Mortgage Loan Originator

6 months ago

Boulder, United States Elevations Credit Union Full time
When joining Elevations, you can expect to work for a company with:
  • A leadership team that strives to make this the best place you've ever worked
  • A focus on supporting our employees' mental, physical, and financial well-being
  • A commitment to diversity, equity, and inclusion recognized by the Denver Business Journal and Colorado Association of Realtors
  • A highly engaged workforce devoted to innovation, continuous improvement, and collaboration
  • A reputation for excellence, as evidenced by being a two-time recipient of the Malcolm Baldrige National Quality Award
  • A passion for consistently providing amazing experiences and creating raving fans
If you join our team, here are some of the perks you can expect:
  • Highly competitive commission-based pay structure (with no cap)
  • 6 weeks fully paid parental leave
  • Paid board affiliations and memberships
  • Personalized onboarding through our Mortgage Sales Concierge
  • In-house underwriters and closers
  • Dedicated marketing support from our business development team and a mortgage CRM (Jungo and Bombomb)
  • Access to over 300 Colorado real estate events, seminars, and activities that we attend, sponsor, or host each year
  • Relationship processing - a unique team approach to efficiently processing loans
  • Ample opportunity to learn, develop and grow with access to LinkedIn Learning, career and leadership development programs, job shadowing, a mentor program, and tuition reimbursement up to $5,250/year
Summary/Objective:

Originates mortgage loans in an assigned territory; develops referral relationships with realtors, builders, bankers, and other sources in order to proactively solicit business and conduct sales-related activities, in order to meet specific loan volume origination goals. Counsels customers, takes applications, conducts preliminary underwriting reviews, and submits loan applications to processing and underwriting for approval using laptop technology. Remains front line contact with customers and realtors to ensure that documents required for processing, underwriting, and closing are secured in a timely manner. The salary for this position is 100% commission.
Essential Functions include:
  • Interviews and assists members. Inputs loan applications into on-line loan system. Monitors on-line queue of member originated loans. Reviews files for completeness and accuracy. Communicates with loan processor/closer regarding any outstanding items and/or additional documentation needed. Requests additional information. Communicates terms and conditions of an approved loan and reviews with member. Delivers Good Faith Estimate/ TIL disclosures within 72 hours of application date.
  • Assists with processing and loan closing coordination with member.
  • Cross-sells other credit union services.
  • Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.
  • Adheres to all applicable Federal and State laws and regulations governing the Credit Union, including the Bank Secrecy Act (BSA).
Reports to:

Mortgage Sales Manager
Manages:

This role does not have supervisory responsibility
Required Education and Experience:
  • Equivalent to a two-year college degree or completion of a specialized course of study at a business or trade school
  • Minimum of two years' experience in Mortgage Loan Officer role in similar organization
Preferred Education and Experience:

Experience with FNMA Desktop Underwriter, FHLMC, FHA, and VA, PC Lender and Mortgage processing systems desired.
Work Environment:

Elevations uses multi-factor authentication to keep our data safe. As such, a personal smart phone is a requirement for employment with us. This job operates in an office setting and routinely uses standard office equipment.
Physical Requirements:

Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects.
Position Type/Expected Hours of Work:

Full time / 40 hours per week
Classification:

Exempt
Location:

Elevations Credit Union Boulder Diagonal Branch
Compensation:

100% uncapped commission
Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

About Us: Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado's Front Range. Founded in 1952, we've grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we've made a commitment to move away from a product-centered business model and focus instead on creating consumer solutions. Our objective is to provide our members, as well as the entire community, with unbiased consumer information.

EEO Statement: The Credit Union is committed to fostering and maintaining a positive and inclusive work environment.
The Credit Union provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, age forty and over, color, disability, gender identity, genetic information, military or veteran status, national origin, religion, sex, sexual orientation, or any other applicable status protected by state or law.

Candidates for certain positions may be required to submit to a credit history report in determining qualification for employment with Elevations Credit Union. If the position you are applying for requires a credit history report, any information received in such a report will not be the sole factor in making an employment decision. A history of personal financial irresponsibility may be reason for disqualification insofar as it relates to your potential job duties. Elevations Credit Union is aware that occasionally there are extenuating circumstances that may affect an individual's credit history. We comply with the Fair Credit Reporting Act and the Colorado Employment Opportunity Act.

