Commercial Banking Officer-Topeka River Hills

3 weeks ago


Topeka, United States Kansas Action for Children Full time

at Landmark National Bank in Topeka, Kansas, United States Job Description POSITION SUMMARY This position is primarily responsible for commercial loan production, servicing, collection, profitability and oversight of commercial loans within the loan officer's portfolio. The Commercial Loan Officer is responsible for the profitability and risk management of his/her portfolio. The Loan Officer will serve as a voting member of his/her regional loan committee. In certain markets, the individual may also act as a consultative resource for retail managers when needed. Commercial Loan Officers are expected to prospect new business on a regular basis, fully participate in internal sales meetings, and execute the bank's prescribed sales process with proficiency. ESSENTIAL FUNCTIONS Attend Sales Meetings, Hoopla events, and maintain a working knowledge and practice of the company's prescribed sales process. Review existing portfolio for proper risk management and maximization of profitability and value-adding transactions. Cross-sales of various banking products and services are expected when applicable. Identify and develop new commercial banking opportunities and relationships through active participation in community activities, networking, and providing superior customer service to both new and existing clients. Learn and understand local market intricacies, including potential business opportunities and challenges, and how these areas fit into existing bank lending programs. Collect and analyze financial information, communicate with loan applicants and Credit Administration on loan considerations, and approve or decline loan applications within authority limits. Maintain a working knowledge of all current lending regulations, policies, and requirements. Continued learning and application of these regulations and practices is required. Proactively manage and grow existing loan and customer portfolio within established bank policies and guidelines. Must be willing and able to commit to establishing and continued utilization and maintenance of all bank management control systems, including but not limited to software systems such as BVS Performance Solutions, Paycom, Tab Fusion, Prospect Database (Commercial Banking Database), and Sharepoint. Participate in the Bank's Community Reinvestment Act activities. Be an ambassador for the bank. Serve as a resource for all banking staff within the region and assist with customer banking transactions as appropriate. Other duties and responsibilities as assigned. #J-18808-Ljbffr



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