will be responsible for examining and diagnosing diseases and injuries of pets, treating surgically or medically, and collaborating with our veterinary ecosystem.Responsibilities:Examine and diagnose...