Current jobs related to Mortgage Originator - Lynchburg - Member One FCU

Job Description: Job information for Mortgage Originator (Lynchburg area) from Member One Federal Credit Union . This job vacancy is located in Lynchburg, VA , United States. This opening is available to job seekers who have a Bachelor's Degree in a related field. Job Responsibility: Do you have experience developing mortgage relationships? Do you enjoy helping others obtain their dream home? We are in the business of making financial dreams come true. Come work with passion, purpose, and amazing people at Member One FCU We are dedicated to helping members manage their finances and strengthen the communities we serve. This role will support external member experience by providing financial mortgage lending knowledge and services to members of Member One FCU. Benefits for you: Paid Time Off plan, 8 hours of paid volunteer time, YOUnity Day (paid time off to celebrate a holiday that may not fall within the federal holidays) Twelve weeks paid leave and paid parental leave Up to 12 paid holidays 401(k) with 100 percent employer match up to the first six percent Tuition reimbursement Medical, dental, and vision insurances Company-paid life insurance and short-term/long-term disability plans Job Summary: This position evaluates mortgage applications, makes credit decisions on loans considering the character, capacity, and collateral of each member who is in good standing with the credit union. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Key Responsibilities: Originates real estate loans by conducting member interviews, researching background information, analyzing current credit reports, and processing applications. May meet with members personally, by telephone, or electronically for interviewing, financial counseling, loan disbursement, and decision explanations. Assists with the coordination of loan administration including monthly, quarterly, and annual reporting. Develops and maintains business relationships with realtors, builders, financial professionals, attorneys, and real estate-related vendors. Ensures compliance with Federal, State, and regulatory guidelines and procedures. Assists with training of personnel on real estate-related promotions/topics. Communicates effectively with all levels of members and co-workers. Maintains an acceptable level of delinquency for dollars loaned for real estate as set forth by the Board of Directors and management. Promotes additional credit union products and services that will enhance member value. Meets with members and potential members at any Member One Branch location. Weekend and after-hours availability for realtor and member calls for home loan questions. Complies with all federal regulations, credit union policies and procedures, including Bank Secrecy and the USA Patriot Act. Required Education and Experience: High School diploma required; B.A. or B.S. in Finance or business-related degree preferred. Previous mortgage lending experience preferred. Excellent oral and written communication skills. Understanding of financial products and services. NMLS registered and subject to a criminal background check. Member One Federal Credit Union (MOFCU) is committed to the full inclusion of all qualified individuals. If reasonable accommodation is needed to participate in the job application or interview process, please contact our People Operations Team. Member One is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. Keywords : Closed Date: 2024-09-16 #J-18808-Ljbffr