Wintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank subsidiaries with over 170 banking locations in the greater Chicago and southern Wisconsin market areas. Additionally, Wintrust operates various non-bank business units including commercial and life insurance premium financing, short-term accounts receivable financing, out-sourced administrative services, mortgage origination and purchase, wealth management services and qualified intermediary services for tax-deferred exchanges.

Why join us?

• An award-winning culture  We are rated a Top Workplace by the Chicago Tribune (past 10 years) and Employee Recommended award by the Globe & Mail (past 6 years)

• Competitive pay and annual discretionary bonus eligible

• Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company matches and tuition reimbursement to name a few

• Family-friendly work hours

• With 175+ community bank locations, we offer opportunities to grow and develop in your career

• Promote from within culture

The Credit Analyst supports Wintrust’s Community Advantage department in the underwriting, analysis, and approval process of credit requests, and the monitoring of the existing loan portfolio.

What You’ll Do

• Perform credit analysis (RAC’s) and proposals for prospective customers

• Create Lead Letters for prospective clients and add customer information into CRM

• Prepare and review Credit Committee presentations and present at Internal Credit Committee meetings as needed

• Prepare loan proposal letters, Commitment Letters, or Adverse Action Notices

• Prepare, review, and monitor ACH renewal CAP’s and annual reviews

• Input and assist with tracking of all annual servicing information through Moody’s and run reports to track servicing items. Send out annual reporting requests as needed

• Maintain key credit and deposit relationships by answering customer calls and inquiries

• Update loan administration reports and Community Advantage website as needed

Qualifications

• 1-3 years’ banking experience with a focus on credit analysis or underwriting preferred

• Excellent verbal and written communication skills

• Strong analytical, organization, and time management skills with a keen attention to detail

• Employee is expected have a basic knowledge of commercial loan documentation, market and industry risks, and regulatory requirements

Benefits

Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To be Chicago’s Bank® and Wisconsin's Bank®, we need to reflect that diversity both in all the communities we serve, the people we employ, the organizations we work with, and our banking and lending practices. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.