Mortgage Loan Officer

3 weeks ago

Philadelphia, United States Fulton Bank Full time

Employee Value Proposition:

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview:

This is a commissioned career opportunity that will be based of the Philadelphia, PA market.

Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.

Responsibilities:
  • Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged.
  • Collects and analyzes applicants financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customers needs in conjunction with customers financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customers specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
  • Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
  • Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employees loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.


Qualifications:

Required Education

High School Diploma or equivalent.

Required Experience

1 or more years Recent residential mortgage lending experience to include experience in the local market. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience.

1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization.

Other Duties as Assigned by Manager:

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency:

This position is fully commissioned.

Benefits:

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

NMLS:

This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.

EEO Statement:
Fulton Bank (Fulton) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement:

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

  • Mortgage Loan Officer

    2 weeks ago

    Philadelphia, Pennsylvania, United States Fulton Bank Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Mortgage Loan Officer in Pennsylvania

    4 weeks ago

    Philadelphia, United States Morty Full time

    Job DescriptionJob DescriptionJoin Morty as a mortgage loan officer in Pennsylvania. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Pennsylvania and dedicated closing team to advance your career and achieve success.Are you a smart, resourceful, and self-sufficient individual? We're...

  • Mortgage Loan Officer

    1 week ago

    Philadelphia, United States Fulton Bank Full time

    Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and...

  • Retail Loan Officer

    3 days ago

    Philadelphia, United States InterContinental Capital Group Inc Full time

    >> Retail Loan Officer Retail Loan Officer Summary Title:Retail Loan OfficerID:1414 - PALocation:Philadelphia, PADepartment:Sales Description **About Intercontinental Capital Group:** Intercontinental Capital Group (ICG) is a rapidly-growing Mortgage Banker currently licensed in 45 states. We pride ourselves on being on the cutting-edge of a changing...

  • Loan Processor

    4 weeks ago

    Philadelphia, United States NVR Inc. Full time

    Positively impact the customer experience, while maintaining frequent communication and providing exceptional customer service to homebuyers Maintain ongoing communication with NVR Mortgage and Homebuilding staff throughout the entire loan process Manage multiple loan files, collect and record customer information, and ensure timely processing of...

  • Branch Manager

    4 days ago

    New Philadelphia, United States Republic State Mortgage Co Full time

    Branch Manager - multiple openings **Location:** New Philadelphia, OH Job Title: **Branch Manager** Department: Production Exemption: Exempt Reports To: National Production Manager or Regional Manager **Position Overview:** Subject to the ultimate supervision, direction and control of Company, the Branch Manager will be responsible for the day to day...

  • Branch Manager

    2 weeks ago

    New Philadelphia, United States Republic State Mortgage Co Full time

    Branch Manager - multiple openings **Location:** New Philadelphia, OH Job Title: **Branch Manager** Department: Production Exemption: Exempt Reports To: National Production Manager or Regional Manager **Position Overview:** Subject to the ultimate supervision, direction and control of Company, the Branch Manager will be responsible for the day to day...

  • Loan Operations Regulatory Analyst

    4 days ago

    Philadelphia, United States WSFS Bank Full time

    Job Description At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement opportunities, and more. We are the region's locally...

  • Housing Counselor

    11 hours ago

    Philadelphia, United States HACE Full time

    The Housing Counselor serves clients through high quality delivery of counseling that fulfills our mission for preventing homelessness and building wealth through homeownership opportunities. Responsibilities include discussing and delivering options, making recommendations on credit, debt and housing issues. The counselor will document and deliver a...

  • preventative medicine officer

    2 weeks ago

    Philadelphia, Pennsylvania, United States U.S. Army 1st Medical Recruiting Battalion Full time

    [Health Care Team- Reserve PREVENTIVE MEDICINE OFFICER – 60C]U.S. Army Medical CorpsPLAY A VITAL ROLE IN THE LIVES OF OUR NATION'S DEFENDERSAs a Preventive Medicine Physician on the U.S. Army Reserve health care team, you'll direct and monitor programs that improve physical fitness, prevent disease and reduce injury of military relevance. Additionally,...

