Post Closer

Founded in early 2008, Fay Servicing is committed to providing innovative servicing solutions for both performing and non-performing mortgage loans. As a specialty mortgage servicer and originator that sees the customer behind every loan, we understand that our customers aren’t loan numbers — they’re homeowners.

Before founding our company, we conducted an exhaustive analysis of the mortgage servicing industry and gained valuable insight into the problems facing mortgage servicers and their customers. With that insight, we set out to build a different kind of servicing company from the ground up.

Come join us on our journey to serve our customers and be the leader in our industry We are currently looking for a **Post Closer **to join our Constructive team.

The **Post Closer** will be responsible for all aspects of the post-closing process including but not limited to warehouse and secondary market file delivery, clearing and curing of post-close audit items, investor suspense items, post-purchase audits, insuring, trailing documents, creating boarding tapes, and boarding loans to the servicing system.

**What you will do for Constructive Capital**:

- Scan, upload, and index closing packages received from title companies
- Deliver a collateral package to the warehouse bank timely
- Ensures that all closed loans are in compliance with federal, and state laws and meet company policies and investor guidelines
- Reviews all closed loans for accuracy and completeness and delivers complete documentation to the investor
- Assist in effectively communicating with investors to satisfy all post-closing and post-purchase audit discrepancies
- Verifies that all stipulations requested are valid and met to ensure that loans are saleable/purchased
- Communicate any discrepancies found within a closed loan file and proactively coordinate solutions to resolve
- Work with Originations, borrower/broker, and title for timely resolution of outstanding items
- Collaborate and assist the Secondary Market team in resolving post-close curative items expediently and accurately
- Follow up receipt of trailing documents and ensure they are in compliance, and deliver to the investor within the required time frames
- Prepare loan boarding tapes for service retained loans
- Upload loan packages to the servicing system based on investor specifications
- Perform any other duties as assigned

**What you will bring to Constructive Capital**:

- High school diploma; GED required
- Must have 2+ years of residential mortgage experience
- Broad knowledge and understanding of mortgage loan documents
- Strong organizational and communication skills
- Demonstrated teamwork and customer service skills
- Attention to detail and ability to manage workflow effectively
- Works independently and prioritizes multiple functions while meeting pre-established deadlines