Loan Originator

Under the direction of the branch and/or production manager, performs office or non-manual work directly related to the management or general business operations of Supreme Lending and its customers and markets and promotes Supreme Lending products and services to its client base of realtors, builders and potential and past clients.

**DUTIES & RESPONSIBILITES**:

- Markets and promotes Supreme Lending's financial products
- Establishes and maintains relationships with realtors, builders and new home sales representatives in order to develop and retain existing business.
- Collects and analyzes information regarding the customer's income, assets, investments or debts.
- Evaluates Supreme Lending's loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
- Advises the customer regarding the advantages and disadvantages of different loan products.
- Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
- Oversees the loan process by monitoring loan status and ensures conformity with terms.
- Communicates loan status to all interested parties, and obtains loan documentation after closing.
- Negotiates terms and conditions of loans with customers.
- Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
- Maintains a professional image and adheres to standards consistent with company policies and procedures.
- May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
- Other duties as assigned.

**JOB REQUIREMENTS**:

- High school diploma or equivalent.
- Appropriate licenses, if State required.
- A minimum of 12 months loan originator experience required for loan originator; minimum of 5 years loan originator experience required for senior loan originator.
- Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
- Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
- Ability to quickly assess and process large amounts of data and use of appropriate software technology.
- Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
- Continue to expand knowledge of issues influencing the industry and the organization.
- Valid driver's license and current automobile liability insurance.

**DISCLAIMER**: The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the company.