  • Assistant Branch Manager

    2 weeks ago

    Philadelphia, United States WSFS Financial Corporation Full time

    Job Description Schedule: Monday - Friday 8 AM - 6 PM, Saturday 9 AM - 1 PM At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement...

  • Assistant Branch Manager

    2 weeks ago

    Philadelphia, United States WSFS Financial Corporation Full time

    Job Description Schedule: Monday - Friday 8 AM - 6 PM, Saturday 9 AM - 1 PM At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement...

  • Bankruptcy and Commercial Litigation Associate – Philadelphia, PA or Wilmington, DE

    1 week ago

    Philadelphia, United States McCarter & English, LLP Full time

    Bankruptcy and Commercial Litigation Associate – Philadelphia, PA or Wilmington, DE (2-5 years experience)McCarter & English, LLP, a well established and growing law firm, is actively seeking a talented and driven associate having 2-5 years of experience with a strong academic background and excellent writing skills, admitted to practice in Delaware and...

  • Bankruptcy and Commercial Litigation Associate – Philadelphia, PA or Wilmington, DE

    17 hours ago

    Philadelphia, United States McCarter & English, LLP Full time

    Bankruptcy and Commercial Litigation Associate – Philadelphia, PA or Wilmington, DE (2-5 years experience)McCarter & English, LLP, a well established and growing law firm, is actively seeking a talented and driven associate having 2-5 years of experience with a strong academic background and excellent writing skills, admitted to practice in Delaware and...

  • Bankruptcy and Commercial Litigation Associate – Philadelphia, PA or Wilmington, DE

    1 week ago

    Philadelphia, United States McCarter & English, LLP Full time

    Bankruptcy and Commercial Litigation Associate – Philadelphia, PA or Wilmington, DE (2-5 years experience)McCarter & English, LLP, a well established and growing law firm, is actively seeking a talented and driven associate having 2-5 years of experience with a strong academic background and excellent writing skills, admitted to practice in Delaware and...

  • Advisor Development Program

    3 weeks ago

    Philadelphia, United States Bank of America Full time

    Job Description:As an Advisor Development Program Financial Solutions Advisor Stage I (ADP FSA I), your journey begins obtaining your Securities Industry licenses, where you receive dedicated study time for your Securities Industry Essentials [SIE], Series 7 and Series 66 Exams. Once you obtain your licenses, you will be taught the foundational skills needed...

  • Controller - REMOTE - Philadelphia, PA

    3 weeks ago

    Philadelphia, United States World Business Lenders, LLC Full time

    Job DescriptionJob DescriptionAbout World Business Lenders (www.wbl.com):World Business Lenders provides general purpose short-term real estate collateralized World Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the...

  • Auditor

    3 weeks ago

    Philadelphia, United States Ohm Systems, Inc Remote Work Freelance Full time $50 - $53

    Hours of performance: Subcontractor shall work 40 hours per week, (2000 hours annually) Monday through Friday, excluding 11 days of Federal holidays.Telework: The division will provide training before telework is available. Once they are considered trained and ready, they will be allowed to telework (3 days in the office and 2 days telework).Performance...

  • Universal Banker II

    3 weeks ago

    Philadelphia, Pennsylvania, United States Firstrust Bank Full time

    Objective: Primary function is to be the single point of contact for walk-in customers, fulfilling sales, service and referral needs for a seamless customer experience.  Provide service to customers in a timely and professional manner, to expand the customer base through consultative sales techniques, and to perform all the tasks associated with the direct...

  • Machine Learning Engineer

    5 days ago

    Philadelphia, United States JPMorgan Chase Full time

    Job Description DESCRIPTION:Duties: Design and implement machine learning solutions to address business needs. Design adverse action reasons for machine learning models performing risk estimations. Implement various model metrics and validation measures, including out-of-time validation and in-time validation of behavioral models. Design and implement...