Commercial Lending Specialist I

3 weeks ago


St Paul, United States Wings Financial Full time
PRIMARY PURPOSE

The Commercial Lending Specialist I provides professional, courteous and efficient service to Wings Commercial Services members. The Specialist I will work with their leader and other commercial team members to gain the knowledge and skills needed to effectively support the Commercial membership. The Specialist I will support lenders for acquisition and refinance loans and will be involved in other loan types originated within the Commercial department.

KEY SUCCESS FACTORS

  • Successfully navigate the essential job functions by using documented procedures and support from leader.
  • Proactive self-starter while gaining the skills to manage multiple responsibilities, reprioritization and shifting deadlines.
  • Accuracy and attention to detail.
  • Critical thinking and judgement skills.
  • Strong interpersonal skills; comfortable working with people at all organizational levels; able to adapt to differing communication styles.
ESSENTIAL FUNCTIONS
  • Guided management of the process to track progress toward commercial acquisition and refinance loan closings.
    • Prepares and facilitates regular meetings with lenders and analysts.
    • Tracks assigned tasks and works with lender and/or leader to meet the closing timeline.
    • Orders appraisal, environmental and site visit reports from established third-parties.
    • Completes amortization schedules and lender closing costs worksheets.
    • Collaborates with leader to review loan documents and discuss open questions.
  • Follows an established checklist to ensure complete document packages are in place after closing.
    • Booking new commercial loans to the core loan system in a timely and accurate fashion.
    • Confirming that ticklers and covenants are established for future monitoring.
    • Assembling and electronically filing complete loan packages in a timely manner.
  • Assists in the collection and filing of collateral perfection and lien protection items throughout the life of the commercial loan portfolio, including but not limited to:
    • Covenant tracking for required financial documents.
    • Insurance coverage.
    • Recorded Mortgage/Assignment of Leases & Rents and Final Title Policies.
    • UCC Filings/Renewals/Terminations.
  • Awareness of regulations applicable to commercial loans and deposit accounts including:
    • HMDA, for applicable loans secured by residential real estate.
    • Other regulatory and legal compliance related to commercial loans and deposit accounts.
  • Serves as a contact point for commercial members with questions regarding their Wings commercial loans;
  • Takes on assigned daily requests from members such as statements, loan and deposit account questions and completes wires with some guidance from leader or other members of the team;
  • Assists past due payments, NSF items, and post-closing item collection tasks;
  • Completing projects and special assignments based on department needs that are assigned by their leader.
QUALIFICATIONS
  • High school graduate or GED is required; two-year post-secondary degree is preferred.
  • 3 years of customer facing banking experience required; some commercial servicing experience preferred.
  • General knowledge of Commercial Deposit Account services and products.
  • Maintains current knowledge of Federal and State laws and regulations, as well as industry best practices, including BSA, AML, Patriot Act, CIP, and OFAC regulations and guidelines.
  • Proficient in the use of personal computer and software including Microsoft Word, Excel, PowerPoint, Edge and Outlook as well as alternative web browsers.
  • Proficient in bank operating platforms.
  • Bondable


Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Commercial Lending

    1 week ago


    St Louis, United States Central Bank of St. Louis Full time

    Job DescriptionPOSITION SUMMARY: Solicits, develops, and manages credit relations with individuals and businesses seeking a variety of secured and unsecured loans, including commercial, real estate, and construction. Oversees and manages commercial loan portfolio. Portfolio consists of the commercial loan accounts; makes decisions within prescribed...


  • St. Louis, United States Stifel Full time

    Summary The Commercial Loan Coordinator I is responsible for the commercial or syndication loan request from the time of application to closing. This position will assist in lending process of commercial loan requests through proper documentation while balancing service, quality and compliance and relationship building. Essential Duties &...


  • St Paul, United States Alerus Full time

    Position Summary: The Commercial Credit Underwriter, III is accountable for underwriting and monitoring a portfolio of complex, large commercial and industrial (C&I) loans ranging in size from $1,000,000 to $25,000,000. Assigned portfolio may also include Owner Occupied and/or small investor Commercial Real Estate loans. Will partner with Relationship...


  • St. Paul, United States i-Health Full time

    Description Provide athletic training services to varsity student-athletes at Hamline University as an employee of Twin Cities Orthopedics. Provide athletic training services to Division Three student athletes at Hamline University including organization and administration of all aspects of the sports medicine program, injury management, prevention,...


  • St Paul, United States Frandsen Bank Full time

    Frandsen Bank & Trust has an exciting opportunity to work as a Loan Closer at our Arden Hills, MN location. Duties will involve customer service, preparing & monitoring closing documents, following regulatory guidelines, and interpreting banking policies. A high level of customer service, attention to detail, technical and data entry skills are required to...


