Mortgage Loan Originator

1 month ago

Greeley, United States Elevations Credit Union Full time
When joining Elevations, you can expect to work for a company with:
  • A leadership team that strives to make this the best place you've ever worked
  • A focus on supporting our employees' mental, physical, and financial well-being
  • A commitment to diversity, equity, and inclusion recognized by the Denver Business Journal and Colorado Association of Realtors
  • A highly engaged workforce devoted to innovation, continuous improvement, and collaboration
  • A reputation for excellence, as evidenced by being a two-time recipient of the Malcolm Baldrige National Quality Award
  • A passion for consistently providing amazing experiences and creating raving fans
If you join our team, here are some of the perks you can expect:
  • Highly competitive commission-based pay structure (with no cap)
  • 6 weeks fully paid parental leave
  • Paid board affiliations and memberships
  • Personalized onboarding through our Mortgage Sales Concierge
  • In-house underwriters and closers
  • Dedicated marketing support from our business development team and a mortgage CRM (Jungo and Bombomb)
  • Access to over 300 Colorado real estate events, seminars, and activities that we attend, sponsor, or host each year
  • Relationship processing - a unique team approach to efficiently processing loans
  • Ample opportunity to learn, develop and grow with access to LinkedIn Learning, career and leadership development programs, job shadowing, a mentor program, and tuition reimbursement up to $5,250/year
Summary/Objective:

Originates mortgage loans in an assigned territory; develops referral relationships with realtors, builders, bankers, and other sources in order to proactively solicit business and conduct sales-related activities, in order to meet specific loan volume origination goals. Counsels customers, takes applications, conducts preliminary underwriting reviews, and submits loan applications to processing and underwriting for approval using laptop technology. Remains front line contact with customers and realtors to ensure that documents required for processing, underwriting, and closing are secured in a timely manner. The salary for this position is 100% commission.
Essential Functions include:
  • Interviews and assists members. Inputs loan applications into on-line loan system. Monitors on-line queue of member originated loans. Reviews files for completeness and accuracy. Communicates with loan processor/closer regarding any outstanding items and/or additional documentation needed. Requests additional information. Communicates terms and conditions of an approved loan and reviews with member. Delivers Good Faith Estimate/ TIL disclosures within 72 hours of application date.
  • Assists with processing and loan closing coordination with member.
  • Cross-sells other credit union services.
  • Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.
  • Adheres to all applicable Federal and State laws and regulations governing the Credit Union, including the Bank Secrecy Act (BSA).
Reports to:

Mortgage Sales Manager
Manages:

This role does not have supervisory responsibility
Required Education and Experience:
  • Equivalent to a two-year college degree or completion of a specialized course of study at a business or trade school
  • Minimum of two years' experience in Mortgage Loan Officer role in similar organization
Preferred Education and Experience:

Experience with FNMA Desktop Underwriter, FHLMC, FHA, and VA, PC Lender and Mortgage processing systems desired.
Work Environment:

Elevations uses multi-factor authentication to keep our data safe. As such, a personal smart phone is a requirement for employment with us. This job operates in an office setting and routinely uses standard office equipment.
Physical Requirements:

Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects.
Position Type/Expected Hours of Work:

Full time / 40 hours per week
Classification:

Exempt
Location:

Elevations Credit Union Greeley LPO
Compensation:

100% uncapped commission
Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

About Us: Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado's Front Range. Founded in 1952, we've grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we've made a commitment to move away from a product-centered business model and focus instead on creating consumer solutions. Our objective is to provide our members, as well as the entire community, with unbiased consumer information.

EEO Statement: The Credit Union is committed to fostering and maintaining a positive and inclusive work environment.
The Credit Union provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, age forty and over, color, disability, gender identity, genetic information, military or veteran status, national origin, religion, sex, sexual orientation, or any other applicable status protected by state or law.

Candidates for certain positions may be required to submit to a credit history report in determining qualification for employment with Elevations Credit Union. If the position you are applying for requires a credit history report, any information received in such a report will not be the sole factor in making an employment decision. A history of personal financial irresponsibility may be reason for disqualification insofar as it relates to your potential job duties. Elevations Credit Union is aware that occasionally there are extenuating circumstances that may affect an individual's credit history. We comply with the Fair Credit Reporting Act and the Colorado Employment Opportunity Act.

