Credit Review Analyst

3 weeks ago

Woburn, United States Northern Bank Full time

In this role, within the Credit Department, the analyst will review commercial loan writeups (including new loans, line of credit renewals and household reviews) to ensure accuracy and help to make recommendations for technical and structural edits to the presentations. The role is designed for new credit professionals to learn the following basics of credit with the intention of moving to an underwriter role on a commercial loan team in a 12-24 month timeframe.

**ESSENTIAL FUNCTIONS**
In this role, you will develop a strong understanding of the following components within the credit analysis process:
Financial Statement Spreads
- Spread and balance an income statement and balance sheet
- Reconcile cash
- Develop business cash flows, personal cash flows and global cash flow analysis

Northern Bank Loan Policy:

- Understand Approval Authorities, NBTs Risk Rating methodology
- Understand Commercial C&I, CRE and Construction Lending underwriting standards
- Understand our “out of market” requirements and franchise lending requirements

Credit Memo
- Understand the following:

- The keys to structuring the credit memo
- Knowing where fields are in nCino that populate the credit memo templates
- How total exposure is calculated
- How the effective yield is calculated
- When to add a condition
- How covenants work and how to add and test them
- Knowledge of the different loan types and the importance of selecting the right one
- Understand the Boarding Summary fields and why each is important

Other Credit Exposure includes:

- How to read an appraisal and some general FIRREA guidelines
- General FDICIA rules and regs
- How to prepare an industry analysis
- Overview of loan legal documents
- Intro to SBA lending
- Understanding of Credit Reports (also how to acquire one)
- Review of Personal Financial Statements

Learn the how to analyze lending deals relating to:

- Real Estate
- Construction
- C&I
- Franchises

**JOB QUALIFICATIONS**
- Bachelor's degree in finance, accounting or quantitative related fields
- Strong analytical and math skills required.
- Strong attention to detail
- Related work/internship experience preferred.
- Ability to multi-task, prioritize work, and adapt to changes in working environment required.

**About Northern Bank & Trust Company**

nDoyuuIWeK

  • Credit Review Analyst II

    3 days ago

    Woburn, United States Northern Bank Full time

    Job DescriptionJob DescriptionWe are seeking a highly motivated and detail-oriented individual to join our team as a Credit Review Analyst II. The successful candidate will be responsible for conducting thorough analyses of financial statements and assessments for accuracy in loan presentations. The candidate will perform a complete review of the loan...

  • Credit Clerk

    2 days ago

    Woburn, United States Admiral Metals Full time

    **Position Summary** **Admiral Metals** **Servicenter Co., Inc.** is currently seeking a **Credit and Collections Clerk** to assist in the Credit and Collection efforts. **Basic Job Function** **Major Responsibilities of Position** - Maintain the corporate credit policy and recommend changes to senior management - Manage Aging reports and reconcile...

  • Senior Reinsurance Analyst

    2 weeks ago

    Woburn, United States SBLI Full time

    At SBLI Life Insurance, the Senior Reinsurance Analyst is responsible for the administrative reinsurance function within the Actuarial Department. The Senior Reinsurance Analyst works closely with the Actuaries to ensure that the reinsurance treaties are properly administered and accounted for on the TAI Reinsurance System. This individual is also the main...

  • Senior Reinsurance Analyst

    1 week ago

    Woburn, United States SBLI Full time

    At SBLI Life Insurance, the Senior Reinsurance Analyst is responsible for the administrative reinsurance function within the Actuarial Department. The Senior Reinsurance Analyst works closely with the Actuaries to ensure that the reinsurance treaties are properly administered and accounted for on the TAI Reinsurance System. This individual is also the main...

  • Senior Reinsurance Analyst

    2 weeks ago

    Woburn, United States SBLI Full time

    At SBLI Life Insurance, the Senior Reinsurance Analyst is responsible for the administrative reinsurance function within the Actuarial Department. The Senior Reinsurance Analyst works closely with the Actuaries to ensure that the reinsurance treaties are properly administered and accounted for on the TAI Reinsurance System. This individual is also the main...

  • Senior Reinsurance Analyst

    2 weeks ago

    Woburn, United States SBLI Full time

    At SBLI Life Insurance, the Senior Reinsurance Analyst is responsible for the administrative reinsurance function within the Actuarial Department. The Senior Reinsurance Analyst works closely with the Actuaries to ensure that the reinsurance treaties are properly administered and accounted for on the TAI Reinsurance System. This individual is also the main...

  • Senior Reinsurance Analyst

    1 week ago

    Woburn, United States SBLI Full time

    At SBLI Life Insurance, the Senior Reinsurance Analyst is responsible for the administrative reinsurance function within the Actuarial Department. The Senior Reinsurance Analyst works closely with the Actuaries to ensure that the reinsurance treaties are properly administered and accounted for on the TAI Reinsurance System. This individual is also the main...

