MMT-Loan Processor

2 months ago

Scottsdale, United States D.R. Horton Full time

*D.R. Horton, Inc., the largest homebuilder in the U.S.,*was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website atwww.drhorton.comfor more information.

*D.R. Horton, Inc.*is currently looking for an _*MMT-Loan Processor*_in the Branch Department. The Loan Processor role is to prepare and organize a home buyers file before sending it for approval. Loan Processors verify employment information and debt-to-income ratio. They look for any red flags in a loan application and try to resolve any problems before the file gets to closing. Most importantly, they provide a high level of customer service to our home buyers as well as builder partner.

*Essential Duties and Responsibilities*include the following. Other duties may be assigned.

* Oversee the receipt of a file from a Loan Officer through Final Approval

* Communicate with the Loan Officer, home buyer, etc. on any items needed for the file

* Review the file for correct stacking order, Automated Underwriting (AU) findings for initial determination, and appropriate documentation. Input any changes into the computer systems and re-run for a correct AU determination. Provide the status of a file to all parties

* Submit all files to a DHI Underwriter at a Regional Underwriting Center, and review conditions when received from underwriting. When all conditions are received, make any changes necessary to the computer system and resubmit to the AU system

* Read updates and comply with all Quality Control policies, attending QC meetings as scheduled. Review all files for DHI Mortgage required checklists, and respond to all QC write-ups within 10 calendar days

* Complete pre-draws for Closing

* Submit loan files to Closing after Final Approval

* Review Loan Processor reports/dashboards, Project to Close, and Timeline Exception reports daily. The Loans in Process Report should be reviewed on a weekly basis

* Attend weekly Loan Processor meetings as directed by Branch Operations Manager

* Update comments and communication on all relevant reports

* Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

*Education and/or Experience*

* Bachelor's degree, earned within two years, from four-year college or university

* Ability to accurately and efficiently process and record large amounts of data

* Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications

* Proficiency with MS Office and email

*Preferred Qualifications*

* One to two years related experience and/or training preferred

* Strong written communication skills and attention to detail

Come join a winning team with a Fortune 500 company We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

* Medical, Vision and Dental

* 401(K)

* Employee Stock Purchase Plan

* Flex Spending Accounts

* Life Insurance

* Vacation, Sick, Personal Time and Company Holidays

*/Build YOUR future with D.R. Horton, Americas Builder. #WeBuildPeople2/*

Followus on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings

LinkedIn, Twitter, Facebook, Instagram

**Job:** **Other*

**Organization:** **Mortgage*

**Title:** *MMT-Loan Processor*

**Location:** *Arizona-Scottsdale*

**Requisition ID:** *2403885*

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