ELEVATIONS CREDIT UNION'S COMMITMENT TO PRIVACY

Your privacy is important to us. When you use this Careers site to apply for a job at Elevations Credit Union ("we" and "us"), we collect your personal information. Examples of personal information collected on the Careers site include your name, contact details, and information you provide for purposes of job applications. We do not sell your personal information to a third party. We may share your information with a third party who is performing a service for us related to job applicants. If you have any questions about this privacy statement, please contact us.

Applicants have rights under Federal Employment Laws

Family and Medical Leave Act (FMLA)

Know Your Rights Poster

Employee Polygraph Protection Act (EPPA)

  • Loan Administrator

    3 weeks ago

    Greeley, United States First Savings Bank Full time

    Who we are We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we built and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our...

  • Loan Administrator

    4 weeks ago

    Greeley, United States First National_Pierre Full time

    Job DescriptionJob DescriptionWho we areWe are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we built and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown...

  • Loan Administrator

    3 weeks ago

    Greeley, United States First National_Pierre Full time

    Job DescriptionJob DescriptionWho we areWe are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we built and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown...

  • Loan Administrator

    6 days ago

    Greeley, United States First National Bank Full time

    Who we are We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we built and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our...

  • 150K SIGN-ON/RELO 100k LOAN REPAYMENT

    1 month ago

    Greeley, United States Banner Health Full time

    FIND YOUR FUTURE in Colorful Colorado; Excellent Advanced GI opportunity!BC/BE GastroenterologistBanner Health - North Colorado Medical CenterEnjoy Practicing Along the Northern Colorado Front Range and Views of the Spectacular Rocky Mountains AT THE END OF THE DAY...THIS IS WHERE YOU WANT TO BE!Banner Health, a Top-5 Large Health System and one of the...

  • Assistant Banking Center Manager

    3 weeks ago

    Greeley, United States Community Banks of Colorado Full time

    It starts with our culture ... Common sense has never been common. If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn’t...

  • Environmental Services Technician

    4 weeks ago

    Greeley, United States UCHealth Full time

    **Location**: UCHealth Greeley Hospital, US:CO:Greeley **Department**: GH Environ Serv **FTE**: Full Time, 1.0, 80.00 hours per pay period (2 weeks) **Shift**: Evenings **Pay**: $18.54 - $24.10 / hour. Pay is dependent on applicant's relevant experience **Summary**: Creates a sanitary, safe environment and enhances the appearance of the...

  • Pharmacy Technician II

    4 weeks ago

    Greeley, United States UC Health Full time

    Description Location: UCHealth Greeley Hospital, US:CO:Greeley Department: GH Infusion Pharmacy FTE: Full Time, 0.8, 64.00 hours per pay period (2 weeks) Shift: Days Pay: $21.49 - $27.94 / hour. Pay is dependent on applicant's relevant experience Requirements: High School diploma or GED. PHAT (Pharmacy Technician) certification from State Board of...

  • MRI Technologist

    4 weeks ago

    Greeley, United States UCHealth Full time

    Description Location: UCHealth Greeley Hospital, US:CO:Greeley Department: GH MRI FTE: PRN, 0.0, 0.00 hours per pay period (2 weeks) Shift: Flex Pay: $38.72 - $58.08 / hour. Pay is dependent on applicant's relevant experience. Minimum Requirements: + Graduate of an accredited Radiologic Technologist program. + Registered as a Technologist (RT) and...

  • Full Time Mammographer

    1 week ago

    greeley, United States UCHealth Full time

    b>DescriptionLocation: UCHealth Greeley Hospital, US:CO:GreeleyDepartment: GH Breast Diagnostic CenterFTE: Full Time, 0.00 hours per pay period (2 weeks)Shift: Rotating; Pay is dependent on applicant's relevant experienceMinimum Requirements:Graduate of an accredited Radiologic Technologist program. Registered as a Radiologic Technologist (RT) and certified...

  • MRI Technologist

    1 month ago

    Greeley, United States UC Health Full time

    Apply now Save job Saved Description Location: UCHealth Greeley Hospital, US:CO:Greeley Department: GH MRI FTE: PRN, 0.0, 0.00 hours per pay period (2 weeks) Shift: Rotating Pay: $38.72 - $58.08 / hour. Pay is dependent on applicant's relevant experience. Minimum Requirements: * Graduate of an accredited Radiologic Technologist program. * Registered...