  • Senior Reinsurance Analyst

    1 week ago

    Woburn, United States SBLI Full time

    At SBLI Life Insurance, the Senior Reinsurance Analyst is responsible for the administrative reinsurance function within the Actuarial Department. The Senior Reinsurance Analyst works closely with the Actuaries to ensure that the reinsurance treaties are properly administered and accounted for on the TAI Reinsurance System. This individual is also the main...

  • Data Analyst, Actuarial

    4 weeks ago

    Woburn, United States SBLI Full time

    SBLI Life Insurance’s Actuarial team is seeking a highly skilled and experienced Data Analyst with a strong background in both Data Science and Actuarial Science. The ideal candidate will possess a unique blend of technical expertise, analytical problem-solving skills, and a deep understanding of statistical and actuarial modeling to support data-driven...

  • Data Analyst, Actuarial

    4 weeks ago

    Woburn, United States SBLI Full time

    SBLI Life Insurance’s Actuarial team is seeking a highly skilled and experienced Data Analyst with a strong background in both Data Science and Actuarial Science. The ideal candidate will possess a unique blend of technical expertise, analytical problem-solving skills, and a deep understanding of statistical and actuarial modeling to support data-driven...

  • Data Analyst, Actuarial

    2 weeks ago

    Woburn, United States SBLI Full time

    SBLI Life Insurance’s Actuarial team is seeking a highly skilled and experienced Data Analyst with a strong background in both Data Science and Actuarial Science. The ideal candidate will possess a unique blend of technical expertise, analytical problem-solving skills, and a deep understanding of statistical and actuarial modeling to support data-driven...

  • Data Analyst, Actuarial

    1 week ago

    Woburn, United States SBLI Full time

    SBLI Life Insurance’s Actuarial team is seeking a highly skilled and experienced Data Analyst with a strong background in both Data Science and Actuarial Science. The ideal candidate will possess a unique blend of technical expertise, analytical problem-solving skills, and a deep understanding of statistical and actuarial modeling to support data-driven...

  • Data Analyst, Actuarial

    1 week ago

    Woburn, United States SBLI Full time

    SBLI Life Insurance’s Actuarial team is seeking a highly skilled and experienced Data Analyst with a strong background in both Data Science and Actuarial Science. The ideal candidate will possess a unique blend of technical expertise, analytical problem-solving skills, and a deep understanding of statistical and actuarial modeling to support data-driven...

  • Data Analyst, Actuarial

    1 week ago

    Woburn, United States SBLI Full time

    SBLI Life Insurance’s Actuarial team is seeking a highly skilled and experienced Data Analyst with a strong background in both Data Science and Actuarial Science. The ideal candidate will possess a unique blend of technical expertise, analytical problem-solving skills, and a deep understanding of statistical and actuarial modeling to support data-driven...

  • Board Certified Behavior Analyst

    3 days ago

    Woburn, United States Inbloom Autism Services Full time

    Overview: We are looking to hire ambitious BCBAs at our Learning Centers who want to advance in their careers, look forward to collaborating with a team of other behavior analysts, and who share in our mission to make a profound impact on the lives of kiddos. **Benefits** InBloom knows how important BCBAs are to the successful progression of the kiddos who...

  • Analyst I, Quality Control Molecular Biology

    1 month ago

    Woburn, United States The Steely Group Full time

    Reporting to the Director, QC Molecular Biology, the Analyst I - QC Molecular Biology will support the gene therapy program pipeline including but not limited to routine GMP testing of AAV vector analytical methods such as GC titer determination by ddPCR and qPCR, impurity testing, and other methods as needed. Adaptable to perform in a fast-paced environment...

  • Deal Desk Analyst

    5 days ago

    Woburn, United States Monotype DACH Full time

    Are you our “TYPE”?Named "One of the Most Innovative Companies in Design" by Fast Company, Monotype brings brands to life through type and technology that consumers engage with every day. The company's rich legacy includes a library that can be traced back hundreds of years, featuring famed typefaces like Helvetica, Futura, Times New Roman and...

  • Digitial and IT Senior Analyst

    4 days ago

    Woburn, United States Parker Hannifin Corporation Full time

    PARKER CHOMERICS is a global supplier of EMI shielding, thermal interface materials, plastics and optical products. We offer a worldwide network of applications engineering support, manufacturing facilities, and sales offices. With stocking and fabrication on five continents, our products are available anytime, anywhere. With Headquarters in Woburn, MA,...

  • Senior Software Engineers

    4 weeks ago

    Woburn, United States Randstad Digital Full time

    Senior Software Engineers for Randstad Digital, LLC. Multiple openings. Headquarters: Woburn, MA. Develop client-side and server-side architecture for web applications, and pipelines. Confer with product owners, UX designers, data analysts, scrum masters and developers regarding user experience. Recommend functionality improvements, and UX elements. Research...

  • Senior Software Developers

    4 weeks ago

    Woburn, United States Randstad Digital Full time

    Senior Software Developers for Randstad Digital, LLC. Multiple openings. Headquarters: Woburn, MA. Develop and design applications, troubleshoot, analyze root cause, perform unit and integration testing. Confer with business analysts and QA to review requirements, write code, script and queries, fix bugs, and create application security solutions. Maintain...