Financial Crimes Risk Specialist

**Work Location**:
Falmouth, Maine

**Hours**:
40

**Pay Details**:
**Line of Business**:
Financial Crime Risk Management

The Financial Crimes Risk Specialist supports the development and maintenance of specialized domains of TD’s AML/ATF/Sanctions/ABAC programs, including frameworks, policies, standards, procedures, awareness and specialized training, monitoring, management reporting and escalation of issues.

The incumbent to this role will help manage incoming internal audit items, complete necessary paperwork required and report on findings. Liase closely with required teams to ensure resolution and close findings. Also, will help self-identify potential issues and work process until resolution.

**Depth & Scope**:

- Highly seasoned professional role requiring substantial knowledge / expertise in a complex field and knowledge of broader related areas
- Integrates knowledge of the enterprise sub-function’s or business line’s overarching strategy in developing solutions across multiple functions or operations
- Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services
- Acts as a technical expert / lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists
- Leads cross-functional teams or projects with significant resource requirements, risk and / or complexity
- Independently manages end-to-end functional programs
- Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions
- Uses sophisticated analytical thought to exercise judgement and identify solutions
- Impacts the achievement of sub-function or business line objectives within the area they are accountable for
- Work is guided by policies and industry standards/methods
- Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders
- Works autonomously as the lead and guides others within area of expertise
- Generally reports to a Senior Manager or above

**Education & Experience**:

- Undergraduate Degree
- Advanced degree, professional accreditation, and/or 7+ years relevant experience

**Preferred Qualifcations**:

- 2 years Audit/ Risk type background
- Experience dealing with regulators is beneficial to this role

**Customer Accountabilities**:

- Work with GAML partners and other related groups (such as Compliance, Legal and Risk) to support creation of documentation and reports required by external regulatory bodies and TD internal groups
- Lead development of team procedures and governance processes and advise the GAML stakeholders and teams of changes and enhancements to enterprise AML/ATF programs and requirements and where they may impact in the organization.
- Conduct research, assess AML/ATF risks and controls, and otherwise contribute to a specialized team of AML/ATF compliance professionals, interacting with key stakeholders
- Provide governance oversight through management of the policy and training exemption governance and reporting processes to the GAML Senior Executive Team (and related AML Sub-Committees)
- Assist GAML team members in the use of Issues and Events system for tracking and reporting
- Prepare summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of the AML/ATF program
- Represent GAML/Policy, Training & Governance, as a specialist on internal or external committees as well as on enterprise-wide Regulatory Change Management initiative, as required
- Interact with control functions within the organization
- Conduct meaningful research, analysis, and assessment of AML/ATF program activities at the functional level using results to draw conclusions, make recommendations, assess the effectiveness of enterprise AML/ATF programs

**Shareholder Accountabilities**:

- Prioritize and manage own workload to meet SLA requirements for service and productivity
- Provide high quality service and advice to key business (GAML) partners and monitor progress of initiatives, action plans, or similar activities
- Protect the interests of the organization - identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high risk issues
- Participate as assigned in new or revised product initiatives, advise businesses on AML/ATF compliance requirements and ensure that those requirements are properly written into requirements for business projects and approved at the appropriate levels
- Participate in GAML level projects as needed, to facilitate and oversee changes to AML processes, systems, or practices
- Ensure relevant AML programs align with TD corporate philosophy and strategic direction
- Monitor AML/ATF industry developments and maintain strong knowledge of new and amended AML/ATF laws and re