Business Control Analyst

3 weeks ago

St Petersburg, United States Raymond James Financial Incorporated Full time

Job Summary

Job Summary

Under limited supervision, uses knowledge and skills obtained through experience, specialized training, and/or certification in the financial services industry to ensure that Loan and Deposit Operations' business operations are conducted in a manner that sufficiently mitigates material risks to RJ Bank. The position is part of the RJ Bank Oversight & Control (O&C) Department which functions as the first line of defense for RJ Bank. Primary responsibilities include performing first-line testing and monitoring of Loan and Deposit Loan Operations controls, supporting Loan Operations Management during internal audits and regulatory exams, and partnering with key internal stakeholders to ensure deficiencies in the Loan and Deposit Operations control frameworks are appropriately addressed. The position also requires strong analytical, communication, and critical thinking skills with the ability to work collaboratively across multiple departments to identify creative solutions to complex problem

Essential Duties and Responsibilities

Essential Duties and Responsibilities

•Implements the Operation's first line of defense program within the RJ Bank O&C Department to ensure that material risks are identified and appropriately mitigated within established risk tolerances.

•Conducts first-line testing of Loan Operations and Deposit Operations to assess the effectiveness of controls at mitigating risks across various risk stripes including regulatory compliance, legal, operational, credit, and reputational risks.

•Assess control testing results against intended outcomes to identify the root cause and impact of control breakdowns or control gaps from a risk management perspective.

•Partner with Operations Management and internal stakeholders in other risk support functions to identify process improvements, technology solutions, additional training resources, etc. necessary to address control deficiencies.

•Summarize control testing results, identified issues, and recommended process improvements into formal reporting and distribute to Operations Management and other internal stakeholders.

•Work independently to execute the annual Loan and Deposit Operations monitoring & testing plan following scheduled timeframes and due dates.

•Provide advisory support to Operations Management during daily operations and during new business/change management initiatives to ensure that material risks are identified and appropriately addressed.

•Partner with the other lines of defense to support the three lines of defense risk management framework.

•Provide operational and strategic support during internal compliance and audit engagements as well as regulatory exams.

•Assist Operations Management in reviewing and maintaining department policies and procedures.

•Partner with RJ Bank Risk Management as a stakeholder in the Risk and Control Self-Assessment (RCSA) process throughout the calendar year.

•Perform other duties and responsibilities as assigned.

Qualifications:

Knowledge, Skills, and Abilities

Knowledge of

•Concepts, practices, and procedures of internal audit or internal control testing.

•Working knowledge of CFPB Consumer Lending Regulations including but not limited to FDPA, SCRA, HPA, RESPA, TILA, FCRA, ECOA, UDAAP/Regulation CC, Regulation DD, Regulation E, and E-Sign Act.

•Risk management concepts and methodologies including risk assessments.

•Consumer banking products and services including mortgage banking and asset-based lending.

•Advanced customer operations and financial industry knowledge.

•Operations and systems of assigned functional area.

Skill in

•Identifying, reviewing, and implementing controls and quality assurance processes.

•Compiling information and preparing oral and written summaries and reports.

•Preparing and delivery of written and oral presentations to management.

•Investigating process and procedure breakdowns to determine root cause.

•Analyzing data, drawing conclusions, and identifying solutions to complex problems.

•Operating standard office equipment and using required software applications including Microsoft Office.

Ability to

•Attend to detail while maintaining a big-picture orientation.

•Gather information, identify linkages and trends, and apply findings to assignments.

•Interpret and apply banking regulations and identify and recommend compliance changes as appropriate.

•Work under pressure on multiple tasks concurrently and meet deadlines in a fast-paced work environment with frequent interruptions and changing priorities.

•Use appropriate interpersonal styles and communicate effectively, both orally and in writing, with all organizational levels.

•Work independently as well as collaboratively within a team environment.

•Provide a high level of customer service.

•Establish and maintain effective working relationships at all levels of the organization.

•Maintain confidentiality.

•Keep abreast of banking industry rules and regulations and best practices in compliance.

Educational/Previous Experience Requirements

Education/Previous Experience

•Bachelor's degree (B.A. /B.S.) and a minimum of two (2) years of experience in Compliance and/or the financial services industry.

•~OR ~

•Any equivalent combination of experience, education, and/or training approved by Human Resources.

Licenses/Certifications

Licenses/Certifications

•None required.

Travel

Travel Required

Travel Required: Yes, 5 % of the Time

Disclaimer

Disclaimer

Raymond James Bank is an EOE/AA and VEVRAA Federal Contractor

Priority will be given to protected veterans

EOE/AA: Female/Minorities/Disabled/Protected Veterans/LGBT

Raymond James Guiding Behaviors

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.

We expect our associates at all levels to:

•Grow professionally and inspire others to do the same

•Work with and through others to achieve desired outcome

•Make prompt, pragmatic choices and act with the client in mind

•Take ownership and hold themselves and others accountable for delivering results that matter

•Contribute to the continuous evolution of the firm #J-18808-Ljbffr

  • Business Analyst, Technology

    14 hours ago

    St Petersburg, United States Raymond James Financial Incorporated Full time

    Note: This position will follow our hybrid work model, we expect the selected candidate to be in the office a minimum of 8 days per month at the St. Petersburg, FL Corporate Office location.Job Summary:As part of the Securities Back Office Technology team, the Business Analyst will be responsible for writing system requirements that will ensure the...

  • Senior Financial Business Analyst

    3 weeks ago

    St Petersburg, United States Intelliswift Full time

    Sr Business Analyst to join our Fixed Income development team.This individual will be responsible for writing system requirements that will ensure the technology solution will meet the needs of the business as well as our AML and Risk teams.Leverages appropriate technical resources.Requires a high-level understanding of systems, industry and end-user...

  • Business Analyst

    3 days ago

    St Petersburg, United States Intelliswift Full time

    100% RemoteSr. Business Analyst to join our IT RJ Bank Corporate Banking team.This individual will be responsible for writing system requirements that will ensure the technology solution will meet the needs of the business.Creates detailed business requirements for functional (e.g., business processes, rules) and non-functional (e.g., data, security)...

  • Senior Business Analyst

    1 week ago

    St Petersburg, United States Intelliswift Full time

    Job Summary Client is seeking a well-rounded Sr. Business Analyst to join our technology team to help transform the platform and processes to onboard advisory firms. This individual will be responsible for writing system requirements that will ensure the technology solution will meet the needs of the business. Leverages appropriate technical resources....

  • Business Analyst III

    1 week ago

    St Petersburg, United States Raymond James Financial Incorporated Full time

    Job Summary: Under limited direction, uses specialized knowledge and skills obtained through education and experience to serve as a liaison between the business community and the IT organization in order to provide solutions to meet user needs. Provides business analysis support for larger and more complex applications, including analyzing and documenting...

  • Business Analyst III

    1 week ago

    St Petersburg, United States Raymond James Financial Services Full time

    Description Job Summary: Under limited direction, uses specialized knowledge and skills obtained through education and experience to serve as a liaison between the business community and the IT organization in order to provide solutions to meet user needs. Provides business analysis support for larger and more complex applications, including analyzing and...

  • Senior Financial Analyst

    1 week ago

    St Petersburg, United States Creative Financial Staffing Full time

    REMOTE TO FL RESIDENTS ONLY! About The Senior Financial Analyst Opportunity And Organization Our client is a leading name in the SaaS space seeking a Senior Financial Analyst who will have a direct influence on the financial health, growth, and strategic decision-making while reporting directly to the Director of FP&A. This is a newly created position that...

  • Business Analyst

    1 week ago

    St Petersburg, United States Intelliswift Full time

    This individual will be responsible for writing system requirements that will ensure the technology solution will meet the needs of the business. Leverages appropriate technical resources. Requires a high-level understanding of systems, industry, and end-user requirements. Demonstrates subject matter expertise and is able to integrate domain knowledge with...

  • Data Analyst

    2 weeks ago

    St Albans, United States Paysera Business Full time

    As a Data Analyst in the Data Analytics Department at Paysera, you will be responsible for collecting data requirements, analysing and interpreting data to provide insights and recommendationsto the business. You will work closely with other members of the Data Analytics Department to ensure that the organization's data management systems support its...