  • Saint Paul, United States Empowers staffing Full time

    Job DescriptionJob DescriptionSenior Vice President Commercial Loan Manager Position DescriptionLooking for a talented and highly motivated Senior Vice President Commercial Loan Manager to join our team. The SVP Commercial Loan Manager will provide leadership for new and existing business development and sales in addition to management of the Commercial Loan...


  • St Paul, United States AmeriNat Full time

    Description The Director of Commerical Loan Asset Management manages and directs commercial loan asset management efforts associated with portfolio(s) of commercial loans.Manage client relationships and borrower relationships as appropriate.Direct asset managers to ensure portfolio(s) are managed efficiently and effectively.Develop and maintain policy and...


  • St Paul, United States OneMain Financial Full time

    At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career. Want to apply Read all the information about this...


  • St Paul, United States OneMain Financial Full time

    At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career. In the Role Deliver results related to individual and branch...

  • Business Banker II

    6 days ago


    St Paul, United States Frandsen Bank Full time

    Frandsen Bank & Trust is seeking a Business Banker for our Vadnais Heights, MN location. This position is responsible for prospecting, developing and managing new and existing client relationships in our community, with a focus on commercial offerings. Desired SkillsStrong business development skills and the ability to grow new and existing business...


  • St Paul, United States Dungarvin Full time

    WHAT YOU WILL DO:The Mental Health Specialist I (MHS I) is responsible to work cooperatively with the supervisor, residential program coordinator and other staff in developing, implementing, and evaluating individual care, positive behavioral support Mental Health, Specialist, Behavioral Health, Mental, Health, Behavior, Healthcare


  • St. Augustine, United States VyStar Credit Union Full time

    The Relationship Specialist I responsibilities include providing unbelievable member experiences with every member interaction both in-person and on the phone, identifying member cues, asking open-ended discovery questions, and growing consumer and b Relationship Specialist, Relationship, Specialist, Banking, Business Services, Business, Skills


  • St Paul, United States U.S. Bancorp Full time

    Department: Wealth, Corporate, Commercial and Institutional Banking (WCIB) Operations - SPO Production & System Support - System Access Services. The U.S. Bancorp Global Security Operations Center is responsible for the continuous monitoring of cyber Security Specialist, Security, Information, Specialist, Operations, Monitoring, Technology, Banking


  • Saint Paul, Minnesota, United States i-Health Full time

    Provide athletic training services to varsity student-athletes at Hamline University as an employee of Twin Cities Orthopedics. Provide athletic training services to Division Three student athletes at Hamline University including organization and administration of all aspects of the sports medicine program, injury management, prevention, rehabilitation,...

  • Loan Operations

    2 weeks ago


    St Petersburg, United States Monster Full time

    Growing Commercial Real Estate Lender located in downtown St. Petersburg has an outstanding career opportunity for the right Commercial Loan Servicer. We are currently seeking a Loan Servicer I to join our corporate headquarters in St. Petersburg, FL. This position will require effective communication both within and outside the company. This is a dynamic...


  • St. Paul, United States TPTTwin Cities Public Television Full time

    Description Twin Cities PBS (TPT) is one of the most innovative public media organizations in the country. Every day, TPT uses the power of media to advance local storytelling, spur engagement and learning, help young people succeed and support adults in the pursuit of lifelong learning. The Customer Support Specialist is responsible for interacting...


  • St Paul, United States Progesys Full time

    Process Control Automation Specialist Progesys is a company recognized for its expertise in managing industrial projects and their optimal transition from construction to operation. The company is based in Laval (Canada) since 2002 and has offices in the United States, the Middle East, Asia and South America. Progesys is currently looking for Process Control...

  • Maintenance Tech I

    4 weeks ago


    St. Paul, United States FedEx Ground Full time

    Job SummaryThe Maintenance Technician I supports the FedEx Ground Industrial Maintenance for material handling to complete preventative and predictive maintenance and repair of material handling systems. Will utilize prescribed processes as they relate to mechanical power transmission, electrical, PLC/controls, welding/fabrication and other industrial...


  • St Paul, United States RK Management Consultants, Inc. Full time

    One of my clients in Saint Paul, MN is looking for an “IT - Sourcing Specialist” to add in their team. I would appreciate if you may check the details below and if interested, please apply today!Job Title: IT - Sourcing SpecialistRole Type: Contract to Hire.Location: Saint Paul, Mendota Heights, MN. Description:JOB SUMMARYAs the Indirect Sourcing...


  • St Paul, United States RK Management Consultants, Inc. Full time

    One of my clients in Saint Paul, MN is looking for an “IT - Sourcing Specialist” to add in their team. I would appreciate if you may check the details below and if interested, please apply today!Job Title: IT - Sourcing SpecialistRole Type: Contract to Hire.Location: Saint Paul, Mendota Heights, MN. Description:JOB SUMMARYAs the Indirect Sourcing...