Mortgage/Retail Loan Origination Processor

3 months ago

Quakertown, United States QNB Bank Full time

FUNCTION: The Loan Origination Processor is responsible for the processing of consumer and mortgage loans from origination to funding. This position will support the Origination and Underwriting staff by collecting necessary documents and managing the transaction to ensure closing deadlines are met, as well as meeting customer expectations.

GENERAL DUTIES AND RESPONSIBILITIES:

  1. Ensure timely and independent processing of consumer and mortgage files (in compliance with all applicable laws, regulations and Bank policies and procedures) from origination to post closing.
  2. Accurate and timely adherence to the requirements of HMDA, TRID, Reg B and all other retail loan regulations.
  3. Perform initial file review to check for completeness and process loans through vendor Automated Underwriting Systems and Internal Underwriting systems and review findings with the Loan Officer and Underwriter, clear conditions and note stipulations on the commitment letter or loan approval document.
  4. Input loan data according to the loan officer's instructions and assist the loan officer with the calculation of Debt to Income and Loan to Value ratios.
  5. Track and gather necessary documents and clear any outstanding loan conditions in conjunction with the underwriter and loan officers.
  6. Order appraisals, title work, and flood certifications. Send any necessary borrower notifications where applicable, including copies of appraisals.
  7. Complete compliance, loan quality, and fraud detection checks on each borrower.
  8. Accurately and timely maintenance of receipt of loan fees, as well as performing G/L reconcilement of those fees. Send invoices from vendors with GL's to Finance for payment. Reconcile GL and submit to supervisor and Finance.
  9. Update loan files and input updated information in the loan origination system.
  10. Prepare the loan file in correct order for boarding in the loan origination system.
  11. Produce scheduled management reports, including value of pipeline.
  12. Coordinate closings with title companies and customers.
  13. Be accountable for a positive borrower experience.
  14. Maintain open and frequent communication with others in the department to ensure a smooth customer experience.
  15. Assume other job-related duties as requested.
  16. Complete assigned compliance training in a timely manner and demonstrates ability to apply training to duties and responsibilities.
  17. Monitor rate pricing through Freddie Mac and send to Manager. Make applicable changes to rates, indexes, and LOS.
  18. Responsible for positive communication with customer and all other departments of QNB by using Q2 skills.
REQUIRED TRAINING, QUALIFICATIONS, AND EDUCATION:
  1. Thorough understanding of Retail and Mortgage loan requirements.
  2. Ability to demonstrate knowledge of real estate, automobile, and unsecured lending practices including federal and state regulations and compliance with respect to TRID and Regulation Z and other consumer regulations.
  3. Proficiency in Automated Underwriting Systems as well as Microsoft Office, Meridian Mortgage, IDS, and Laser Pro.
  4. Ability to prioritize multiple demands in a high-pressure environment while maintaining professional demeanor, organization and maintaining a pipeline of 30+ loans.
  5. Ability to calculate and apply financial underwriting ratios.
  6. Minimum of 1 - 3 years of experience in secondary market mortgage and consumer loan processing preferred.
  7. Must be able to maintain a high level of accuracy.
  8. Understand loan documentation to assist in pre and post funding reviews.
  9. Possess a high level of interpersonal and communication skills to represent the Bank in a positive manner when dealing with both internal and external customers.
  10. High school diploma or equivalent, some college preferred but not required.
  11. Proactively communicate loan status with the customer and maintain confidentiality of customer information

  • Mortgage Loan Processor

    3 weeks ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    Job Title: Mortgage/Retail Loan Origination ProcessorAt QNB Bank, we are seeking a highly skilled and detail-oriented Mortgage/Retail Loan Origination Processor to join our team. As a key member of our loan origination team, you will be responsible for processing consumer and mortgage loans from origination to funding.Key Responsibilities:Process loan...

  • Commercial/Consumer Loan Documentation Processor I

    3 months ago

    Quakertown, United States QNB Bank Full time

    The Loan Documentation Processor works directly with the Commercial and Retail Lending teams to prepare and review loan documents for new loans and modifications in accordance with the Bank's loan approval guidelines for various loan types.GENERAL DUTIES AND RESPONSIBILITIES:Examining, interpreting, and preparing required documentation within specified...

