Home Loans Consultant

About Us:
Are you someone who seeks opportunity and has a true desire to grow your career with an organization that has enriched the lives of its clients and communities in the Greater Washington region for more than 150 years? If so, Sandy Spring Bank may be the perfect fit for you

Sandy Spring Bank is a growing financial services company focused on creating real experiences for our employees, clients, shareholders and communities. We are proud to have been certified as **_A Great Place To Work®_**, recognized by **_The_** **_Washington Post_** and the **_Baltimore Sun_** as a Top Workplace, by **_Forbes _**magazine as the #1 Bank in Maryland. It is our employees who play an integral role in shaping who we are as a company and upholding what matters most to us: people and relationships.

To help us attract the highest quality individuals, we offer a comprehensive benefits package to those who qualify. We offer competitive market salaries, paid time off, multiple retirement savings options, full health care options, life insurance, health care and dependent care flexible spending accounts, career development opportunities, tuition assistance and volunteer opportunities. We are proud to offer those, and so much more, making Sandy Spring Bank a remarkable place to work and build a career.

About the Job:
**About the Job**:
Sandy Spring Bank (SSB) is a community lender committed to serving our footprint aggressively with highly competitive product offerings. Our home loans department includes in-house processing, underwriting, portfolio and secondary market lending.

As a Home Loans Consultant, you will service the home loan financing needs of our existing client base first. You will acquire and deepen relationships with clients through comprehensive promotion and marketing of home loans products. In addition, you will develop and work with internal centers of influence to expand SSB’s client base. You will be required to deliver strong results in home equity and mortgage, and demonstrate strong interpersonal skills, while providing exceptional service throughout the sales process. You will also insure that we are meeting the client’s total financial needs by appropriately cross-selling bank products and services.

**MAJOR JOB ACCOUNTABILITIES**:
**Home** **Loan Origination**

**Branch Coverage**

Responsibility for leading all home lending (first mortgage and home equity) activities in an assigned branch territory. Every day commitments include managing to lead turn time, cross sell and participation in branch event. Weekly activities include book of business reviews, pipeline reviews with the branch team, meeting clients in person or virtually in the branch, lobby leading and interacting with branch client traffic, introduction of clients and COIs to branch team. Monthly activities include home loans huddles, production reviews, first time home buyer workshops and home loans days.

**Client Service**

**Compliance**

**Required Skills**:
**KNOWLEDGE, SKILLS, AND ABILITIES**:

- Strong knowledge of mortgage and real estate principles spanning the variety of product offerings available to the borrower. Must have or be eligible for NMLS registration. 3-5 years experience with mortgage is preferred.
- Strong aptitude for sales and business development is necessary to meet established production goals. Must be highly motivated, goal-driven, and possessing outstanding time management and organizational skills.
- Must have strong attention to detail.

Work requires regular internal and external contact in furnishing and obtaining information. Tact and discretion in obtaining cooperation and understanding is needed. Appropriate interpersonal skills needed to maintain a positive rapport with clients and co-workers. Must be a team player.
-Ability to effectively express ideas orally and in writing. Ability to prepare business correspondence, prepare and complete business development calls, and prepare and make presentations to realtors, builders and/or borrowers.

**SPECIFIC PHYSICAL REQUIREMENTS**:
Work requires reasonable mobility in and around the work area. Ability to use standard computer and phone systems is required

**WORKING CONDITIONS**:
Normal office environment where there is almost no discomfort due to temperature, dust, noise, or other disagreeable elements.

Work includes little or no potential exposure to hazardous conditions.

Must be able to travel to remote company and/or client locations.
- The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified._

Additional Information:
Sandy Spring Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion,