Principal Financial Consultant

3 weeks ago

Riverwoods, United States Discover Financial Services Full time

Discover. A brighter future.
With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Responsible for providing financial and business analysis support for one of Discover's business units. Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.

Develops profitability analyses and projections for marketing and customer segments. Analyzes customer behaviors and product profitability trends to understand financial implications and influence actions. Develops and enhances financial models. Improves forecasting accuracy and drives business insights. Provides management with strategic advice and financial analyses for investment decisions, pricing changes, and channel and segment expansions. Performs competitive analyses to drive strategic insights and actions. Translates business opportunities and issues into financial analyses. Develops business cases with recommendations to management. Provides financial and business analysis support. In particular, consolidates, evaluates and reports financial projections for capital planning and stress testing.

**Responsibilities**:
Drives revenue generating and expense efficiency initiatives by understanding business economics and effectively leading and influencing business.

Develops financial projections to support planning and investment decisions. Provides advice and financial analyses to leadership for investment decisions, pricing changes, and the development of new products and offers. Monitors and assesses the return on financial investments. Leads an analytical approach to proactively develop insightful financial analyses.

Develops and leads financial planning activities including budgeting, short and long-term forecasting, revenue and expense driver analysis.

Conducts variance analysis and consolidation activities

Collaborates with business partners (e.g, marketing, and operations) to develop robust financial forecasts and drive insightful analysis.

Continuously improves and streamlines standard work processes.

Creates and maintains models to understand long-term profit and loss impacts and drive business decisions.

Performs detailed competitive analyses to drive strategic insights and actions.

Minimum Qualifications

**At a minimum, here’s what we need from you**:
Bachelor's Degree in Finance, Business, or related field

4+ years of experience in Finance, Consulting, Investment Banking or related field Preferred Qualifications

**If we had our say, we’d also look for**:
Master's Degree in Finance, Business, or related field

6+ years of experience in Finance, Consulting, Investment Banking or related field

LI-EB1

**Compensation**: The base pay for this position generally ranges between $88,500.00 to $149,300.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.

**Benefits**:
We also offer a range of benefits and programs based on eligibility. These benefits include:
Paid Parental Leave

Paid Time Off

401(k) Plan

Medical, Dental, Vision, & Health Savings Account

STD, Life, LTD and AD&D

Recognition Program

Education Assistance

Commuter Benefits

Family Support Programs

Employee Stock Purchase Plan

All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.

Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights & Pay Transparency Nondiscrimination Provision)

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