  • Loan Documentation Specialist

    2 weeks ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    Job Title: Commercial/Consumer Loan Documentation Processor IThe Loan Documentation Processor plays a vital role in ensuring the smooth preparation and review of loan documents for new loans and modifications at QNB Bank. This position works closely with the Commercial and Retail Lending teams to meet the Bank's loan approval guidelines for various loan...

  • Seasonal Retail Sales Associate

    2 weeks ago

    Quakertown, Pennsylvania, United States Home Goods Full time

    Job Title: Seasonal Retail Sales AssociateAt HomeGoods, we're always on the lookout for talented individuals to join our team. As a Seasonal Retail Sales Associate, you'll play a vital role in delivering an exceptional customer experience and driving sales growth.Key Responsibilities:Engage with customers, providing personalized service and ensuring a...

  • Retail Sales Associate Evenings and Weekend

    2 months ago

    Quakertown, United States Home Goods Full time

    Style is never in short supply at our more than 500 HomeGoods stores and we are constantly on a mission to provide the little surprises and extra touches that make a house feel like home. Same with working here. Our environment is ever-changing, yet always encouraging. Every shift is a new opportunity to Discover Different. Posting Notes: HomeGoods Store...

  • Retail Sales Associate Evenings and Weekend

    2 months ago

    Quakertown, United States HomeGoods Full time

      Style is never in short supply at our more than 500 HomeGoods stores and we are constantly on a mission to provide the little surprises and extra touches that make a house feel like home. Same with working here. Our environment is ever-changing, yet always encouraging. Every shift is a new opportunity to Discover Different.Posting Notes: HomeGoods Store...

  • Sales Representative

    14 hours ago

    Quakertown, United States 2020 Companies Full time

    Job DescriptionJob DescriptionJob Type:RegularWork Location:Walmart 2446 - Quakertown, PA 18951Overview:Full-Time Sales Representative - Immediate Hire - First Sale Bonus - Paid TrainingOn behalf of our client, NRG, we are looking for Retail Sales Associates with enthusiastic personalities to join our team of Energy Pros.Bring your potential, and we will...

  • Relationship Banker

    1 month ago

    Quakertown, Pennsylvania, United States Penn Community Bank Full time

    {"Responsibilities": "Key ResponsibilitiesDevelop in-depth knowledge of banking products and services to identify referral opportunities and collaborate with other business lines.Provide exceptional customer service by handling transactions, addressing inquiries, and resolving issues in a timely and professional manner.Deliver and cross-sell banking products...

  • Sales Specialist Millwork

    3 weeks ago

    Quakertown, Pennsylvania, United States Lowe's Full time

    Job SummaryWe are seeking a highly skilled Sales Specialist Millwork to join our team at Lowe's. As a Sales Specialist Millwork, you will be responsible for providing exceptional customer service, ensuring showroom readiness, and engaging in safe work practices.Key ResponsibilitiesProvide consultative services to customers, explaining product specifications...

  • Certified Nursing Assistant

    2 weeks ago

    Quakertown, Pennsylvania, United States Genesis Healthcare Services Full time

    Job SummaryWe are seeking a Certified Nursing Assistant to join our team at Quakertown Center. As a CNA, you will work alongside a Licensed/Registered Nurse to provide high-quality patient care and support the activities of daily living (ADLs) for our residents.Key Responsibilities:Assist patients/residents with ADLs, such as bathing, dressing, and...

  • Licensed Practical Nurse

    2 weeks ago

    Quakertown, Pennsylvania, United States Resources For Human Development Full time

    Job Title: LPN - Quakertown PAWe are seeking a dedicated and compassionate Licensed Practical Nurse (LPN) to join our team at Resources for Human Development (RHD) in Quakertown, PA. As an LPN, you will play a vital role in providing high-quality nursing care to individuals in our PIER (Pledge for Independence, Empowerment, and Recovery) program.Job...

