Underwriter

4 weeks ago


Austin, United States Loan People Full time

Job Type

Full-time

Description

This position is responsible for underwriting conventional, non-conforming, VA, USDA, and FHA loans, according to guidelines set by LoanPeople, FNMA, FHLMC, FHA, VA, and investors, as well as within regulatory restrictions and requirements. The underwriter will be responsible for establishing and maintaining professional, courteous working relationships with loan officers and processing teams. When necessary, the underwriter will suggest solutions or loan restructures on problem files to help facilitate the best possible outcome. We are currently accepting resumes for future employment opportunities.

Requirements

- Minimum five years of mortgage underwriting experience in conforming conventional loans (Freddie and FNMA)

- Minimum five years experience with both AUS and manual underwriting methods including DU and LP

- Minimum five years non-conforming/jumbo loan underwriting with extensive knowledge of investor requirements

- Minimum five years DE/SAR experience

- Experience selling to investors where the underwriter is responsible for determining which investor the loan is eligible (Amerihome, Chase, Wells Fargo, Penny Mac, etc.)

- Comfortable using Allregs underwriting guideline platform

- Experience underwriting loans in the state of Texas - TX A6 and TX A4 F2 refinances

- CHUMS ID a minimum of five years with most recent three years active FHA underwriting

- SAR designation a minimum of five years, with most recent three years active VA underwriting

- Strong proficiency with Microsoft Office

- Knowledge of FHA and VA guidelines

- Knowledge of real estate values and credit analysis

- Knowledge of condominium guidelines and underwriting including FHA, VA, and conventional

- Knowledge of conforming and non-conforming underwriting standards

- Knowledge of Byte preferred

- Demonstrated track record of effective verbal and written communication

- Detail oriented, organized, and able to prioritize, multi-task, and work independently in a fast-paced environment

- Professional, friendly, courteous, positive, collaborative, and client-centric spirit that embraces diversity and inclusion


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