Mortgage Loan Processor

**Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance?**

***: In this position, you_ _will prepare loan closing documents, close loans, disburse proceeds, procure collateral, complete file documentation and follow-up, and ensure procedures are followed to deliver loans with accurate and compliant legal documentation. Processes/closes loan packages, typically ACA loans. You will close loans in accordance with District guidelines and legal documentation standards.

**Areas of responsibility include**:

- Process, close, fund, and book all new loans and servicing actions according to applicable processing procedures and practices; including:

- Prepare commitment, notes, lien Instruments, and other general loan documents that represent what is outlined in the stamped credit package.
- Accurate data entry of PD/LGD/Collateral Values and other data to result in a loan booking that represents what is outlined in the stamped credit package.
- Prior to loan closing, confirm loan conditions outlined in the stamped credit package are met and filed.
- Consult and confirm with Loan Officers, Underwriters, and other involved parties (management, attorney’s, etc.) to confirm loan actions are completed accurately.
- Confirm collateral is properly identified and secured with the loan documents; which includes quality review of signatures, dates, and initials, and completing necessary follow up to have errors or omissions corrected accurately and timely.
- Review of new or existing collateral documents to ensure and/or verify correct lien position. Communicate with loan staff to confirm accuracy of lien documents and address any discrepancies.
- Complete accurate checks and other accounting related forms for proper funding.
- File all related documents timely, accurately, and consistently to ensure easy reference in the future by all staff.
- Quality checking all of your work to ensure compliance and accuracy; maintaining satisfactory audit and QC review results.
- Meet the target turnaround processing timelines and properly document system to ensure transparent communication for Sales, Loan Operations, and future audit needs.
- Prepare appropriate file documentation and participation in ICFR compliance activities, including but not limited to PG/LGD secondary verification, TDAF and WDAF reviews. Work with branch office staff to ensure all post-closing documents are submitted timely to the Collateral Vault when returned directly to the branch.

**Education**

Associate’s degree or equivalent experience in accounting, business, finance or related field.

**Experience**

Generally, one to eight years of experience with loan processing and documentation experience preferred or training/experience in banking, finance, or legal industries.

**Skills**
- Strong written and verbal communication skills.
- Quality and solution focused.
- Detail oriented, independent judgement skills, and strong organizational skills.
- Willingness to be collaborative and work well in a team atmosphere.
- Adaptable and flexible to a changing work environment.
- Excellent organizational skills with the ability to simultaneously work on multiple projects/assignments.
- Ability to initiate, organize and prioritize work and maintain confidentiality.
- Travel to/from other branch offices, associations, AgFirst, or other facilities as deemed necessary.
- Prolonged periods sitting at a desk and working on a computer.

Salary Range: $40,500 - $52,000, depending on previous experience.
- Equal Opportunity Employer including veterans and individuals with disabilities._