Aml Investigator

**Job Summary**:
The AML Investigator will be responsible for monitoring instances of money laundering, fraud and other financial crimes within our financial institution. The AML Investigator will provide in-depth investigations that are escalated from the AML monitoring system and enterprise-wide referral. The AML Investigator manages all alerts and cases from start to disposition which may include presenting the recommendation to the SAR committee and preparing SAR's, while meeting timely service level agreements. This position supports the overall BSA/AML/CFT and Compliance Program. This is a hybrid position with the possibility of being remote.

**Key Responsibilities**:

- Conduct in-depth investigations into potential money laundering and financial crimes.
- Analyze transactional data, account activity and relevant data to detect patterns and anomalies.
- Ability to identify red flags and potential risks that may indicate illicit financial activities.
- Review and assess alerts generated by the AML monitoring system.
- Conduct enhanced due diligence on high-risk customers.
- Prepare and file Suspicious Activity Reports (SARs) consistent with FinCEN requirements.
- Collaborate with, internal teams, law enforcement agencies and regulatory bodies as needed.
- Provide support and guidance to BSA/AML Team.
- Stay up-to-date on industry trends and regulations related to AML compliance.
- Utilize various tools and resources to gather information and evidence for investigations.
- May also conduct peer reviews of AML alerts, investigations, and SARs to ensure accuracy.

**Qualifications**:

- Bachelor's degree in finance, Accounting, Criminal Justice, Business or a related field or compensating work experience. - Minimum 3 years of experience in AML compliance or Financial Investigations. - Strong decision-making analytical skills and attention to detail. - Knowledge of AML regulations and compliance requirements.
- Professional certification such as Certified Anti-Money Laundering Specialist (CAMS)preferred.
- Critical thinking skill to research, collect and analyze.
- Effective verbal, written and interpersonal communication.
- Knowledge of Enhanced Due Diligence (EDD), Customer Due Diligence (CDD) and Know Your Customer (KYC).
- Individual must be able to work independently and with mínimal supervision while performing multiple tasks and meeting deadlines.
- Working knowledge of Verafin a plus

**ABOUT US**

For over a century, Peoples Bank has served as a cornerstone of customer commitment, helping our communities thrive and continuously supporting our community members. Proudly bearing the Finward name as a Finward Company, our logo symbolizes our unwavering dedication to financial excellence, advanced technology, and elevating the customer journey.

Headquartered in Munster, Indiana, Peoples Bank offers an extensive array of consumer, business, and wealth management solutions, alongside cutting-edge digital banking services. With 26 conveniently located Peoples Banking Centers spread across Northwest Indiana and Chicagoland, we uphold a tradition of delivering top-notch performance to our valued residents.

At Peoples Bank, we are driven by a passion for fostering success within our customer base and communities. Anchored in our core values of Stability, Integrity, Community, and Excellence, we are committed to building strong partnerships with our customers and communities to help them achieve financial success. Through innovative engagement and technology, we ensure an exceptional hometown customer experience at every turn.

**Peoples is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities**.

**Equal Housing Lender/ Member FDIC