  • Nuclear Medicine Technologist

    1 month ago

    Greeley, United States UCHealth Full time

    Description Location: UCHealth Greeley Hospital, US:CO:Greeley Department: GH Nuclear Med FTE: Full Time, 1.0, 80.00 hours per pay period (2 weeks) Shift: Days Pay: $38.72 - $58.08 / hour. Pay is dependent on applicant's relevant experience. Minimum Requirements: + Graduate of an accredited Nuclear Medicine Technologist program. + Certified as a...

  • Medical Lab Scientist

    1 month ago

    Greeley, United States UCHealth Full time

    Description Location: UCHealth Greeley Hospital, US:CO:Greeley Department: GH Lab FTE: Full Time, 0.8, 64.00 hours per pay period (2 weeks) Shift: Evenings Pay: $31.61 - $47.41 / hour. Pay is dependent on applicant's relevant experience Summary: Performs laboratory testing of patient specimens in one or more sections of the...

  • Patient Care Assistant Med Unit Full Time Nights

    1 month ago

    Greeley, United States UC Health Full time

    Apply now Save job Saved Description Location: UCHealth Greeley Hospital, US:CO:Greeley Department: GH Medical Unit FTE: Full Time, 0.9, 72.00 hours per pay period (2 weeks) Shift: Nights Pay: $18.54 - $24.10 / hour. Pay is dependent on applicant's relevant experience Summary: Under the supervision of an RN, performs basic patient care...

  • MRI Technologist

    1 month ago

    Greeley, United States UCHealth Full time

    Description Location: UCHealth Greeley Hospital, US:CO:Greeley Department: GH MRI FTE: Full Time, 0.8, 64.00 hours per pay period (2 weeks) Shift: Nights Pay: $38.72 - $58.08 / hour. Pay is dependent on applicant's relevant experience Minimum Requirements: Other information: + Graduate of an accredited Radiologic Technologist program. + Registered...

  • MRI Technologist

    1 month ago

    Greeley, United States UC Health Full time

    Apply now Save job Saved Description Location: UCHealth Greeley Hospital, US:CO:Greeley Department: GH MRI FTE: Full Time, 0.8, 64.00 hours per pay period (2 weeks) Shift: Nights Pay: $38.72 - $58.08 / hour. Pay is dependent on applicant's relevant experience Minimum Requirements: Other information: * Graduate of an accredited Radiologic...

  • Cook_

    2 weeks ago

    Greeley, United States UC Health Full time

    Description + Location: UCHealth Greeley Hospital, US:CO:Greeley + Department: GH Food Nutrition + FTE: Full Time, 1.0, 80.00 hours per pay period (2 weeks) + Shift: Days + Pay: $19.10 - $24.83 / hour. Pay is dependent on applicant's relevant experience Summary: Cooks and prepares food for distribution to patients, the cafeteria, and catering...

  • Pharmacy Technician II

    4 weeks ago

    Greeley, United States UC Health Full time

    Description Location: UCHealth Greeley Hospital, US:CO:Greeley Department: GH OP Pharmacy FTE: Full Time, 0.8, 0.00 hours per pay period (2 weeks) Shift: Rotating Pay: $21.49 - $27.94 / hour. Pay is dependent on applicant's relevant experience Summary: Provides distributive pharmacy services, assistance and support for the registered pharmacist and...

  • Cook_

    2 weeks ago

    Greeley, United States UC Health Full time

    Description + Location: UCHealth Greeley Hospital, US:CO:Greeley + Department: GH Food Nutrition + FTE: Full Time, 1.0, 80.00 hours per pay period (2 weeks) + Shift: Days + Pay: $19.10 - $24.83 / hour. Pay is dependent on applicant's relevant experience Summary: Cooks and prepares food for distribution to patients, the cafeteria, and catering...

  • Patient Access Registration Specialist

    1 month ago

    Greeley, United States UC Health Full time

    Description Location: UCHealth Greeley Hospital, US:CO:Greeley Department: GH Patient Access FTE: PRN, 0.0, 0.00 hours per pay period (2 weeks) Shift: Rotating Pay: $19.10 - $24.83 / hour. Pay is dependent on applicant's relevant experience Summary: Receptionist, registration, and clerical duties associated with registering patient for...