Credit Analyst

2 months ago


Hiawatha, United States Dexter Company Inc Full time
Job Description:

Position Summary:

Assembles, analyzes, and structures financing applications. Communicates with distributors and customers during application, underwriting, documentation, and funding stages. Actively participates in resolving delinquent accounts. Responsible for accuracy of customer financing documents.

Competencies:
  • Strong computer skills, including experience using Microsoft Office: Excel, Word, Outlook and PowerPoint.
  • Excellent Customer Service Skills; Serving all customers with clear and helpful communication.
  • Exceptional oral and written communication skills.
  • Good organizational skills, ability to manage their time and multiple projects at once.
  • Attention to detail, ability to ensure correctness in analyses to minimize risk and future problems.
  • Safety oriented.
Position Responsibilities:
  • Analyze customer applications and make underwriting recommendations in a timely and efficient manner.
  • Communicate with distributors and prospective/existing customers during the following stages: application, underwriting, documentation, and funding.
  • Responsible for verifying accuracy of financing documents prior to documents being sent to customers.
  • Support Vice President with day-to-day activities related to delinquent and non-performing status accounts, as well as potential extension and/or restructuring candidates.
  • Perform customer service duties, including calculating and communicating customer payoff information, provided payoff is less than $200,000.
  • Maintain Aspire, or equivalent, sales tracking database.
  • Attend dealer open houses and trade shows, as needed.
  • Help promote sale of Dexter products to prospective finance customers.
  • Take ownership in our business results and your personal wellness.
  • Performs other related duties as assigned
Essential education, licenses, certifications, skills and experience:

BBA in Finance, Accounting, or related discipline.

Valued but not required skills and experience:

Credit Analysis

Loan Portfolio Management

Physical demands and work environment:
The physical demands and work environment characteristics here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Physical demands: While performing duties of the job, employee is occasionally required to sit, stand, walk use hands to finger, handle objects or controls, reach with hands and arms, talk and hear. Employees must occasionally lift and or move up to 25 pounds. Specific vision abilities required by the job include close, distance, color, peripheral, depth perception and the ability to focus.
  • Work environment: The noise level in the work environment is usually light to moderate.
  • Required to pass a background, physical, drug and alcohol screenings.
  • Authorization to work in the United States.
General: The employee is expected to adhere to all company policies and commitment to company values.

Company Description

Dexter Financial Services, Inc. (DFS) is an Equal Opportunity Employer. DFS was founded in 1991, originally as Partners Leasing, Inc. to provide financing solutions for the laundry and dry-cleaning markets. A strategic alliance was formed with Dexter Laundry in the early 1990s, and a finance program was developed to support the sale of Dexter equipment. This venture proved very successful and ultimately led to Dexter acquiring Partners Leasing in 2000, at which time our name was changed to Dexter Financial Services, Inc. Ever since, we have operated as a captive finance company with a strategic focus on financing Dexter Laundry equipment throughout the United States and Canada. Today, we are one of several companies owned by Employee Owned Brands, Inc. (EOB), a 100 percent employee-owned company. To learn more about DFS, please visit www.dexterfinancial.com.

EEO IS THE LAW

EEO IS THE LAW (Spanish)