Intern-Credit/Lending

3 weeks ago


Salinas, United States American AgCredit Full time

American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world. We are a growing organization embracing collaboration and innovation while delivering transformative solutions. American AgCredit provides a cultivating environment where you truly make a difference for our customers and teams. Position will be posted until filled. SUMMARY The intern will be provided the opportunity to gain exposure to the loan sales and origination process through cross-functional collaboration with various departments including underwriting, lending, appraisal, loan operations, accounting, and others. By the end of the program, the intern will understand the key functions and processes required to make sound credit decisions that result in an exceptional customer experience while managing risk to the organization. To facilitate the objective, the intern will have the opportunity to participate in the following work: Detailed training of the complete lending process and 5 Cs of credit Opportunities to participate in the origination of new loans and service an existing loan portfolio Attend customer visits and community events Complete a project that provides value to the organization RESPONSIBILITIES Actively participate in a tailored credit training program Completion of various tasks relevant to loan origination and servicing as assigned by the intern coach(s) Completion of an assigned project to be presented in person at the conclusion of the internship Engage with staff and customers in a positive and professional manner BASIC FUNCTION: The summer intern is responsible for completing a project for a specific business unit or team. Projects will vary based on business need, and project plans can evolve through the selection process. Interns will spend the majority of their time on an individual project assignment. The summer intern is also responsible for developing skills relevant to their performance and professional development. The summer internship program is 10 weeks beginning in late May and ending in early August. The internship program begins with a mandatory Orientation and ends with mandatory project presentations. Start dates may be flexible depending on individual circumstances, pending ability to attend Orientation. TYPICAL EDUCATION AND EXPERIENCE: Pursuing a four-year degree or enrolled in a graduate program. Major emphasis in agriculture, data/analytics, technology, finance, business administration, or equivalent. Minimum 3.0 GPA preferred. Strong verbal, written, analytical, and interpersonal skills. Proficient in Microsoft Office tools, including Word, Excel, and Outlook. Must be comfortable adapting quickly to new technology and software. Must have the ability to travel. REQUIREMENTS: Must have the ability to perform basic office tasks, work in an office or outdoor setting and be able to sit at a desk and work at a computer for an extended period of time. This job regularly requires the employee to visit job sites and must be able to walk, sit, crouch, kneel, crawl, reach, and be able to lift up to 40 pounds. Ability to navigate around construction equipment and business materials is required. Must have the ability to walk for some distance, more than a mile, during or getting to an inspection. Must have strong written and verbal communication skills to adequately convey ideas and work well with a team. Ability to talk and hear, sit and use their hands and fingers, and reach in all directions is essential in performance of the job. Some travel required and projects requiring driving to local destinations require a clear driver history check. Work during established business hours and may require occasional weekend and/or evening work. PART-TIME REMOTE/HYBRID: These employees will work partly remote and partly onsite. Part-time remote employees will work with their managers to determine when and how often they are needed onsite. COMPENSATION: $20 per Hour All hiring is contingent on eligibility to work in the United States. We are unable to sponsor or transfer visas for applicants. American AgCredit provides equal opportunity in employment to all employees and applicants. We celebrate diversity and do not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity, gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other characteristics protected by applicable federal, state, or local laws. American AgCredit prohibits harassment of any individuals on any of the bases listed above. If you need assistance or an accommodation due to a disability, you may contact us at jobs@agloan.com. Helping diverse candidates find great careers is our goal. The information you provide here is secure and confidential. #J-18808-Ljbffr



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