Aml Advisor

Work Location:
Mount Laurel, New Jersey

Hours:
40

Pay Details:
$86,840 - $139,369 USD

Line of Business:
Anti Money Laundering

**Job Description**:
The AML Advisor provides expert/specialize advice to portfolios, businesses and functions on development and maintenance of all aspects of AML/ATF compliance programs in line with the Bank's risk philosophy and strategic direction.

Depth & Scope:

- Senior specialist with AML/Sanctions/ABAC expertise, works independently and is accountable for managing a specialized AML function or area
- Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
- Provides AML/Sanctions/ABAC advice to a business as GAML representative on a complex project or change initiative.
- Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centres of expertise
- Provides guidance and support to analysts on matters related to portfolio and speciality
- Expert knowledge of the business and operational functions supported
- Contacts for business management, external/internal auditors, dealing with non-routine information
- Manages / assists with regulatory reviews including inquiries, audits, and exams
- Deep knowledge and understanding of businesses / technology, and organizational practices/ disciplines
- Identifies and leads problem resolution for project/program complex requirements related issues at all levels

Education & Experience:

- Undergraduate degree preferred or equivalent work experience
- 7+ years relevant experience
- Advanced knowledge of anti-money laundering disciplines, strategy development, consulting principles, lines of businesses supported, banking industry, and product/customer markets
- Knowledge of current and emerging competitor and market trends
- Knowledge of risk management environment, standards and regulations
- Ability to manage a budget and work within the constraints of that budget
- Ability to contribute to strategic direction of the function and provide advice to senior leadership
- Skill in mentoring and coaching
- Ability to lead, plan, implement and evaluate program/project activities to ensure completion of initiatives
- Ability to exercise sound judgement in making decisions
- Ability to make an impact, influence and achieve results with effective negotiation, problem-solving and communication skills
- Ability to work collaboratively and build relationships across teams and functions
- Skill in using analytical software tools, data analysis methods and reporting techniques
- Ability to analyze, organize and prioritize work while meeting multiple deadlines
- Ability to work successfully as a member of a team and independently
- Ability to handle confidential information with discretion

Customer Accountabilities:

- Provides specialized advice on AML/ATF matters (both regulatory compliance and prudential risk management) affecting the business including, but not limited to, customer identification and due diligence, enhanced due diligence, policy, governance, training and/or compliance assurance and testing
- Proactively advises the business of new and changed AML regulatory and/or policy changes and articulate the impact to their processes and controls
- Contributes to the development and implementation of AML Compliance programs related to all aspects of AML and ATF laws
- Guides and partners with the business through the development, implementation, oversight and management of effective AML Compliance Programs
- Escalates and manages to resolution significant AML issues and events; liaises with the AML Shared Services group to coordinate the delivery of applicable AML services which cross with Deputy GAMLO accountabilities
- Represents AML on internal or external committees relating to designated business activities as required
- Maintains oversight (via review and approval) of all functions and accountabilities related to management reporting and analysis

Shareholder Accountabilities:

- Actively assists in developing and overseeing implementation of business line policies and DGAMLO Team procedures
- Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities
- Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate
- Partners with PT&G to develop annual awareness training
- Protects the interests of the organization - identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high risk issues
- Actively manages relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
- Keeps current on emerging issues, trends, and evolving regulatory requirements to and assess potenti