Head of Fraud

3 weeks ago

San Francisco CA, United States Rain Full time

New York, NY, Remote
Full time
At Rain, were rebuilding the global financial pipes money flows through. Our infrastructure makes stablecoins usable in the real world by powering credit card transactions, cross-border payments, B2B purchases, remittances, and more. We partner with fintechs, neobanks, and institutions to help them launch solutions that are global, inclusive, and efficient. If youre curious, bold, and excited to help shape a borderless financial system, wed love to talk.

Our team reflects the diverse, international audiences we serve. We hire people who stay agile as the tide ebbs and flows, fix whats broken without waiting, chase trends before they peak, and remember to have fun through it all.

Rain is seeking a strategic and execution-driven Head of Risk Product to drive the vision, strategy, and delivery for our next-gen risk platform. Our platform will empower our customers with best-in-class tools to prevent bad actors and abuse in their own ecosystems. This leader can drive the roadmap across diverse payments risk areas, including: mitigating sophisticated credit-card attack vectors, managing the identity lifecycle, preventing ATO, bot, and reverse-engineering attacks, and addressing Card-Not-Present, first-party (friendly), and bank fraud. This individual will partner closely with Engineering, Data, Operations, Finance, and Compliance to build a foundation for a scalable risk engine that balances robust controls with customer experience.

Define the multi-year product vision for Rains risk ecosystem.
Staff and build a world class risk organization to support our rapid growth.
Manage vendor relationships and evaluate external risk technology partners.
Manage key payments ecosystem partners on all payments risk related functions.
Lead creation and optimization of Rains risk decisioning systems, scoring models, data pipelines, and automated controls.
Partner with engineering and data to define technical requirements for models, rule engines, and alerting systems.
Ensure platform scalability to support new products, geographies, and risk vectors.
Work closely with Compliance and Legal to ensure controls support regulatory expectations.
10+ years work experience with at least 8+ years in payments risk at a financial technology company, bank, financial services firm, or payments network
~ Hands on fraud prevention strategy experience
~ SQL and Dashboarding Skills
~ High EQ and management skills

We cover 95% of Medical, Dental, and Vision premiums.
~Every team member gets equity because we believe in building together.
~ Flexible hybrid setup with a prime SoHo office for NYC-based teammates.
~ Unlimited PTO: Because time to rest and reset is just as important as time to ship.
~ Home office setup:

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