Sales Associate

2 months ago

Chicago, United States Long & Foster Full time

Sales Associate - Bilingual (ENG/SP) in Chicago, IL at Prosperity Home Mortgage, LLC **Location:**

**Job Description**

**Sales Associate - Bilingual English & Spanish**

Under the direct supervision of a Branch/Sales Manager, the Sales Associate provides administrative, marketing and sales support to Mortgage Consultants and/or Branch or Sales Managers. The support provided includes the entire loan origination cycle from prospecting, working on a loan transaction, to post-closing activities. Sales Associate also assists the Mortgage Consultant with managing customer and referral partner relationships by utilizing existing tools including a contact relationship management platform.

Essential Responsibilities:

* Assists in obtaining necessary documentation from loan borrowers to make complete submission to Underwriting

* Completes set-up instructions which include reviewing borrowers documentation, such as pay stubs, credit reports, banks

* Statements and W2s for accuracy and compliance to underwriting guidelines

* Follows up with customers and vendors to ensure that files are complete

* Conducts cursory, pre-processing review of loan file based on checklist, including loan and/or credit analysis to ensure loan file is in approval order for submission to underwriting

* Orders loan related items including appraisal, condo questionnaire, and other documents as needed

* Prepares and submits loan for submission to underwriting

* Sends Milestone updates and answers client inquiries on each file throughout the process on behalf of the MC regarding loan activity

* Performs any additional follow-up required to assure closing date is met, including but not limited to, contact with title companies, insurance companies, branch closing department and customers, and performs post-closing follow-up as required

* Must comply with industry-related regulations, requirements, and state/federal laws as applicable to the job duties of this position

* Performs other duties as assigned

**Job Requirements**

Minimum Requirements:

These specifications are general guidelines based on the minimum requirements. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Individual abilities may result in some deviation from these guidelines.

* High School diploma or equivalent required

* Must possess Mortgage Loan Originator license (NMLS) as required by any and all states where conducting loan activity (can be obtained during or after hiring)

* Detail-oriented, organized, and able to meet deadlines

* Strong interpersonal, oral, and written communication and customer service skills

* Complies with industry-related regulations, requirements, and state/federal laws as applicable

* Proficient with Microsoft office suite

* Ability to travel within the local area to assist

* Provide own transportation

* Experience with Encompass Loan Origination Software a plus but not a requirement

*We are a company that provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.*

*This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.*

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