  • PT Service Associate

    1 week ago

    Quakertown, Pennsylvania, United States The GIANT Full time

    Job SummaryThe PT Service Associate will provide exceptional customer service and support to our customers in a fast-paced retail environment. The ideal candidate will be able to work independently and as part of a team to achieve sales goals and provide a positive shopping experience for our customers.Key ResponsibilitiesProvide excellent customer service...

  • Sales Associate

    4 weeks ago

    Quakertown, Pennsylvania, United States Norman's Gift Shops, Inc. Full time

    {"title": "Sales Associate", "description": "Job SummaryNorman\u2019s Gift Shops, Inc. is seeking a qualified Part-Time Sales Associate to join our team in Quakertown, PA. As a Sales Associate, you will be the primary resource of knowledge on the sales floor, providing a memorable and genuine experience to each customer.Key Responsibilities:Infuse our...

  • Gas Station Attendant

    4 days ago

    Quakertown, Pennsylvania, United States The GIANT Full time

    About the RoleThe GIANT Company is seeking a skilled Gas Station Attendant to join our team. As a key member of our retail gas station team, you will be responsible for ensuring the safety and efficiency of our gas station facility.Key ResponsibilitiesOperate and maintain the gas station facility, ensuring a safe and clean environment for customers and team...

  • Pharmacy Associate

    2 weeks ago

    Quakertown, Pennsylvania, United States The GIANT Full time

    About The GIANT CompanyWe are a leading retailer in the Mid-Atlantic region, committed to making our stores and facilities better every day for our team members, customers, and communities. Our shared values of care, courage, integrity, teamwork, and humor guide our work as we embrace the unique talents and differences of every team member.Job SummaryWe are...

  • Certified Nursing Assistant

    1 month ago

    Quakertown, United States Genesis Healthcare Full time

    Quakertown Center Full Time, Part Time or PRN CNA Positions Available! Available Shifts: 3-11 or 11-7 Benefits $19.00-$22.00/hour*Nursing Student Loan Debt Repayment and Tuition Assistance*Variable compensation plans*Tuition, Travel, and Wireless Service Discounts*Employee Assistance Program to support mental health*Employee Foundation to assist...

  • Pharmacy Associate

    4 weeks ago

    Quakertown, Pennsylvania, United States The GIANT Full time

    About The GIANT CompanyWe are a leading retailer in the Mid-Atlantic region, committed to making our stores and facilities better every day for our team members, customers, and communities.Job SummaryWe are seeking a Pharmacy Associate to join our team. As a Pharmacy Associate, you will play a critical role in helping customers and answering telephone...

  • Licensed Practical Nurse

    4 weeks ago

    Quakertown, United States Genesis Healthcare Full time

    Quakertown Center Has LPN Full-Time, Part-Time, and PRN Opportunities! Tenured Staff, Competitive Wages, and Shift Differentials! Benefits *$27.00 - $32.50 / hour*Nursing Student Loan Debt Repayment and Tuition Assistance*Variable compensation plans*Tuition, Travel, and Wireless Service Discounts*Employee Assistance Program to support mental...

  • Registered Nurse

    3 weeks ago

    Quakertown, United States Genesis Healthcare Services Full time

    Quakertown Has Part-Time and PRN RN Opportunities! Competitive Wages, Shift Differential, and Tenured Staff! Benefits $38.00 - $44.00 / hour Nursing Student Loan Debt Repayment and Tuition Assistance Variable compensation plans Health, Dental, Vision, Company-paid life insurance, 401K, Paid Time Off Tuition, Travel, and Wireless Service Discounts Employee...

  • LPN (Bucks County)

    2 months ago

    Quakertown, United States Resources for Human Development Full time $28

    RHD is OPEN and hiring for Full-Time and Part-Time Licensed Practical Nurses for second and third shifts.$1500 SIGN ON BONUS AND $1500 RETENTION BONUS!1/2 of the approved amount paid at the successful completion of 90 days of employment, 1/2 of the approved amount paid at 180 days of successful employment The sign on bonuses are pro-rated for Part-Time...