Mortgage Underwriters

**As a Mortgage Underwriter your responsibilities include but are not limited to**:

- Review and evaluate information on mortgage loan documentation to determine if borrower and/or property meet loan standards
- Complete a thorough analysis of loan files to determine compliance with company, investor, and government guidelines and standards
- Evaluate the entire credit package and collateral for residential mortgage loans and ultimately ensure an “investor” quality loan product
- Provide superior customer service to internal and external customers
- Communicate decision (approval, suspense, denial) on loans to appropriate parties both verbally and in writing
- Be available to processors and loan officers for general guideline interpretations and questions on specific loan files
- Continually exhibit an understanding of automated underwriting and guidelines
- Check accuracy of all calculations

**Requirements**:

- 3-5 years current experience as a mortgage underwriter
- Experience and complete knowledge of FHA/VA lending guidelines is preferred
- Superior customer services skills
- Excellent written and verbal communication skills
- Attention to detail required
- Strong time management and organizational skills
- A team player, ability to work independently
- Thrive in a fast paced, high production environment
- Excellent analytical and decision-making skills
- Solid computer skills; including Microsoft Office products, Calyx Point is a plus

**Benefits Package**
- A competitive salary package
- Top medical and dental plans where MSA pays 65% or the premium and 100% of the dental
- 401(k) retirement savings program
- Life, disability, cancer and accident insurance
- Training and career advancement opportunities
- Generous time off benefits and 10 paid holidays
- Casual working environment
- Discretionary Bonuses