ELEVATIONS CREDIT UNION'S COMMITMENT TO PRIVACY

Your privacy is important to us. When you use this Careers site to apply for a job at Elevations Credit Union ("we" and "us"), we collect your personal information. Examples of personal information collected on the Careers site include your name, contact details, and information you provide for purposes of job applications. We do not sell your personal information to a third party. We may share your information with a third party who is performing a service for us related to job applicants. If you have any questions about this privacy statement, please contact us.

Applicants have rights under Federal Employment Laws

Family and Medical Leave Act (FMLA)

Know Your Rights Poster

Employee Polygraph Protection Act (EPPA)

  • Mortgage Loan Originator

    6 months ago

    Boulder, United States Sunflower Bank, N.A. Full time

    Sunflower Bank, N.A. is looking for a motivated individual to fill the full-time position of Mortgage Loan Originator! This position will office out of our Boulder or Broomfield, CO locations. MUST HAVE prior loan origination experience Excellent Benefits, Holiday Pay, Incentive Pay, and company perks! Pay: Colorado Minimum wage + Commission/Incentive...

  • Senior Mortgage Loan Originator

    7 days ago

    Boulder, Colorado, United States Sunflower Bank Full time

    Job OverviewSunflower Bank is seeking a highly motivated individual to fill the full-time position of Senior Mortgage Loan Originator. This role will be based in our Boulder or Broomfield, CO locations.

  • Relationship Banker

    1 month ago

    Boulder, United States First Technology Federal Credit Union Full time

    DescriptionThe Relationship Banker is a financial partner that is part of a supportive and dynamic member focused sales team. You’ll work in a fast-paced environment processing routine financial transactions and engage in consultative conversations in-person, by phone, and/or e-mail with members to establish a strong rapport and understanding of their...

  • Relationship Banker

    1 month ago

    Boulder, United States First Technology Federal Credit Union Full time

    The Relationship Banker is a financial partner that is part of a supportive and dynamic member focused sales team. You’ll work in a fast-paced environment processing routine financial transactions and engage in consultative conversations in-person, by phone, and/or e-mail with members to establish a strong rapport and understanding of their financial needs...

  • Relationship Banker

    4 days ago

    Boulder, United States First Technology Federal Credit Union Full time

    The Relationship Banker is a financial partner that is part of a supportive and dynamic member focused sales team. You’ll work in a fast-paced environment processing routine financial transactions and engage in consultative conversations in-person, by phone, and/or e-mail with members to establish a strong rapport and understanding of their financial needs...

  • Relationship Banker

    1 week ago

    Boulder, United States First Technology Federal Credit Union Full time $19 - $24

    The Relationship Banker is a financial partner that is part of a supportive and dynamic member focused sales team. You’ll work in a fast-paced environment processing routine financial transactions and engage in consultative conversations in-person, by phone, and/or e-mail with members to establish a strong rapport and understanding of their financial needs...

  • Relationship Banker

    1 month ago

    Boulder, United States First Technology Federal Credit Union Full time $19 - $24

    DescriptionMaking sure you fit the guidelines as an applicant for this role is essential, please read the below carefully.The Relationship Banker is a financial partner that is part of a supportive and dynamic member focused sales team. You’ll work in a fast-paced environment processing routine financial transactions and engage in consultative...

  • Relationship Banker

    3 months ago

    Boulder, United States First Technology Federal Credit Union Full time

    Description The Relationship Banker is a financial partner that is part of a supportive and dynamic member focused sales team. You’ll work in a fast-paced environment processing routine financial transactions and engage in consultative conversations in-person, by phone, and/or e-mail with members to establish a strong rapport and understanding of their...

  • Branch Manager

    2 weeks ago

    Boulder, United States First Technology Federal Credit Union Full time

    The Branch Manager for the Experience Center (XC) oversees all aspects of the daily operations of the XC, deepening and acquiring member relationships and ensuring member service levels are consistently exceeded.Here's what you can expect from the job and what you need to be successful:Job Duties:Lead a team of high-performing and engaged employees through...