  • Financial Analyst

    7 days ago

    St Petersburg, United States Creative Financial Staffing Full time

    Financial Analyst Our client is seeking a Financial Analyst to join their team. This position will report directly to the Director of Accounting. About the company and opportunity: This company is a growing PE company headquartered right here in St Petersburg! This company has been around for 20+ years and continues to show steady growth This company...

  • Financial Analyst

    16 hours ago

    St Petersburg, United States Creative Financial Staffing Full time

    Financial Analyst Our client is seeking a Financial Analyst to join their team. This position will report directly to the Director of Accounting. About the company and opportunity: This company is a growing PE company headquartered right here in St Petersburg! This company has been around for 20+ years and continues to show steady growth This company...

  • Business Analyst

    2 days ago

    St Paul, United States Talent Software Services Full time

    BUSINESS ANALYST Job Summary: Talent Software Services is in search of a Business Analyst for a contract position in St. Paul/Hybrid, MN. Opportunity will be Six months with a strong chance for a long-term extension. Primary Responsibilities/Accountabilities: El...

  • Business Analyst

    3 weeks ago

    St Louis, United States Soft-World Full time

    Job Title: Business Analyst Location: Saint Louis MO 63103 (onsite 4 days/week) Onsite Requirements: Oracle Fusion ERP Implementation Project Core BA skills, requirements gathering, flow charts. Job Description: The Business Analyst Specialist provides the organization with operational support and delivery of new business demand, establishing priorities...

  • Senior Internal Control Analyst

    2 days ago

    St Louis, United States Audit & Risk Recruitment Full time

    Audit & Risk Recruitment are currently working with a multinational company based in St. Louis to recruit a Senior Internal Controls Analyst. This is an exciting opportunity to an established Internal Controls function within a dynamic company, which promotes growth and development. The successful candidate will report to the Internal Controls Manager, and...

  • Business Analyst

    1 week ago

    St Paul, United States Talent Software Services Full time

    BUSINESS ANALYST Job Summary: Talent Software Services is in search of a Business Analyst for a contract position in St. Paul/Hybrid, MN. Opportunity will be Six months with a strong chance for a long-term extension. Primary Responsibilities/Accountabilities: Elicit requirements using interviews, document analysis, requirements workshops, storyboards,...

  • SAP Business System Analyst

    1 week ago

    St Paul, United States Genesis10 Full time

    Genesis10 is seeking a SAP Business System Analyst for a direct placement with our client in Minneapolis. Ability to work remotely on Monday and Friday. Job Description: The Principal IT Business System Analyst is responsible for providing application services and support to the global organization in the SAP Production Planning space. As a member of the IT...

  • Business Analyst

    1 week ago

    St Paul, United States CapB InfoteK Full time

    For one of our long-term multiyear projects we are looking for a Business Analyst out of St. Paul, MN. Desired Skills Experience with all aspects of the Software Development Life Cycle (SDLC) Lead BA experience Bachelor’s degree in Information Services Business Analyst Certification (IIBA certification or equivalent) Scrum Master...

  • Business Analyst II

    3 weeks ago

    St Louis, United States Stifel Financial Full time

    Summary The Business Integration Business Analyst II will coordinate the development of small to large scale projects from conception to implementation. This position will analyze, design, and document system requirements with business area(s) sponsoring the project. Acts as the liaison between business owners, technical analyst, IT and application vendors...

  • IT Business Analyst

    3 weeks ago

    St. Charles, United States Pyramid Consulting, Inc Full time

    Immediate need for a talented IT Business Analyst . This is a Fulltime opportunity with long-term potential and is located in Saint Charles IL (Onsite) . Please review the job description below and contact me ASAP if you are interested. Job ID:24-16902 Pay Range: $80k - $100k/hour. Employee benefits include, but are not limited to, health insurance...

  • Business Analyst

    4 weeks ago

    St Paul, United States Nmble Full time

    Our client is looking for a Business Analyst to support their team and conduct profitability research and market trends. The ideal candidate will have experience in competitive analysis, market research and strong analytical skills. Key Requirements: Experience as a BA or similar working within competitive analysis and market researchData Focused: Ability to...