  • Relationship Banker

    2 weeks ago

    Boulder, CO, United States First Technology Federal Credit Union Full time

    The Relationship Banker is a financial partner that is part of a supportive and dynamic member focused sales team. You'll work in a fast-paced environment processing routine financial transactions and engage in consultative conversations in-person, by phone, and/or e-mail with members to establish a strong rapport and understanding of their financial needs...

  • Relationship Banker

    4 days ago

    Boulder, CO, United States First Technology Federal Credit Union Full time

    The Relationship Banker is a financial partner that is part of a supportive and dynamic member focused sales team. You'll work in a fast-paced environment processing routine financial transactions and engage in consultative conversations in-person, by phone, and/or e-mail with members to establish a strong rapport and understanding of their financial needs...

  • Branch Manager

    2 weeks ago

    Boulder, United States First Technology Federal Credit Union Full time

    DescriptionThe Branch Manager for the Experience Center (XC) oversees all aspects of the daily operations of the XC, deepening and acquiring member relationships and ensuring member service levels are consistently exceeded.Here's what you can expect from the job and what you need to be successful:Job Duties:Lead a team of high-performing and engaged...

  • Branch Manager

    1 week ago

    Boulder, United States First Technology Federal Credit Union Full time $71,000 - $83,000

    The Branch Manager for the Experience Center (XC) oversees all aspects of the daily operations of the XC, deepening and acquiring member relationships and ensuring member service levels are consistently exceeded.Apply now, read the job details by scrolling down Double check you have the necessary skills before sending an application.Here's what you can...

  • Branch Manager

    2 weeks ago

    Boulder, United States First Technology Federal Credit Union Full time

    The Branch Manager for the Experience Center (XC) oversees all aspects of the daily operations of the XC, deepening and acquiring member relationships and ensuring member service levels are consistently exceeded.Here's what you can expect from the job and what you need to be successful:Job Duties:Lead a team of high-performing and engaged employees through...

  • Branch Manager

    2 weeks ago

    Boulder, United States First Tech Federal Credit Union Full time

    DescriptionThe Branch Manager for the Experience Center (XC) oversees all aspects of the daily operations of the XC, deepening and acquiring member relationships and ensuring member service levels are consistently exceeded.Here's what you can expect from the job and what you need to be successful:Job Duties:Lead a team of high-performing and engaged...

  • Relationship Banker

    4 weeks ago

    Boulder, CO, United States First Technology Federal Credit Union Full time

    DescriptionMaking sure you fit the guidelines as an applicant for this role is essential, please read the below carefully.The Relationship Banker is a financial partner that is part of a supportive and dynamic member focused sales team. You’ll work in a fast-paced environment processing routine financial transactions and engage in consultative...

  • Credit Analyst

    3 days ago

    Boulder, United States GPAC Full time

    Credit AnalystCredit Analysis goes beyond crunching numbers and utilizing spreadsheets. Credit Analysts create relationships with Loan Officers and management to quickly and efficiently service clients’ needs. This is an opportunity to start your career path in banking with the flexibility to steer your career towards lending or more complex credit...

  • Sr. Collections Specialist

    5 days ago

    Boulder, United States TEKsystems Full time

    Job DescriptionJob DescriptionDescription-Responsible for handling calls regarding delinquent member accounts-This could include overdrafts, VISA credit cards, lines of credit, secured loans, signature loans and real estate loans -Reach out to members via phone and email when overdraft amounts are not rectified in a timely fashion-Assist members in putting...

  • Occupational Therapist I

    1 month ago

    Boulder, United States UC Health Full time

    Description Location: UCHealth Boulder Health Center, US:CO:Boulder Department: Pt Boulder FTE: Full Time, 1.0, 80.00 hours per pay period (2 weeks) Shift: Days Pay: $36.19 - $54.28 / hour. Pay is dependent on applicant's relevant experience Summary:Evaluates and treats patient populations for therapy needs. Responsibilities: Performs and documents...

  • Charge Nurse Outpatient

    2 weeks ago

    Boulder, United States UC Health Full time

    Description Location: UCHealth Univ Fam Med - Boulder, CO Department: Ufm Boulder FTE: Full Time, 1.0, 80.00 hours per pay period (2 weeks) Shift: Days Pay: $38.91 - $60.31 / hour. Pay is dependent on applicant's relevant experience Summary:Provides nursing leadership in the setting of a physician practice/medical office. Responsibilities:Supervises...